AnchorUp: Debt & Retire

CodeLime

In-app purchases

About this app

Lift the anchor of debt. Retire on time.

Two questions decide most of your financial life: when will the debt be gone, and when can you stop working? AnchorUp answers both as dates, not spreadsheets.

SEE YOUR DEBT-FREE DATE
Compare snowball and avalanche side by side, month by month. Move one slider and watch the date move with it. Schedule a bonus and see how many months it buys back.

KNOW WHEN YOU CAN RETIRE
Project every account to the year each of you retires — together, or years apart. Check your income against the 80% rule at a glance. Redirect freed-up debt payments into retirement and see what it changes.

BUILT FOR A HOUSEHOLD, NOT A PERSON
Two heads of household, each with their own retirement age and assumptions. College costs per child, with inflation. Everyone sees the same plan on their own phone.

THE WHOLE PICTURE
Link your bank, loan and investment accounts once and AnchorUp keeps them current. Net worth, cash flow and fixed expenses in one place. A clean PDF summary to take to your advisor.

AnchorUp is a planning tool, not financial advice. Every figure is an illustrative estimate based on the assumptions you set.

Subscription required. $59.99/year after a 14-day free trial.

What’s new

• Fixed: the home screen could warn that "Balances may be out of date" while your linked accounts were syncing exactly as they should. Bank balances refresh weekly and brokerage balances daily, and the warning now follows those schedules — so it stays quiet when everything is working and still speaks up when a connection genuinely needs attention.