23.6K reviews
Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

What is S-mobile?

S-mobiili brings trade, bank and asset management services into one application.

You can activate the application with any bank credentials or mobile certificate.

If you need more information about using or setting up S-mobiili, touch the speech bubble in the upper right corner of the application or go to s-mobiili.fi/ukk.

What can you do in S-mobile?

Trade services

- Bonus – See e.g. how much Bonus is coming and how close you are to the next bonus level. In addition, you can see the discounts your household has received.
- My purchases - You can see, for example, the level of domesticity and carbon footprint of your grocery basket, as well as the breakdown of your purchases into different product groups. With the help of family sharing, you can also view the entire family's purchases in the service.
- Benefits and tips – Benefits, benefit coupons, events and announcements targeted at you. When you enable notifications, you will receive information about current benefits conveniently as a push notification.
- Receipts for your purchases - Cash and warranty receipts stored in an electronic receipt archive.
- Bonus locations – Opening hours and directions and the opportunity to give feedback about the location or the product.
- Your own information and that of your client-owner household - Check and edit your contact information and manage the information of your client-owner household.

Bank services

- Identification - Log in and pay with your chosen password or fingerprint instead of online banking credentials - also in online stores and public services.
- Saver - Save along with your daily spending. Direct the Euro savings from each of your card payments or S Group purchases to the Bonus fund.
- Investments – View the funds or your investments, make additional investments in the funds you own and invest in a new fund.
- Loans – Apply for or increase your S-Loan and view your loan information.
- Accounts – View your account balances and account transactions.
- Online salary – View electronic salary statements.
- Cards – Apply for a new card or increase the card's credit limit. Check the card code, edit security limits and view your credit transactions.
- Payment – ​​Pay bills or transfer money between your own accounts easily and quickly.
- S-Pankki Private – Take advantage of investment and asset management services tailored to your needs. Only visible to S-Pankki Private customers.
- Contact us – Call or send us a message, give us feedback about our services or see the frequently asked questions.

You can use S-mobile with a phone with at least the Android 8.0 operating system.

Please note that to use S-mobil you must be a customer owner or belong to a customer owner household. More information on customer ownership: s-kanava.fi

What does S-mobile ask for permission for?

- Location information so that we can offer you the nearest services and the most relevant benefits.
- Using the camera to read the barcode so you can pay bills conveniently.
- To send notifications, so that you can receive information about, for example, incoming e-invoices and electronic cash receipts.
Updated on
Nov 29, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted
23.6K reviews
November 6, 2022
The app doesn't open when vpn is on. While I'm sure there are good reasons for this but it just gives on obscure error when you try to log in. Took me a long time to figure out that the vpn was the problem.
5 people found this review helpful
Kyle Smith
October 25, 2022
S-Pankki does not connect to Google Wallet. No English service at all. Customer service will treat you like garbage or just flat hang up on you for not speaking Finnish or Meatball even though more people in Finland speak English than Swedish by a very wide margin. Use a different bank if you're not in "The Club". The bonus thing isn't worth the hassle. "Outsiders" are unwanted by this business. The app works great though. Developers did a good job. The bank itself is the problem.
24 people found this review helpful
S-Pankki Oyj
October 25, 2022
Hi Kyle! Our official service languages are only Finnish and Swedish. We have started work on enabling mobile payment with S-Pankki card in addition to MobilePay in other applications. We will tell more about the topic and schedule as the work progresses. -S-mobiili development team
Lasse Mattila
August 25, 2022
Hey, looks like you guys fixed the crashing and the unwarranted warning about using a rooted device. After wipes and reinstalls, I also managed to log in via (another) bank authentication and continue use without the need for S login details or key lists. Nice going!
10 people found this review helpful