Simple Budget

Budgex

Contains adsIn-app purchases

About this app

#1 Simple Budget App — Track Spending, Save Money & Take Control of Your Finances

Tired of overspending and not knowing where your money goes? Simple Budget is the #1 rated free personal finance app that makes budgeting effortless — no bank login required, works 100% offline, and keeps your data completely private.

Whether you want to pay off debt, save for a goal, or simply stop living paycheck to paycheck, Simple Budget gives you everything you need in one clean, easy-to-use app.

💰 WHY SIMPLE BUDGET IS RATED 5 STARS BY THOUSANDS OF USERS
✔ No bank account access required — your financial data stays on your device
✔ 100% free — every feature unlocked, no paywalls, no subscriptions
✔ Works offline — track expenses anywhere, anytime, no internet needed
✔ Set up in under 60 seconds — the simplest budgeting app on the market


📊 POWERFUL FEATURES FOR SMART MONEY MANAGEMENT

💵 Expense & Income Tracking
Log every transaction in seconds. Categorize spending, track income, and always know your real-time balance — daily, weekly, or monthly.

📅 Budget Planner
Create flexible budgets that adapt to your life. Plan for groceries, rent, entertainment, travel, and more. Set limits and get notified before you overspend.

🔁 Bills & Recurring Payments
Never miss a payment again. Track subscriptions, rent, utilities, and recurring bills. See upcoming expenses and their impact on your cash flow before they hit.

📈 Insightful Spending Reports
Simple, visual monthly and weekly reports show exactly where your money is going. No confusing charts — just clear breakdowns by category and percentage.

🎯 Financial Goals & Debt Tracker
Set savings goals, track your progress, and manage debt reduction — all in one place. Whether it's an emergency fund, vacation, or paying off credit cards, Simple Budget keeps you on track.

☁️ Free Cloud Backup & Sync
Back up your data to your personal cloud for free. Restore with one tap on any device — never lose your financial history.

🔔 Smart Reminders
Daily and weekly reminders keep you consistent. Log expenses, review your budget, and stay on top of your financial goals without missing a beat.

📂 Custom Categories
Add, edit, and remove spending categories to match your lifestyle. Your budget, your rules.


🔒 YOUR PRIVACY IS OUR PRIORITY
Unlike other finance apps, Simple Budget never connects to your bank account, never sells your data, and works completely offline. Your finances are yours — and yours alone.

HOW TO GET STARTED (3 EASY STEPS):

1. Download Simple Budget — free, no signup required
2. Set your currency and starting balance
3. Add your income & expenses — get daily reminders to stay on track

That's it. No learning curve. No hidden fees.

PERFECT FOR:
→ Personal budgeting & household finance
→ Students managing limited income
→ Freelancers tracking irregular income
→ Couples managing shared expenses
→ Anyone trying to save money or get out of debt

Simple Budget is open source (Apache License 2.0). Developed by Budgex.
Download free today and join thousands of users who finally have control of their money. 💚

Ratings and reviews

This is truly the best app for keeping track of my money. I have honestly tried dozens of apps and they have all been lacking something. The only thing I was missing in this one was light theme as I had a bit of a hard time seeing the text with the dark blue background. I asked them about adding it and within a few weeks it was updated to include light theme. It now has everything that I need. The team behind this app is fantastic!

I like the private experience, the ability to use it offline I don't like that the accounts don't interact with each other. so I can't show a payment from my bank to my credit card for example, or a budget for food purchased across two different cards and what made me finally stop paying were the bugs and lack of polish. sometimes I couldn't add a transaction in the past to my credit card, it would only post to my main account - but sometimes it would work. etc

I live the app. I just wish it could be used across multiple devices so two people could enter on one budget at the same time. If this ever changes, I'll give it 5. The newer update where im in one account. and an expense is automatically put into my main account instead of the account I currently have pulled up stinks. It's annoying, but workable.

What’s new

Your Eyes Will Thank You 🌙☀️
Dark and light mode now follows your system theme automatically — no setup needed.

Adding Expenses Just Got Easier ✏️
A fresher, faster Add Expense screen. Log your spending and get on with your day.