42.2K reviews
Content rating
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About this app

What is S-mobile?

S-mobiili brings trade, bank and asset management services into one application.

You can activate the application with any bank credentials or mobile certificate.

If you need more information about using or setting up S-mobiili, touch the speech bubble in the upper right corner of the application or go to s-mobiili.fi/ukk.

What can you do in S-mobile?

Customer owner services

- Bonus and purchases - Track the bonus situation in your finances and check how close you are to the next bonus level. Research the breakdown of your purchases into different product groups, the domestic level of your grocery basket and the price level compared to competitors.
- Digital S-Etukortti and S-Etukortti barcode - Collect Bonus and take advantage of Customer-Owner benefits using your phone.
- Benefits and tips - Benefits and current news tailored to you. Note When you enable notifications, you ensure that you always receive information about your latest benefits.
- Receipts for your purchases - You can save your purchase receipts in an electronic receipt archive and you can get rid of unnecessary paper receipts.
- Your favorite locations - You can easily find the benefits, campaigns, opening hours and services of your favorite locations in one place.
- Your own information and that of your customer-owner economy - Easily manage your own contact information and the information of your customer-owner economy

Bank services

- Identification - Log in and pay with your chosen password or fingerprint instead of online banking credentials - also in online stores and public services.
- Saver - Save along with your daily spending. Direct the Euro savings from each of your card payments or S Group purchases to the Bonus fund.
- Investments – View the funds or your investments, make additional investments in the funds you own and invest in a new fund.
- Loans – Apply for or increase your S-Loan and view your loan information.
- Accounts – View your account balances and account transactions.
- Online salary – View electronic salary statements.
- Cards – Apply for a new card or increase the card's credit limit. Check the card code, edit security limits and view your credit transactions.
- GooglePay – Connect your payment card to the GooglePay application to start mobile payments.
- Payment – ​​Pay bills or transfer money between your own accounts easily and quickly.
- S-Pankki Private – Take advantage of investment and asset management services tailored to your needs. Only visible to S-Pankki Private customers.
- Contact us – Call or send us a message, give us feedback about our services or see the frequently asked questions.

You can use S-mobile with a phone with at least the Android 8.0 operating system.

Please note that to use S-mobil you must be a customer owner or belong to a customer owner household. More information on customer ownership: s-kanava.fi

What does S-mobile ask for permission for?

- Location information so that we can offer you the nearest services and the most relevant benefits.
- Using the camera to read the barcode so you can pay bills conveniently.
- To send notifications, so that you can receive information about, for example, incoming e-invoices and electronic cash receipts.
Updated on
Jan 19, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

40.5K reviews
Niroj Chaulagain
February 21, 2024
Everything works well but the balance does not update immediately after I make the payment. I have to restart the app to see the changed balance.
1 person found this review helpful
Sarjana Afrin
February 20, 2024
Need to add the English as an international language. Can't use the app If someone doesn't knw finnish or Swedish
1 person found this review helpful
Aleksanteri Rеijo
November 16, 2023
I have been unable to do pay for anything online or use 2FA (for kela & medical needs). it suddenly decided it wasn't going to allow me to even attempt to sign in, throwing an error with no description of what it is available anywhere. I can't even get tech support without signing in (lol) or calling their number where even waiting costs. Shame on you. 🤡
9 people found this review helpful
S-Pankki Oyj
November 17, 2023
Hello! Sorry to hear about the problems.You can send us a message also by logging in to the browser version of online banking with the code table so we can check your details. S-mobiili development team