Ratoufa
Everyone
info
50+
Downloads
About this app
Ratoufa brings together your savings groups, your savings, and your everyday purchases in a single app, using the Mobile Money service you already use.
YOUR SAVINGS GROUPS, FINALLY SIMPLE
Create or join a group savings group and track each round from your phone: who has contributed, whose turn it is, and what's still due. No more notebooks or phone reminders. Prefer to save on your own? Open an individual savings group and progress at your own pace.
FIXED-PRICE PACKS — THE PRICE STAYS FIXED
Reserve your food or school supply pack today at today's price. Contribute for 1, 3, 6, or 12 months and receive your pack at the end, even if market prices have increased in the meantime. You know from the start what you're paying and what you'll receive.
PRODUCT GOALS
Is there an item you're eyeing but the upfront cost is too high? Set your goal, save little by little, and withdraw your money once you reach it. No credit, no interest, no surprises.
THE MARKET NEAR YOU
Thousands of products and dishes offered by merchants and restaurants in your city. Order in just a few clicks, get it delivered, or pick it up in store.
WALLET AND CASHBACK
Top up your wallet with Mobile Money (TMoney, Moov) and pay your membership fees and purchases without having to re-enter your information each time. Every purchase earns you cashback, which you can use directly in the app.
YOUR TRUST SCORE
The more regularly you contribute and use Ratoufa, the higher your score climbs. Track it in real time and discover how to increase it.
REFERRALS
Invite your friends and family with your personal code and earn together.
YOUR FUNDS, YOUR DATA
Secure payments through our approved partners, identity verification, and notifications for every transaction on your account. You keep track of everything, at all times.
Ratoufa is the community savings system that has always existed in Togo—with added simplicity and traceability.
Download and create your account in 2 minutes and start your first contribution today.
YOUR SAVINGS GROUPS, FINALLY SIMPLE
Create or join a group savings group and track each round from your phone: who has contributed, whose turn it is, and what's still due. No more notebooks or phone reminders. Prefer to save on your own? Open an individual savings group and progress at your own pace.
FIXED-PRICE PACKS — THE PRICE STAYS FIXED
Reserve your food or school supply pack today at today's price. Contribute for 1, 3, 6, or 12 months and receive your pack at the end, even if market prices have increased in the meantime. You know from the start what you're paying and what you'll receive.
PRODUCT GOALS
Is there an item you're eyeing but the upfront cost is too high? Set your goal, save little by little, and withdraw your money once you reach it. No credit, no interest, no surprises.
THE MARKET NEAR YOU
Thousands of products and dishes offered by merchants and restaurants in your city. Order in just a few clicks, get it delivered, or pick it up in store.
WALLET AND CASHBACK
Top up your wallet with Mobile Money (TMoney, Moov) and pay your membership fees and purchases without having to re-enter your information each time. Every purchase earns you cashback, which you can use directly in the app.
YOUR TRUST SCORE
The more regularly you contribute and use Ratoufa, the higher your score climbs. Track it in real time and discover how to increase it.
REFERRALS
Invite your friends and family with your personal code and earn together.
YOUR FUNDS, YOUR DATA
Secure payments through our approved partners, identity verification, and notifications for every transaction on your account. You keep track of everything, at all times.
Ratoufa is the community savings system that has always existed in Togo—with added simplicity and traceability.
Download and create your account in 2 minutes and start your first contribution today.
Ratoufa: Tontines, savings and everyday purchases, paid for via Mobile Money.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
- No data shared with third partiesLearn more about how developers declare sharing
- No data collectedLearn more about how developers declare collection
What’s new
Nouvelles Fonctions :
🚚 Livraison à domicile, tarif calculé selon la distance
📍 Placez votre position sur la carte et enregistrez vos adresses (Maison, Boulot…)
🕒 Voyez si le marchand est ouvert avant de commander
🐖 Épargne libre : mettez de côté à votre rythme, sans objectif imposé
💬 Discutez avec les membres de votre tontine dans l'app
🚚 Livraison à domicile, tarif calculé selon la distance
📍 Placez votre position sur la carte et enregistrez vos adresses (Maison, Boulot…)
🕒 Voyez si le marchand est ouvert avant de commander
🐖 Épargne libre : mettez de côté à votre rythme, sans objectif imposé
💬 Discutez avec les membres de votre tontine dans l'app
App support
phone
Phone number
+22871938082
About the developer
EFFICORPE
contact@efficorpe.com
Rue Agoe Nyive
Lome
Togo
+228 71 93 80 82