25K reviews
Content rating
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About this app

This app is suitable for customers of Sparda-Bank West eG, Sparda-Bank Hessen eG and Sparda-Bank Ostbayern eG.

With the free Sparda-Banken app, you can conveniently do your mobile banking anywhere from your smartphone or tablet.

• Get current account balance
• Fast login with fingerprint (Android 6.0 and higher - please note that for security reasons we currently do not support older fingerprint sensors that are not natively supported by Google's fingerprint hardware.)
• Registration incl. online PIN assignment for new customers
• Carry out transfers and appointment transfers - also by means of photo transfers
• Cashless payment with VIMpay: Load your VIMpay account with the SpardaApp and pay with your smartphone at the checkout (at participating Sparda banks)
• Convenient transaction approval with the SpardaSecureApp
• Management of the SpardaSecureApp
• Setting up, changing, deleting standing orders
• SpardaBargeld: Pay out and deposit cash without a bank card. Simply generate a barcode and redeem it in stores (at participating Sparda banks).
• SpardaAppHeber: Withdraw cash from an ATM at your Sparda bank. Without a giro card. Simple, safe and only with your SpardaApp (at participating Sparda banks).
• Direct Debit Return
• Sales search
• Carry out transfers
• Germany-wide ATM search for free cash procurement (CashPool) plus display of retail markets where cash is available free of charge at the checkout
• Use of the payee from online banking
• View sales list with details
• Total balance display
• Contact functions (call bank, contact form)
• Customer communication (at participating Sparda banks)
• Mobile appointment scheduling: Would you like a consultation appointment at your Sparda bank? No problem! Choose a topic and branch and simply set a desired date for our consulting professionals (at participating Sparda banks).
• Account renaming and account sorting in the SpardaApp
• Share IBAN or account details
• Product information pages (at participating Sparda banks)

• The application is protected by an individual password (master password).
• Maximum application security through encryption of the customer number and online PIN using a device-specific token.
• SSL-encrypted data transfer
• Transaction release procedure: In addition to the chip TAN procedure, the SpardaSecureApp is available for convenient transaction release.

Requirements for using the photo transfer:
To use the photo transfer you need a mobile device
• Accelerometers
• Camera
• Camera flash / photo light
• Auto Focus

Please also note:
• We recommend an Android operating system from version 5.0 to operate the app.
• User-specific data will be migrated in the course of the version update. This includes created bank details and the master password, provided this corresponds to the security guidelines of the current application (at least six characters).

Your opinion is important to us!
We welcome ideas and suggestions on how the SpardaApp can be improved.
Updated on
Apr 16, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

23K reviews
A Google user
July 2, 2019
No documents in the app, still have to go on the website to get my monthly statements or others. Pain in the backside getting a remit done, as one must have the secure app etc.. When something's not working one has to contact and will be provided with papers by MAIL, which takes days!!! Would be nice if this bank would go with the time and get more modern. Have a look at other banks, like the BOS - they are fairly hassle free and easy to work with! Typisch Deutsch! Stock im Bobbes!
4 people found this review helpful
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Tanja Beez
January 1, 2023
Way too many steps to navigate through. Log in easy enough, rest of the things are a bit of a search. However somewhat useful when you need to do online banking, but by far not the nicest/easiest/clearest to use.
4 people found this review helpful
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Bene Dev
September 16, 2020
Usually a good app, but today I only get network exceptions when I try to log in to my account. It's not my router, since I've tried another network with the same result. If that exception is fixed and I can log in again, then the app deserves a 5 star rating.
5 people found this review helpful
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What's new

Bugfixes und Usability-Optimierungen