45.9K reviews
Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

What is S-mobile?

S-mobiili brings trade, bank and asset management services into one application.

You can activate the application with any bank credentials or mobile certificate.

If you need more information about using or setting up S-mobiili, touch the speech bubble in the upper right corner of the application or go to s-mobiili.fi/ukk.

What can you do in S-mobile?

Customer owner services

- Bonus and purchases - Track the bonus situation in your finances and check how close you are to the next bonus level. Research the breakdown of your purchases into different product groups, the domestic level of your grocery basket and the price level compared to competitors
- S-Etukortti and S-Etukortti barcode - Collect Bonus and take advantage of Customer-Owner benefits using your phone
- Benefits and tips - Benefits and current news tailored to you. Note When you enable notifications, you ensure that you always receive information about your latest benefits
- Receipts for your purchases - You can save your purchase receipts in an electronic receipt archive and you can get rid of useless paper receipts.
- Where you can get Bonus - Search or browse locations in your area where you can collect bonus
- Your own information and that of your customer-owner economy - Easily manage your own contact information and the information of your customer-owner economy

Bank services

- Identification - Log in and pay with your chosen password or fingerprint instead of online banking credentials - also in online stores and public services.
- Saver - Save along with your daily spending. Direct the Euro savings from each of your card payments or S Group purchases to the Bonus fund.
- Investments – View the funds or your investments, make additional investments in the funds you own and invest in a new fund.
- Loans – Apply for an S-Loan or a mortgage and view the information on your loans.
- Accounts – View your account balances and account transactions.
- Online salary – View electronic salary statements.
- Cards – Apply for a new card or increase the card's credit limit. Check the card code, edit security limits, view your credit transactions or, if necessary, report the card as lost in S-mobil.
- GooglePay – Connect your payment card to the GooglePay application to start mobile payments.
- Payment – ​​Pay bills or transfer money between your own accounts easily and quickly.
- S-Pankki Private – Take advantage of investment and asset management services tailored to your needs. Only visible to S-Pankki Private customers.
- Contact us – Call or send us a message, give us feedback about our services or see the frequently asked questions.

You can use S-mobile with a phone with at least the Android 8.0 operating system.

Please note that to use S-mobil you must be a customer owner or belong to a customer owner household. More information on customer ownership: s-kanava.fi

What does S-mobile ask for permission for?

- Location information so that we can offer you the nearest services and the most relevant benefits.
- Using the camera to read the barcode so you can pay bills conveniently.
- To send notifications, so that you can receive information about, for example, incoming e-invoices and electronic cash receipts.
Updated on
Jun 5, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

44.2K reviews
Roman Gavrilov
June 20, 2024
O prefer OP app because it has English language. Many local app in many countries has English as default option. I don't see the point in being so persistent in imposing language. The developed world has already become global, flexible and tolerant.
Ihsan Kara
June 11, 2024
The app is very good overall but like many other people mentioned, there is gotta be an English language option! I still can not believe how and why there is not. Shouldn't be that hard I mean. Here in Finland, we have many thousands of people who don't speak the language at all...
5 people found this review helpful
S-Pankki Oyj
June 11, 2024
Hi Ihsan and thank you for your valuable feedback! For now the only languages available in S-mobiili are Finnish and Swedish. - S-mobiili development team
Timo Anttila
April 14, 2024
I really like the S-mobiili app. It's easy to use, and all the important features are easy to find. I use it almost daily when I'm in Finland. A nice bonus is that I receive all my cash receipts from certain shops directly in the app. However, I mostly live in Kenya and need VPN for security. The app works with F-Secure Freedome but not ProtonVPN or CyberGhost. It keeps loading until it says try again.
11 people found this review helpful
S-Pankki Oyj
April 15, 2024
Hei! Ikävä kuulla tapahtuneesta. Olethan yhteydessä asiakaspalveluumme asian selvittämiseksi. - S-mobiilin kehitystiimi

What's new

- Voit hakea asuntolainaa ja muita vakuudellisia lainoja uudistuneessa palvelussamme S-mobiilin kautta
- Mistä saat Bonusta -osiosta löydät nyt entistä helpommin oman osuuskauppasi paikalliset toimipaikat
- Kuitti- ja ostohistoriasi tarkastelu on nyt entistä helpompaa uudistetun kuukausivalikon avulla
- Jos myös alaikäisellä lapsellasi on S-Pankin asiakkuus, voit nyt päivittää lapsen asiakastiedot helposti S-mobiilissa