CLARK - Versicherungen managen

Clark Germany GmbH

About this app

CLARK is your all-in-one insurance manager – from signing a contract to reporting a claim. With CLARK, you manage and optimize all your contracts digitally.

Over half a million customers trust CLARK to find the best rates from more than 180 insurers. Now it's your turn: Register in just 10 minutes and manage your insurance with CLARK.

CLARK checks your contracts and allows you to easily and efficiently monitor and improve your insurance situation – all free of charge via the app and at clark.de on your desktop.

Your benefits at a glance

✓ All-in-one insurance solution: Easily sign up for, manage, cancel, compare, and optimize insurance policies via the app. All your contracts, premiums, and cancellation deadlines at a glance, anytime, anywhere.

✓ Permanently free: CLARK is compensated by the insurance companies to provide you with the best possible advice.

✓ Expert advice: Get advice from independent insurance experts. Find out which insurance policies you can optimize and/or where you can get a better rate.

✓ Help when you need it: Get fast support in case of a claim, when moving, or with other issues.

✓ Pension check: Calculate your net pension in just a few minutes and plan your retirement.

✓ Independent: CLARK is 100% independent of large financial institutions. With us, you are the focus!

✓ Full control: Nothing will change in your contracts without your explicit consent. YOU decide whether to switch or take out new insurance policies.

Individual selection of thousands of plans from over 180 providers
With our needs assessment, we check your insurance status in minutes and find the right insurance policies for you – 100% independently. Compared to traditional brokers, we work with over 180 providers – from Allianz to Zurich, from international health insurance to supplemental dental insurance. From selected offers to a complete market comparison: In the app, you can compare policies, rates, and offers in seconds.

It's that easy
All you need is a smartphone and your existing contracts. After registering, you add your contracts to your account and manage them in the app. You can also calculate your net pension and optimize your retirement savings.

Do you have any questions? We're here for you
We're available within five minutes via Instant Call. If you'd like, you can book a consultation appointment through the app. We speak: German (including sign language), English, Turkish, Polish, Portuguese, and Romanian. Our consultations are available worldwide.

What to expect after installation:
Verify your mobile number: For security reasons, we verify your account via your phone number.

Personal details: To add your policies to your account, we need your personal information.

Signature: CLARK will become your insurance broker. For this, we need your digital signature.

Enter policies: Select existing policies, take photos of them with your mobile phone, and upload them.

Enjoy full control: Manage your insurance situation more easily. No cancellation or contract without your consent: We provide recommendations, but the final decision always rests with you.

CLARK is more than just an app
Around 400 employees work with us to optimize your insurance situation. If you have any questions, please email us at [e-mail] or call us at [phone].

What are you waiting for? Get CLARK for your insurance!

Ratings and reviews

The advisor is nice and friendly when signing the contracts, but then you’re left alone with whatever horrible customer service line the insurances offer. Please beware of the choices they give you. These are not the best for you, but the ones that pay the best commission to Clark. Your advisor is personal friends with them, and in the end, is there to protect their interest above yours. This is not a digital service. Nothing is managed by app, but via phone calls to advisor.

The app is asking for private data + permission for controlling insurance policies. This is okay for what the app is doing. My problem is that they don't provide any mechanism to protect the data. Why do you not implement 2 factor authentication with Yubikeys or other devices? My phone + username + password is just not enough security for this much data.

The definition of conflict of interest. The app makes money by selling you insurances you don't need. It's obvious they do not have contracts with every provider and cannot be trusted. Essentially, the app is one big advertisement. The only useful feature is to have your insurances in the cloud and seeing when you can unsubscribe from them, but to be honest, this can be replaced by having a Google drive with your contracts. And for the "advise", just ask ChatGPT, it will be more neutral.