4.6
153K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Smart Banka is a free mobile banking app offering fast and simple bank account administration from your phone. It provides clear overview of all your products, account balance, payments, credit top up and branch map. Sign up with PIN or fingerprint, use PIN for payment approval so there is no need to confirm with sms key. Download and use of Smart Banka is free of charge.

How to start?
Just install the app, follow the guidelines on screen, register your device in the Internet Bank and start using it immediately.

Is it safe?
Yes, mobile apps breaching is very hard. Sign up to Smart Banka where payments are protected with 4 – 8 digit PIN code that only you know. The communication between Smart Banka and bank server is highly protected & encrypted.

What can you find in Smart Banka?
• Current balances overview on one screen including your Bene+ rewards
• Account movements overview
• User profile management (personal, company or eDisponent)
• Easy payment entry
• Templates and QR code payments
• Unprocessed payments and overdue repayments notification
• Branch and ATM map with simple deposit ATM filter
• Mobile phone credit top up
• Immediate temporary card block and unblock
• Card limits change
• Loan status
• Investment products development
• Current exchange rates overview
• Travel insurance
Updated on
Apr 7, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance, and Device or other IDs
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
152K reviews
Jirka Borovec
March 13, 2026
Application crashes on start. Tried restart, different internet connections, using latest android and this is happening to with several last app versions...
1 person found this review helpful
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MONETA Money Bank
March 13, 2026
Jirko, mrzí nás, pokud aplikace nefunguje správně. Obecně doporučujeme zkontrolovat aktualizaci aplikace, restartovat telefon a přepnout se mezi Wi-Fi a mobilními daty. Pokud by to stále nešlo, zavolejte nám na 224 443 636 nebo napište přes formulář na webu a prověříme to.
Milan Karak
November 14, 2025
I couldn’t log in for the whole day, so I reinstalled the app. That forced me to re-register and scan my ID, but the app accepts only Czech ID cards. Now I’m told to visit a physical branch just to regain access. This is very inconvenient and ignores many customers who don’t have a Czech ID.
1 person found this review helpful
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MONETA Money Bank
November 14, 2025
If you unregister your device and you do not have a Czech ID card and a passport or driver’s licence, new pairing is indeed only possible at a branch. If you have the app on another device, you can still complete the pairing in Settings – More – Add a new device. Thank you for your suggestion, we will consider it.
Foxtrot Sierra
April 2, 2026
Unable to change rules for automatic payment categorization for over 3 years as the functionality was intentionaly broken and never restored
1 person found this review helpful
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What’s new

This update contains minor bug fixes and improves the stability and accessibility of the app.

App support

About the developer
MONETA Money Bank, a.s.
sb.development@moneta.cz
Vyskočilova 1442/1B 140 00 Praha Czechia
+420 605 967 968