Arus

IqbalStudio

About this app

Plan a personal or household budget and understand how much flexible spending room you have until your next planned income.

Arus estimates Safe to Spend using the balance you enter, scheduled bills, category budgets, and planned income. Review the factors behind the estimate before making a spending decision.

• Review Safe to Spend and see warnings when your buffer is low or upcoming commitments exceed your balance.
• Use “Can I afford this?” to check a purchase amount against your plan and understand why.
• Manually record income and expenses, set category budgets, and manage scheduled bills.
• Review monthly plans, category reports, and a cashflow projection.
• Export transactions as CSV for use in a spreadsheet app.
• Transfer budget to another device with a password-protected encrypted `.arus` file.

Arus works offline and stores budget data on your device. No account or bank connection is required. Arus does not provide payment, lending, investment, or personalized financial-advice services. Estimates depend on the information you enter.

CSV reports are readable, unencrypted files; choose where you save or send them carefully. `.arus` files are encrypted before export for manual transfer.

What’s new

Welcome to Arus 1.0.0! Our first public release helps you manage personal and household finances. Plan monthly budgets, track income and expenses, manage scheduled bills, check Safe to Spend, and review reports. Use Arus offline without an account, with CSV exports and encrypted budget file transfers.