4.5
138K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Smart Banka is a free mobile banking app offering fast and simple bank account administration from your phone. It provides clear overview of all your products, account balance, payments, credit top up and branch map. Sign up with PIN or fingerprint, use PIN for payment approval so there is no need to confirm with sms key. Download and use of Smart Banka is free of charge.

How to start?
Just install the app, follow the guidelines on screen, register your device in the Internet Bank and start using it immediately.

Is it safe?
Yes, mobile apps breaching is very hard. Sign up to Smart Banka where payments are protected with 4 – 8 digit PIN code that only you know. The communication between Smart Banka and bank server is highly protected & encrypted.

What can you find in Smart Banka?
• Current balances overview on one screen including your Bene+ rewards
• Account movements overview
• User profile management (personal, company or eDisponent)
• Easy payment entry
• Templates and QR code payments
• Unprocessed payments and overdue repayments notification
• Branch and ATM map with simple deposit ATM filter
• Mobile phone credit top up
• Immediate temporary card block and unblock
• Card limits change
• Loan status
• Investment products development
• Current exchange rates overview
• Travel insurance
Updated on
Jun 18, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance, and Device or other IDs
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
137K reviews
Alexander Gissler
March 26, 2025
The app overall does what it should, but is relatively complicated, which is in sync with the internet portal of this bank. I tried to set up a savings account as an active customer several times, the helpdesk pointed to this app, however after logging in there was no path ahead. I'll cancel my account here soon, and will keep in mind never to return to this bank
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thomas vernoux
May 20, 2025
not really user friendly, everything is complex, navigation, information, the GUI is horrendous.
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Anthony Dach
May 7, 2025
Performance wise it improoves year by year. I like the ease of card settings like turning off dynamic currency conversion in cards. The day they will require google play services will be the day I will leave all Moneta services. -1 for missing country payment whitelists
3 people found this review helpful
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What’s new


Time for some maintenance! We’ve focused on ensuring the app runs as smoothly as possible and we’ve fixed some minor bugs. In the meantime, we are preparing the app for our new upcoming products and services which will introduce soon.

App support

About the developer
MONETA Money Bank, a.s.
sb.development@moneta.cz
Vyskočilova 1442/1B 140 00 Praha Czechia
+420 605 967 968