Hatching0: Kids Money Habits

Hatching0

About this app

Hatching0 helps kids aged 4–17 build healthy money habits, one small win at a time. Guardians set the tasks. Kids earn coins, decide where every coin goes, and raise creatures that grow as they do.

HOW IT WORKS
- Earn: Guardians add tasks that fit their family, such as homework, reading, music practice or helping at home. Kids can propose their own tasks too. When a task is done, a guardian approves it.
- Split: Every coin earned is divided between Save, Spend and Give. Kids choose their own split, so the decision is theirs.
- Save: Saved coins earn monthly interest, set by guardians, so kids can watch their savings grow.
- Spend: Spend coins buy treats from the family's Reward Shop.
- Give: Give coins track donations the family chooses together. The actual giving happens outside the app.
- Goals: Kids save toward one goal at a time, with an optional photo of what they are working for.

REWARD SHOP
Guardians fill the shop with treats, from extra screen time to a family outing. Kids redeem them with Spend coins and get a treat coupon to show a grown-up. Kids can also propose new treats for guardians to approve, and every redeemed treat goes on their Trophy Shelf.

HATCH AND GROW
Every kid gets mystery eggs and chooses which one to raise. As lifetime coins add up, the creature hatches and evolves stage by stage, all the way to Legendary. Kids can switch to another egg or creature at any time. Daily streaks, rewards and badges make the routine something kids look forward to.

FOR GUARDIANS
- Approve tasks, task ideas and treat proposals from the Family Dashboard.
- Monthly Real Money Sync: see how much to deposit into your child's real savings and how much to donate together, based on the month's coins.
- Invite other guardians and caregivers. They share everyday access, and the family owner manages who's in the family.
- Defaults for each age group: Young (4–7), Middle (8–12) and Teen (13–17).
- Optional notifications and a monthly email recap.

BUILT WITH KIDS' PRIVACY IN MIND
- No ads and no in-app purchases.
- No third-party analytics or tracking.
- No chat and no messaging.
- Friends and the weekly leaderboard are off until a guardian turns them on. Friends only see a first name, an avatar and a weekly task count.
- Coins are virtual. Hatching0 never holds, moves or asks for real money.
- Delete your family's data at any time, in the app or by email.

Kids sign in with their own PIN on a device a guardian has linked. Guardians manage everything from their own account.

Available in English and Simplified Chinese.

What’s new

First release of Hatching0.