26.7K reviews
Content rating
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About this app

What is S-mobile?

S-mobiili brings trade, bank and asset management services into one application.

You can activate the application with any bank credentials or mobile certificate.

If you need more information about using or setting up S-mobiili, touch the speech bubble in the upper right corner of the application or go to s-mobiili.fi/ukk.

What can you do in S-mobile?

Trade services

- Bonus – See e.g. how much Bonus is coming and how close you are to the next bonus level. In addition, you can see the discounts your household has received.
- My purchases - You can see, for example, the level of domesticity and carbon footprint of your grocery basket, as well as the breakdown of your purchases into different product groups. With the help of family sharing, you can also view the entire family's purchases in the service.
- Benefits and tips – Benefits, benefit coupons, events and announcements targeted at you. When you enable notifications, you will receive information about current benefits conveniently as a push notification.
- Receipts for your purchases - Cash and warranty receipts stored in an electronic receipt archive.
- Bonus locations – Opening hours and directions and the opportunity to give feedback about the location or the product.
- Your own information and that of your client-owner household - Check and edit your contact information and manage the information of your client-owner household.

Bank services

- Identification - Log in and pay with your chosen password or fingerprint instead of online banking credentials - also in online stores and public services.
- Saver - Save along with your daily spending. Direct the Euro savings from each of your card payments or S Group purchases to the Bonus fund.
- Investments – View the funds or your investments, make additional investments in the funds you own and invest in a new fund.
- Loans – Apply for or increase your S-Loan and view your loan information.
- Accounts – View your account balances and account transactions.
- Online salary – View electronic salary statements.
- Cards – Apply for a new card or increase the card's credit limit. Check the card code, edit security limits and view your credit transactions.
- Payment – ​​Pay bills or transfer money between your own accounts easily and quickly.
- S-Pankki Private – Take advantage of investment and asset management services tailored to your needs. Only visible to S-Pankki Private customers.
- Contact us – Call or send us a message, give us feedback about our services or see the frequently asked questions.

You can use S-mobile with a phone with at least the Android 8.0 operating system.

Please note that to use S-mobil you must be a customer owner or belong to a customer owner household. More information on customer ownership: s-kanava.fi

What does S-mobile ask for permission for?

- Location information so that we can offer you the nearest services and the most relevant benefits.
- Using the camera to read the barcode so you can pay bills conveniently.
- To send notifications, so that you can receive information about, for example, incoming e-invoices and electronic cash receipts.
Updated on
Jan 5, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted
26.7K reviews
Bubble Popper
January 11, 2023
Edit: Something they did fixed the crash on startup issue for me. Perhaps this was a server-side issue? It wasn't an update to the client (according to the update date reported by Play Store) but weirdly still required reinstalling it and wiping it's data and cache for it to start working again. Maybe just wiping the data and cache would have sufficed. Review: The app is decent. Good variety of features and the UI is fairly clear and intuitive for most parts.
14 people found this review helpful
Behrad Radfar
December 26, 2022
Current version is not compatible with Android 13, at least on certain models for several weeks. And, there is no update to fix it!!! Besides, no English version.
42 people found this review helpful
Mahmud Kazi
January 19, 2023
This app is not users friendly because of language barrier. Because it has only Finnish & Swedish language, which is really hassles for international people who don’t understand these two languages.
1 person found this review helpful
S-Pankki Oyj
January 23, 2023
Hi! Our service languages are Finnish and Swedish. -S-mobiili development team