Vircle

Debit Circles Sdn Bhd

About this app

The first app designed to help parents nurture healthy eating and purchase habits of their children at school.

Vircle brings the best of payments and parental guidance to help parents raise smart and financially responsible children. Vircle allows parents to provide their children with allowances (pocket money) digitally with accompanying rules on how it can be spent. For a young child, a parent may take a stronger control on their spending control and as they grow into teens, teach them responsible spending and financial literacy by allowing them to make decisions on how they want to spend their money.

Vircle allows parents to safely introduce their children to the world of contactless payments in a responsible way within a trusted Family circle.

Ratings and reviews

[Updated on 28 May 2025] When you guys are implement a notification when a child balance drops below a certain level WITHOUT activating automatic transfer? This is a basic functionality as the app can already send a notification when a child buys something. I can add more stars to this review once this issue is rectify it. They should allow and require users to include symbols such as & and + in password to improve security. Since it involves money transaction, the security should be tightened.

Great customer service! Ive started with this app 2 months ago and did subscribe annual fee + my son visa card, turns out this is super helpful for teenagers or kids to start to value their spending on their own money. Im really impressed with their customer service named Pam , he/she really did a great job by helping me on my enquiries even at late night (which is past their working hours) the app is very user friendly and easy to used, Great app! Great system! great support! Recommended!

Pretty good app for the school going kids, a useful e-wallet that they can use to buy food from the cafeteria instead of carrying cash. Not the most user-friendly and intuitive app but the very friendly, competent and helpful customer support staff (Pam in particular) more than make up for it. Very impressed. I wish my bank, telco and other service providers had customer service personnel like Pam.

What’s new

- Improved usability, security, and support across the platform.
- Refinements made to enhance overall shopping and user experience.