ФинБот

LLC PARADOX

About this app

FinBot is a financial assistant for those who want to quickly compare banking products and choose the right offer.

Instead of opening dozens of bank websites and manually reviewing terms, rates, amounts, and terms, you can use a single aggregator. FinBot helps you gather important information in one app: loans, mortgages, credit cards, debit cards, car loans, deposits, and other financial products.

The app's main feature is its AI assistant. It asks clarifying questions: how much money you need, for what term, what product you're interested in, and what parameters are important. FinBot then helps you find relevant options and compare offers more easily.

What's in the app:

— Catalog of banking products
Loans, credit cards, mortgages, debit cards, car loans, and deposits all in one place.

— Chatbot for selection
Answer a few questions, and the assistant will show you suitable options for further comparison.

— Compare offers
Compare up to three options based on rate, amount, term, and other terms. This helps you quickly understand which offer is the most suitable.

— Central Bank of the Russian Federation Exchange Rates
Follow the current USD, EUR, and CNY exchange rates from the Bank of Russia.

— Loan Calculator
Calculate your approximate monthly payment, overpayment, and total payment amount.

— Favorites and History
Save interesting offers and return to them later.

— Light and Dark Themes
Use the app comfortably at any time of day.

FinBot saves time: no need to navigate multiple bank websites and manually compare terms. The app helps you organize information, view key parameters, and make a more informed decision.

Loan and credit terms (FinBot is an aggregator; it does not issue loans and is not a lender):
• Repayment period: from 61 days to 30 years, depending on the product and partner.
• Maximum interest rate (APR): up to 292% per annum for microloans; significantly lower for bank loans.

Representative examples of total cost:
— Bank loan: 100,000 ₽ for 12 months, 24% per annum (APR 24%).
Monthly payment ≈ 9,456 ₽, overpayment ≈ 13,472 ₽, total ≈ 113,472 ₽.
— Microloan: 30,000 ₽ for 90 days, 0.8% per day (APR 292% per annum).
Interest is approximately ₽21,600, total repayment is approximately ₽51,600, and monthly payment is approximately ₽17,200.

FinBot is suitable if you want to compare loans, banks, mortgages, credit cards, interest rates, or other financial products without unnecessary complexity.

Important: Terms of financial products are subject to change. Always carefully review the current terms and conditions of the bank before applying. All loans and credits are provided by licensed partners; FinBot does not issue loans or charge a fee for selection.

This application is for informational purposes only. We are not a bank or credit institution.