SPENN

4.5
9.53K reviews
500K+
Downloads
Content rating
Everyone
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About this app


SPENN app is a new and better kind of Mobile Banking.
Transactions shouldn't cost you money, so we've made it fee-free for you to send money and receive money.
SPENN is everything you need. Ready to SPENN?
Mobile Banking. Just Better.



With SPENN you can:

Instantly send money to family and friends through the SPENN App to their SPENN account for free
Request money from friends, family or those who owe you.
Pay Bills with no fees
Buy local and international airtime, for your yourself or anyone else straight through SPENN.
Save money and set your savings goals using the SPENN Supersaver Account. Earn 4% interest on savings.
Pay in stores instantly with no added fees.
Top up your account with SPENN Agents, Bank Branches and Business Partners
Cash outwith SPENN Agents, Bank Branches and Business Partners

For Merchants:

Upgrade you account to use SPENN for merchants:
• Access to a point-of-sale solution.
Add your business to the SPENN map to gain access to more customers.
Print your own business QR code for fast and easy transactions in your store.
Digital receipts for all sales to SPENN customers.

If you have any questions or feedback? We'd be happy to hear from you and we are here to help!

Live chat: www.spenn.com
Updated on
Mar 14, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance, and Device or other IDs
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
9.4K reviews
Orion El
November 10, 2021
The validation process took longer than expected but the app works pretty well. I would like to suggest that you guys check up on your agents often, because I located quite a lot of agents from the app only to find out that they don't use Spenn anymore. I ended up making the dreadful bank visit. Which is way more reliable than the agents. Great app anyway. I hope you find ways to address it in the future..
31 people found this review helpful
SPENN
November 11, 2021
Hello Orion, Thank you so much for this feedback. We are working on ensuring all our agents shift to our new agent app which will help make the experience magical for both the user and the agent. We will appreciate if you can share details of your location so we can help onboard more agents reach me on caroline@spenn.com. Kind regards, Caroline.
Alexander Pumulo
December 28, 2025
I am very disappointed currently with this app on android. Number 1 , issues with the recovery password. it refuses and even if you click forgot recovery password it does nothing. Number 2: The forgot pin also doesn't work. I have had this issue for over two months now. Its so dissappointing.
Dillon Mwanza
January 5, 2021
I give it a 3 because it has very limited uses apart from saving and top up it is quite useful. Please include services like Water , Electricity , ZRA, NAPSA, RTSA and others to make it worthwhile, and if possible set up a USSD option to access this. Once you're in a remote place, it's impossible to access your own funds especially given the fact that Zambia is predominantly remote. Despite all this, it is a great app.
48 people found this review helpful
SPENN
January 15, 2021
Thank you very much Dillon for a very good and elaborated suggestion on how we can improve. we will definitely work on all your suggestions as we are always striving to make SPENN of tomorrow even better. Best, Rosemary, SPENN Product Team

App support

Phone number
+4745861998
About the developer
Tyrill AB
jonathan@spenn.com
Nybrogatan 7 114 35 Stockholm Sweden
+47 95 33 09 40

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