S-mobiili

S-Pankki Oyj

About this app

What is S-mobile?

S-mobiili brings trade, bank and asset management services into one application.

You can activate the application with any bank credentials or mobile certificate.

If you need more information about using or setting up S-mobiili, touch the speech bubble in the upper right corner of the application or go to s-mobiili.fi/ukk.

What can you do in S-mobile?

Customer owner services

- Bonus and purchases - Track the bonus situation in your finances and check how close you are to the next bonus level. Research the breakdown of your purchases into different product groups, the domestic level of your grocery basket and the price level compared to competitors
- S-Etukortti and S-Etukortti barcode - Collect Bonus and take advantage of Customer-Owner benefits using your phone
- Benefits and tips - Benefits and current news tailored to you. Note When you enable notifications, you ensure that you always receive information about your latest benefits
- Receipts for your purchases - You can save your purchase receipts in an electronic receipt archive and you can get rid of useless paper receipts.
- Where you can get Bonus - Search or browse locations in your area where you can collect bonus
- Your own information and that of your customer-owner economy - Easily manage your own contact information and the information of your customer-owner economy

Bank services

- Identification - Log in and pay with your chosen password or fingerprint instead of online banking credentials - also in online stores and public services.
- Saver - Save along with your daily spending. Direct the Euro savings from each of your card payments or S Group purchases to the Bonus fund.
- Investments – View the funds or your investments, make additional investments in the funds you own and invest in a new fund.
- Loans – Apply for an S-Loan or a mortgage and view the information on your loans.
- Accounts – View your account balances and account transactions.
- Online salary – View electronic salary statements.
- Cards – Apply for a new card or increase the card's credit limit. Check the card code, edit security limits, view your credit transactions or, if necessary, report the card as lost in S-mobil.
- GooglePay – Connect your payment card to the GooglePay application to start mobile payments.
- Payment – ​​Pay bills or transfer money between your own accounts easily and quickly.
- S-Pankki Private – Take advantage of investment and asset management services tailored to your needs. Only visible to S-Pankki Private customers.
- Contact us – Call or send us a message, give us feedback about our services or see the frequently asked questions.

You can use S-mobile with a phone with at least the Android 8.0 operating system.

Please note that to use S-mobil you must be a customer owner or belong to a customer owner household. More information on customer ownership: s-kanava.fi

What does S-mobile ask for permission for?

- Location information so that we can offer you the nearest services and the most relevant benefits.
- Using the camera to read the barcode so you can pay bills conveniently.
- To send notifications, so that you can receive information about, for example, incoming e-invoices and electronic cash receipts.

Ratings and reviews

Not able to open the app since a month.when I try to open the app I get some error message in Finnish asking me to check settings and no further details about the issue.Cannot consider this useful app as this issue is not fixed yet. Restart didn't help as advised by the S-Pankki development team. But when I turned off the VPN in the phone, then it worked. Is it so that this app is not meant to work with VPN when my phone might be using public WiFi?

S pankki has very good features to use like the savings. But I am stuck because of the language. We have had the excuse of it being a Finnish bank more than one. We are kindly requesting if we can also be included since you agreed to open for us an account, add English language. I have blocked my account and card on several occasions because of the language barrier. Consider the request as things are evolving.

It has been really frustrating in the past few months, the app does not work well on my phone and anything that I try may it be logging in or changing to a different screen every time I get the warning "Tapahui Virhe" with option "Haluatko yrittää uudelleen?" Which is basically something went wrong and try again after which I am unable to do anything. I have tried clearing cache and reinstalling the app but nothing helps.