Sofisa Direto: Conta e Cartão

Banco Sofisa S.A.

About this app

Open your free digital account at Sofisa Direto and gain access to fixed and variable income investments, a Black credit card with real benefits, and the security of a bank with over 60 years of tradition in the financial market.

Discover the credit card that truly delivers value — or rather, gives it back to you. With the Sofisa Visa Infinite, you'll experience a complete package: zero annual fee, 5% cashback at bars and restaurants worldwide, and 1% on other purchases. More advantages in your daily life, more money back in your pocket — effortlessly and without hidden fees.

And there's more: you'll have access to over 1,000 VIP lounges in Brazil and abroad, plus benefits, discounts, and exclusive experiences from the Vai de Visa program, enhancing your experience on any trip and in your daily life. Download the app and understand why so many people have already chosen to prosper and enjoy the journey with Sofisa.

*Subject to credit analysis.

Invest in the Daily Liquidity CDB (Certificate of Deposit) at 105% of the CDI (Interbank Deposit Certificate) rate per annum and transform your investment into an immediate credit limit. Your money continues to earn above the CDI rate while you increase your purchasing power and unlock exclusive card benefits.

Here, your money works for you — and you gain more freedom and more advantages with your credit card.

It's more than an app: it's your digital investment bank in the palm of your hand, intelligently keeping pace with your rhythm and needs.

Discover the best investment offers on the market and centralize your financial life in one place — with practicality, security, and high profitability. Find the ideal investment for your profile, from the best fixed-income options, insured by the FGC (Credit Guarantee Fund), with rates selected daily by our experts, to variable-income products and international funds for global diversification.

With Sofisa Direto you get:

◉ LCA, LCI and CDB with the security of the FGC (Credit Guarantee Fund)
◉ Treasury Direct
◉ Variable Income (real estate funds - FIIs, buying and selling stocks, BDRs and ETFs)
◉ Investment Funds (stocks, multi-market, fixed income, foreign exchange)
◉ Investment brokerage with zero fees
◉ Smart credit conditioned on your investments
◉ Free transfers via Pix, DOC and TED
◉ Bill and invoice payment

Invest in fixed income with the security of the FGC

With the digital account you can invest in LCA, LCI or CDB with the guarantee of up to R$ 250,000 from the Credit Guarantee Fund. The Daily Liquidity CDB, for example, yields interest every day and allows redemption whenever you want.

Diversify with Variable Income

Expand your portfolio with stocks, REITs, BDRs, and ETFs in a simple way, with the support of the Sofisa brokerage and tailored to your investor profile.

Tailor-Made Investment Funds

Invest in multi-market, equity, fixed income, and currency funds, diversifying your investments according to your goals.

Direct Treasury Bonds

Invest profitably and securely in Direct Treasury Bonds with rates and terms according to your financial objectives. Fixed-Rate Treasury Bonds, Selic Treasury Bonds, Income+ Treasury Bonds, Educa+ Treasury Bonds, and IPCA Treasury Bonds.

Free Payments and Transfers

Make Pix, TED, and DOC transfers without fees, and pay bills with total convenience.

Recommended Portfolio with Expert Curation

Rely on the expertise of our specialists to build your investment portfolio with LCA, LCI, CDB, Direct Treasury Bonds, investment funds, and stocks — all personalized and designed for your profile.

Access and learn more:
https://www.sofisadireto.com.br/
https://blog.sofisadireto.com.br/
Follow our networks:
Facebook: fb.com/bancosofisadireto
Instagram: @sofisadireto
TikTok: @sofisadireto
24/7 Customer Service
3003 7255 (Brazil)
[phone] (International)
Email: [e-mail]
Banco Sofisa SA CNPJ: 60.889.128/0001-80
Alameda Santos, 1496 – Jd. Paulista, São Paulo/SP, 01418-100

Ratings and reviews

Tried to open account. Filling in and photos all OK until it gets to nationally... just two pages and stops at Bulgaria. No way to continue as my nationally is not in the options. Obviously a great app Gave all my details and spent my time for nothing. Shame

app não funciona no wi-fi

it's a fake , when you most need it the app falls , Nothing open especially the investments part

What’s new

◉ Melhorias gerais de desempenho e estabilidade.

◉ Melhorias no login conforme usuários salvos no aparelho.

◉ Melhoria na navegação da Área Pix.

◉ Melhorias em investimentos para evitar travamentos e erros ao navegar.

◉ Correções no onboarding.

◉ Correções ao criar objetivos com fluxo mais estável.