Envo - Envelope Budget Planner

Valdera

In-app purchases

About this app

Take control of your personal finances with Envo, the simple and effective envelope budget app.
Create, track, and manage your monthly budgets effortlessly using the proven envelope method.

Create envelopes for every spending category – housing, groceries, transport, leisure, and more.
Allocate money at the start of the month, then track your expenses in real time.
Envo helps you stay on budget, reach your financial goals, and save money with confidence.

💰 See clearly where your money is going
🐖 Manage your savings with specific envelopes
📊 Track your spending by envelope in real time
👥 Joint budget management
📅 Reset your budgets each month or according to your own rules
🎨 Customize your envelopes with an image, color, and icon
🏆 Fun challenges to help you progress while having fun
🔗 Add transactions with one click from the home screen
🎯 Create a budgeting system that suits you
☁️ Never lose your budget and find it on all your devices
🌐 Select the application language (German, English, Spanish, French, Italian, Brazilian Portuguese) and currency

Envo combines the simplicity of a paper budget with the power and beauty of a modern app. With a pleasant interface, visual envelopes, and a smooth experience, managing your money becomes a pleasure.

💡 How Envo works: free and subscription
Envo is free to download and use. The free version lets you discover the essentials: up to 4 envelopes, 1 binder, 1 budget and 1 year of history.
A subscription lifts these limits — unlimited envelopes, binders and budgets, plus several years of history — and adds features that are already available, like a custom background image for your envelopes or co-managing your budget as a household (with a Duo or Familio subscription). It also gives access to upcoming features: advanced statistics, recurring transactions, personalized tips, exclusive image packs and customization options, and even more challenges.

🔒 Your bank accounts stay yours
Envo does not connect to your bank accounts. You only enter what you want to track — and that's on purpose: recording your own expenses reconnects you with your habits and helps you take back control. No unreliable syncing, no automatic reading of your personal accounts: everything stays clear, simple and in your hands.


We are actively working on some highly anticipated new features:
🎯 “Project” envelopes to Plan your major purchases
🔔 Reminders to stay on track
💡 Personalized advice to better manage your spending and savings
📊 Advanced statistics

Join the Envo community now and help us shape the budgeting app of tomorrow.

What’s new

- [Household] Share your plan with a household: invite members and manage them from a dedicated page
- [Binders] Per-member roles and permissions on each binder, with a custom role editable permission by permission
- [Binders] Create an envelope from a binder's envelopes tab
- [Binders] Add a transaction from a binder's transactions tab
- [Binders] New budgets tab on the binder details page
- [Binders] Shows which items still block a binder's deletion
- Various fixes