FinCrif: Personal Loan App

FinCrif: Instant Personal Loan App

About this app

FinCrif is a digital platform that helps users explore personal loan options through a simple and guided process.

⚠️ FinCrif is not a direct lender. Loans are offered and disbursed by our partner banks and NBFCs.
FinCrif acts as a loan facilitator platform connecting users with regulated banks and NBFCs.

Currently, loan facilitation services are provided in association with our RBI-registered NBFC partner:
• INCRED FINANCIAL SERVICES LIMITED

Partner verification:
🔗 https://incred.com/partnership/

💡 Why Choose FinCrif?

✔️ Loan amounts from ₹1L to ₹55L
✔️ Interest rates offered by lending partners starting from 10.99% p.a.*
✔️ Digital and paperless application journey
✔️ Access to regulated lending partners
✔️ Flexible repayment tenure: 12–72 months
✔️ Transparent loan information from lending partners
✔️ Secure and encrypted application process

📊 Loan Information

• Loan Amount: ₹1,00,000 to ₹55,00,000
• Repayment Tenure: 12 months to 72 months
• Maximum APR: Up to 36%

📌 Loan approval, interest rates, repayment terms, processing fees, and disbursal are determined directly by the respective lending partner.

📊 Representative Example (Illustrative)

Loan Amount: ₹2,00,000
Interest Rate: 15% per annum
Repayment Tenure: 12 months

• Approximate EMI: ₹18,052
• Total Interest Amount: ₹16,620
• Processing Fee (Including GST): ₹4,720
• Other Applicable Charges: ₹588.82
• Total Repayment Amount: ₹2,21,929

📌 This example is illustrative only. Actual loan terms, charges, and repayment values may vary depending on lending partner policies and applicant eligibility.

🔐 Safe & Secure

FinCrif uses secure HTTPS connections and encrypted systems to protect user information. User data is shared only with authorized lending partners for processing purposes and only with your explicit consent.

👤 Eligibility Criteria (Indicative)

✔️ Indian Resident
✔️ Age and income criteria may vary as per lender policies.
✔️ Employment and credit eligibility are subject to lending partner requirements.
✔️ Applicable for salaried individuals, self-employed individuals, and professionals

📋 Types of Loan Options Available Through Lending Partners

• Personal Loans for Salaried Individuals
• Personal Loans for Self-Employed Individuals
• Personal Loans for Professionals

📝 How to Apply

1️⃣ Sign up on the FinCrif app.
2️⃣ Enter your details and loan requirement.
3️⃣ Explore available loan options.
4️⃣ Get assistance from our support team.
5️⃣ Complete the process with the selected lending partner.

🤝 Responsible Loan Facilitation

FinCrif partners with regulated banks and NBFCs to help users explore loan options digitally. We promote responsible borrowing and transparent lending practices. FinCrif does not directly provide loans or make lending decisions.

📞 Contact Us

📧 Email: [e-mail]
📞 Phone: [phone]
📍 Address: C15 Sector 3, Noida, Uttar Pradesh – 201301, India

📲 Get Started

Download the FinCrif app to explore personal loan options through a secure and digital process.
Explore personal loan options digitally with regulated lending partners.

What’s new

Bugs Fixes