Prestamato: Préstamos online

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About this app

Prestamato: Fast Online Loans and Instant Credit in Spain

Need urgent cash today? With Prestamato, you can get an online loan in minutes, 100% from your mobile phone, with no paperwork, no guarantors, and no hassle. We are the new personal loan app from the Loaney Group, the online credit platform already trusted by thousands of customers in Spain.

Apply for your fast loan 24/7: fill out the application, receive instant approval, and the money arrives in your bank account in about 10 minutes.

WHY CHOOSE PRESTAMATO
✔️ Instant approval: response in 1-2 minutes
✔️ 100% digital process: loans without paperwork or travel
✔️ Only your ID/NIE: loans without collateral or guarantor
✔️ No setup fees or hidden costs
✔️ Fast and secure cash directly to your account
✔️ 24/7 customer support, no days off
✔️ ​​Improve your credit history with every on-time payment

PERSONAL LOANS FOR WHATEVER YOU NEED
Prestamato is a comprehensive solution for all your cash needs: an urgent loan to make ends meet, a mini-loan for repairs, a quick loan for medical expenses, travel, studies, electronics, a wedding, or any unexpected event. You choose the amount and term of your personal loan; we make it easy, fast, and transparent.

FAST AND SECURE LOANS, NO HIDDEN TERMS
Our online loan app is clear and honest: before signing the contract, you'll always see the APR, interest rates, and total amount to repay in the calculator. Reliable fast online loans, no surprises, no tricks. Your data is encrypted and never shared with third parties without your permission.

REQUIREMENTS TO APPLY FOR YOUR LOAN
✔️ Permanent residence in Spain
✔️ Age: 21 to 75 years old
✔️ Regular income
✔️ Valid Spanish National Identity Document (DNI) or Foreigner's Identity Number (NIE)
✔️ Spanish bank account in your name
✔️ Personal mobile phone

RATES AND FEES
✔️ Interest rate: 36% per annum
✔️ Minimum APR: 0%
✔️ Maximum APR: 36%
✔️ No processing fee or origination fee
✔️ Minimum repayment period: 61 days
✔️ Maximum repayment period: 61 days

REPRESENTATIVE EXAMPLE
✔️ Loan amount: €250
✔️ Interest included: €79
✔️ Repayment period: 61 days (in a single installment)
✔️ Total amount to repay: €329
✔️ APR: 417.1%

All loan applications are subject to verification and approval by the lender.

HOW TO GET YOUR MONEY IN 4 STEPS
1. Download the Prestamato app on your Android device
2. Create your account: enter your personal information, confirm your mobile number, and upload your documents
3. In 1-2 minutes, you'll know the status of your loan application
4. Receive the money in your bank account in about 10 minutes!

ONLINE LOANS FOR TODAY
When you need money now, you can't wait days for the bank to respond. With Prestamato, you can apply for instant loans from the comfort of your couch, in the middle of the night, or on the weekend. No queues, no appointments, and no paperwork: urgent loans for today, designed to solve your emergency right away.

NO FIXED PAYCHECK OR UNFORESEEN EXPENSES?
We review each application individually and assess your actual income. If you're self-employed, work part-time, or are looking for quick mini-loans and microloans without a fixed income, submit your application anyway: you'll receive a clear answer in minutes, with no obligation.

YOUR TRUSTED ONLINE LOAN
Thousands of people in Spain already use our group's apps to get instant loans securely. We're transparent about the terms, respond quickly, and treat every customer with the respect they deserve. That's why our users come back when they need another quick loan.

CONTACT
Customer service: hola@prestamato.app

Download Prestamato for free, apply for your first online loan in 5 minutes, and solve your financial problems today.
Fast online loan, instant cash in your account, no paperwork or guarantors
Updated on
Jul 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
    Learn more about how developers declare collection
  • Data is encrypted in transit
  • You can request that data be deleted
Content rating
Everyone
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App support

About the developer
LOANEY FINANCE S.L.
dimedrolax@gmail.com
CALLE EDGAR NEVILLE (COWORKING SPACE) 33 28020 MADRID Spain
+7 960 790-17-22