Home Credit SK

Home Credit a.s.

About this app

With the Home Credit mobile application, you are in control of your finances anytime, anywhere. In it you will find everything about your loan, consolidation and purchase in installments. You have repayment, account movements and other withdrawals under your thumb. A virtual card is waiting for you there for safe payment.
You simply log in to the application with a code, fingerprint or face recognition. You can choose light or dark mode, which is gentle on your eyes.
Try the app today and let us know how you like it.


Easy repayment and repayment details
Immediately after logging in, you can see the current status and the repayment date. You can send the installment in a few clicks via the icon of your bank or by using a QR code. We will fill in the account number, amount and variable symbol for you.

Monthly statements in digital form
We save our nature. In the application, you can find statements for the last 12 months in one place.

Fast money transfer
Just a few clicks in the application and the money goes to your bank account. You can also use QR code payment. When you need more, you can apply for a credit limit increase.

Virtual card for secure payment
You can activate the card in a few seconds directly in the application. Before you go to the store or ATM, add your virtual card to Google or Apple Wallet. In the application, you can safely view the card data and confirm online purchases. If necessary, resolve the blocking or change the limits.

Movements on the account for the entire history
You can clearly see all your purchases, transfers and repayments in the transaction history.

An example of a loan that can be offered in a mobile application
Illustrative calculation for a revolving loan based on the requirements of the law: In the case of a credit limit
€3,000.00 is an annual interest rate of 19.9%, APR 21.8%, you will pay a total of €3,323.38. The monthly installments are listed sequentially for individual months: €299.75, €295.60, €291.46, €287.31, €283.17, €279.02, €274.88, €270.73, 266 €.58, €262.44, €258.29, €254.15. The installments and the total amount you pay are mathematically rounded. This example is only illustrative based on the legal assumptions – drawing the entire amount of the loan immediately, without cash, in full, at the highest interest rate and with the highest fee. The loan is calculated for 12 months with installments with the same principal amount.
The specific offer may differ from the one presented. The offer is not a public promise and is valid subject to the fulfillment of the conditions of Home Credit Slovakia, a.s., which is a provider of financial services.