Acounta – Personal Finance

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About this app

Do you forget who owes you, or who you owe? Want to share an invoice without re-entering it?

Acounta is a personal finance ledger for tracking debts, daily transactions, and invoices — with full privacy. No account. No server. Your data stays on your device.

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📊 Track Debts & Balances Effortlessly
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• See exactly who owes you and who you owe
• Real-time balance summary per person
• Weekly, monthly, and yearly balance charts
• Detailed account statement per person

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🔗 Shared Accounts Made Simple — A-Link
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• Connect with another person via QR or network code
• Transactions appear on both sides automatically
• Disconnect at any time

A-Link+ — Trusted Shared Ledger
• Shared transactions require both parties' approval
• No edits or deletions without mutual consent

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📲 Transfer Transactions via QR — Offline
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• Exchange transactions between two devices directly
• Fast, secure transfer with full data integrity
• Protection against unknown devices

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🧾 Never Lose Invoice Details
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• Create invoices with items, quantities, and prices
• Identical copy for buyer and seller — no re-entry
• Supports deferred sales and multiple transaction types

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💰 Log Transactions in Seconds
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• Record income, expenses, loans, and repayments
• Ready-made categories: food, transport, and more
• Add notes and photos to transactions
• Multi-currency support

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📅 Flexible Installment Plans
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• Create installment plans with custom amounts and dates
• Automatic reminders for due payments
• Clear view of paid vs. remaining amounts

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📈 Budget Smarter
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• Categorized budgets tailored to your needs
• Weekly, monthly, and yearly reports and charts
• Alerts when approaching budget limits

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🌍 16 Languages & Multiple Currencies
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• Supports 16 world languages
• Full RTL and LTR support with multiple numeral systems
• Arabic, English, French, Urdu, Persian, Hindi, and more

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🔒 Privacy First — Always
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• No account or phone number required
• Your financial records stay on your device only
• End-to-end encrypted sync — even our servers can't read it
• Encrypted Google Drive backup
• PIN protection for the app

Acounta — the practical, private way to manage your finances without sacrificing your privacy.

What’s new

• Smaller app download size
• More stable sharing and QR scanning
• New: control where your signature appears, per document type
• New: currency is checked from the QR code before adding a person — even offline
• Merged products now appear in item suggestions with their parent name