Fio Smartbanking CZ

3.9
10.2K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Fio Smartbanking is a smart banking application that makes your life easier. Thanks to it, you will always have your account close at hand. You can cheerfully solve unexpected situations and check your account movements anytime and anywhere, pay quickly or promptly change the limits on your payment card. You apply for a loan, you can start saving or investing. And much more.

Maximum security
The application is protected for login and transaction authorization and meets the most modern security standards.

Activation and account opening in a few clicks
• If you are our client, you simply download the application and connect it to your account.
• If you are not yet our client, you can create an account quickly and conveniently in the application. With Bank iD, it doesn't take more than a few minutes.

Why Fio Smartbanking
• It is simple, fast and secure.
• It is clear and reliable.
• You are still in control of your money.
• You can customize it to your liking.
• Offers everything you need for effective money management.

What the app offers
- Possibility to customize the start screen.
- Widget with balance on the phone's desktop.
- Payment by mobile phone or watch.
- Instant free payments in CZK and EUR.
- Pay by scanning a QR code, slip or account number.
- Pay me function - QR code generation for payment.
- Payments by contact - you just need to know the mobile number.
- Control card limits with one thumb.
- Creating new accounts and cards.
- Application for an overdraft or loan.
- Savings and investment options.
- Arranging travel insurance or loss and theft insurance.
- Mode selection (full/passive/authorization/passive&authorization).
- Authorized communication via the Fio service or a call to the infoline from the application.
Updated on
Aug 25, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.9
10.1K reviews
Richard Zbranek
August 25, 2025
Fio bank is underrated. The app works flawlessly and covers everything I would expect a banking app to do and more. It allows for decent customization while staying neat and logical. It is an "adult" banking app, no useless features you can not get rid of, no marketing push notifications, no juvenile trends of making everything into a seamless flow. Please FIO, stay true to this. Your internet banking and app is exactly what it should be. Do not make it stupid by making it stupid-friendly.Thanks
1 person found this review helpful
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Fio banka
August 26, 2025
Hello Richard, thank you so much for the lovely feedback and review, it made us happy. We are glad that you find the app easy to work with and that you are our satisfied client.
Ján Sáreník
September 2, 2025
Using Fio since 2007. Works perfectly well. All the best!
1 person found this review helpful
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Fio banka
September 3, 2025
Hello Ján, thank you for the lovely review, it made us happy. We are glad that you are our satisfied client.
Hasaan Al Sheikh
February 28, 2025
I have used FIO for a long time. The app covers most of my banking needs. I face no issues managing my banking and in secured manners. User friendly simple, and all accounts are under one click. Keep it going, and best of luck. Only I would imagine that one day, it will be easy to invest using the app.
2 people found this review helpful
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Fio banka
February 28, 2025
Hello, thank you very much for the lovely review. We will pass on the investment suggestion to our colleagues responsible for development. We are glad that the app is serving you well, and we hope it will continue to do so.

What’s new

Zrušení minimálního zůstatku u spořicích účtů.

App support

About the developer
Fio banka, a.s.
apd@fio.cz
Na Florenci 2139/2 Praha 1 - Nové Město 110 00 Praha Czechia
+420 732 468 317