Optima mobile

4.7
1.98K reviews
50K+
Downloads
Content rating
Everyone
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About this app

Make your transactions online with the Optima mobile app and live the optimum experience on your mobile!

With the Optima mobile app, you get:

Security: Get even greater security in your transactions by using biometric data (fingerprint scan or face id) or using a 4-digit PIN for easier access.

Information at a glance: Configure the home page of the application as you wish. Choose how you want the products/transactions that interest you to appear and monitor your accounts and movements quickly and easily on one page. View the history in detail the transactions you have made through online banking.

Fast transactions: Transfer your money inside and outside the bank, in Greece and abroad, with just a few clicks. Get access to all organizations / payment account operators to immediately pay off your obligations. Save the transfers and payments you make most frequently.

Financial management: Track your expenses by category and month. See your annual and required expenses to build your tax-free balance.

With the new version of the app, by selecting ‘’Corporate User Login’’ you can now easily and securely manage your business finances.

An app, for all your needs!
Updated on
Feb 11, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection

Ratings and reviews

4.7
1.96K reviews
Michael Batskinis
July 16, 2022
Useless app. 3/4 times when I try to perform an online payment with the app,it just crashes. On top of that the "push notifications" feature does not work at all.
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Optima bank S.A.
July 29, 2022
Hello! We are sorry to hear that you have faced this problem 😕. We would like to inform you that it was temporary and has been restored. Please make sure you have downloaded the latest app version (1.2.87) available at Play Store. Thank you for your understanding, Optima team.
Stergios Zissakis
September 19, 2025
Complete disgrace. Optima’s systems go down constantly — always “upgrading” during the busiest times. Multiple times my debit card has failed at the supermarket; each time I was told to wait because their systems were being taken offline. I had to abandon a full weekly shop because their ‘upgrade’ didn’t finish. The mobile app and web banking are just as unstable. This isn’t incompetence — it’s negligence. They are not a bank but a monkey circus. Do not trust them with your money.
1 person found this review helpful
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Optima bank S.A.
October 6, 2025
Hello! We are sorry to hear that you have faced this problem 😕. In order to promptly help you with the issue, 🔎 you will need to send us more information at hello@optimabank.gr. Thank you for your understanding, Optima team.
Sultan Joudieh
January 13, 2022
If someone is trying to open the app or even the online banking from outside Greece it won't work!! The whole purpose is to have access to banking when one can't go to the branch. When outside of the country is when it is most needed!!!
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Optima bank S.A.
February 1, 2022
Hi, please email us at hello@optimabank.gr your country in order to enable access. Thank you, Optima team

What’s new

Minor bug fixes

App support

Phone number
+302108173000
About the developer
OPTIMA BANK S.A.
hello@optimabank.gr
Sterea Ellada and Evoia Maroussi 15125 Greece
+30 694 047 5469