Money Journal - Budget Planner

dimmple

In-app purchases

About this app

Your finances are private. Your budget app should be too.

Money Journal is a privacy-first budget planner and expense tracker that works without linking your bank account. No credentials to share, no third-party data access, no risk. Just you, your plan, and complete control over your money.

Most budgeting apps only tell you where your money went. Money Journal helps you plan where it will go.

PLAN YOUR BUDGET

Create your spending plan before the month begins. Add recurring income from salaries, freelance work, rental payments, or dividends. Set fixed expenses for predictable bills like rent, subscriptions, and insurance. Budget flexible spending for groceries, dining, and entertainment. Define savings goals and track your progress toward each one.

Organize your money into dedicated wallets — emergency fund, checking, savings, or however you manage your accounts. Your closing balance automatically carries forward as next month's opening balance, so your plan always reflects reality.

FLEXIBLE BILLING CYCLES

Real life doesn't follow a single schedule, and neither should your budget. Set each income and expense on its own cycle — daily, weekly, bi-weekly, monthly, quarterly, or yearly. Recurring transactions are generated automatically, and reminders ensure you never miss a bill or payment.

LOG TRANSACTIONS YOUR WAY

Add transactions in seconds against your planned categories. Scan receipts with your camera for AI-powered import that fills in the amount, category, and details automatically. Import transactions from bank statements and CSV files. See your forecast versus actuals in real time, and always know exactly how much you have left to spend.

REVIEW AND UNDERSTAND YOUR FINANCES

See your cash flow at a glance with clear income versus expense breakdowns. Dive into spending allocation by category, view monthly and yearly summaries, and spot spending patterns before they become problems. Your financial insights are always just a tap away.

DESIGNED FOR YOUR LIFE

- Supports 80+ currencies for tracking finances worldwide
- Create custom categories with icons to match your lifestyle
- Syncs securely across Android, iPhone, iPad, and the web
- Available in 12+ languages
- Material You design on supported Android devices

PREMIUM

Unlock powerful tools to take your financial planning further:

- AI receipt and statement import
- Spending insights and analytics
- Real-time sync across all your devices
- Unlimited wallets for detailed fund management
- Sub-categories for granular expense tracking
- Export transactions to CSV

YOUR DATA STAYS YOURS

Money Journal is built on a simple principle: your financial data belongs to you. There is no bank account linking, no selling of data to advertisers, and no third-party tracking.

Download Money Journal and take control of your financial future — a private, powerful budget planner and expense tracker that puts you in charge.

Ratings and reviews

The app is very appealing and I love the budget setup. I'm not able to use the app because it doesn't track account balances and reconciliation.

Very bad app. UI is useless. Very confusing for users to operate. No options for Income add, no options for expenses head add, No default currency set.

A FAILURE APPLICATION! The app doesn't even work at all, the user is is stuck in the registration page which is very awful. Very not demure, very elegant not! What a shame to the developers. I hope I could rate it "0" stars

What’s new

Money Journal has been redesigned and rebuilt from the ground up.

What's new:
- Modern interface — every screen rethought
- Plan your monthly budget before you spend
- Wallets to organize money your way
- Flexible billing cycles (daily to yearly)
- AI receipt scanning — log expenses in seconds
- CSV and bank statement import
- Spending insights and cash flow views

Still private. No bank linking. Your data, your control.