Inbank Pay - app & card

193 reviews
Content rating
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About this app

Inbank Pay - the best way to pay!

Inbank Pay is a new generation payment app and card, which gives you 2% cashback.

The fantastic duo: it is the best combination of physical card and virtual payment app. Use it within your limit or top it up yourself. Whatever suits your plans.

Inbank Pay offers card solutions based on your lifestyle - Standard, Platinum and Platinum Metal.

Reward yourself for shopping!

With Inbank Pay, you’ll earn money back on every purchase in your favourite stores. You will be able to choose up to 3 of your favourite stores or categories where you will always earn 2% money back when shopping.

In addition, we will constantly surprise you with exclusive special and partner offers. You can always find an overview of the offers in the app.

Travelling and shopping has never been this carefree!

Create your account in 2 minutes! Just download the app, enter your details and select your favourable card. You can start using the virtual card right away. The contactless payment card will be sent to your home address within 10 days. The credit card is issued by the internationally recognized Mastercard.

We offer you a maximum possible credit limit that depends on your income and liabilities, but you decide how much of the limit you will use.

If you use issued limit, it is interest-free for Standard card 35 or for Platinum and Platinum Metal 45 days, depending on the card You choose. During this time, you can use the money for free. After that, you can repay the full amount or only the minimum repayment.

We offer Inbank Pay users safe and fast contactless and mobile payment options. Link your Inbank card to Google Pay™ and enjoy stress-free contactless payments anywhere in the world.

Download the app!

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For more information visit our website:

Inbank Pay is a financial service by Inbank AS. Before concluding the contract, read the T&C or consult a specialist. Read more:
Updated on
Jan 23, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

188 reviews
October 21, 2020
I've installed the app after finding info about amazing cashback options. So, I wanted to evaluate them. After I entered my personal data, verified with SmartID, I arrived to the ordering a card screen. Each card has a monthly payment, which is not optimal for me, because I already have plenty of those. So, now I am stuck at this screen. I can not remove my account, because my only choice is to order a card, after which, I expect, I can open the menu for deleting the account.
22 people found this review helpful
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Wyslane Przez
August 25, 2022
Pretty design and seamless onboarding until you reach card selection and credit scoring. First the app will tell you to hold on and that their support will contact you soon. Good luck, nobody will call you! When you cancel your application and apply again, (if you're still patient with them or desperate) you'll suddenly get approved within seconds. Magic!
6 people found this review helpful
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Ankit Yadav
December 17, 2022
Simply the best credit card in Estonia. Fully digital and you can rely on them when you need to use your credit card.
3 people found this review helpful
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