Himaya

HIMAYA INVEST

About this app

HIMAYA is a mobile device insurance platform for the Uzbek market. The app is designed for agents in phone stores and service technicians in repair shops.

With one phone number, you can work in two roles—agent (salesperson) and service technician (appraiser)—and switch between them directly in the app.

FOR THE AGENT (Seller):
• Client device registration
• Device verification by IMEI
• Photo and video recording of the device's condition
• Selecting and selling an insurance plan (including the Premium plan)
• Accepting payments via UZCARD and HUMO cards
• Insurance certificate issuance
• Commission for each sale

FOR THE SERVICE SPECIALIST (Appraiser):
• Viewing photos and videos uploaded by the agent regarding the application
• Defect determination
• Damage assessment
• Initiating compensation
• Commission for each appraisal

WALLET AND ACCOUNT:
• Tracking earned commissions in real time
• Viewing balance, total income, and withdrawn funds
• Withdrawal to card
• PIN for secure login

Payments and transfers are processed by licensed third-party payment providers. HIMAYA does not store or transfer funds itself.

All amounts are displayed in UZS. The application is in Uzbek, Russian is also supported.

HIMAYA - O'zbekiston bozori uchun mobil qurilmalar sug'urtasi platformasi. Ilova telefon do'konlaridagi agentlar va ta'mirlash xizmatidagi servis xodimlari uchun mo'ljallangan.

Bitta telefon raqami bilan siz ikkita rolda ishlashingiz mumkin - agent (sotuvchi) va servis xodimi (baholovchi) - hamda ular o'rtasida ilova ichida almashishingiz mumkin.

AGENT (sotuvchi) uchun:
• Mijozning qurilmasini ro'yxatdan o'tkazish
• IMEI orqali qurilmani tekshirish
• Qurilma holatini surat va videoga olish
• Sug'urta rejasini tanlash va sotish (Premium tarifi bilan)
• UZCARD va HUMO kartalari orqali to'lovni qabul qilish
• Sug'urta sertifikatini rasmiylashtirish
• Har bir sotuvdan komissiya olish

SERVIS XODIMI (baholovchi) uchun:
• Da'vo bo'yicha agent yuklagan surat va videolarni ko'rish
• Nosozlikni aniqlash
• Zararni baholash (baholash)
• Kompensatsiyani ishga tushirish
• Har bir baholashdan komissiya olish

HAMYON VA HISOB:
• Ishlab topilgan komissiyalarni real vaqtda kuzatib borish
• Balans, jami daromad va yechib olingan mablag'ni ko'rish
• Kartaga pul yechib olish
• Xavfsiz kirish uchun PIN-kod

To'lovlar va pul o'tkazmalari litsenziyalangan uchinchi tomon to'lov provayderlari orqali amalga oshiriladi. HIMAYA mablag'larni saqlamaydi va mustaqil ravishda ko'chirmaydi.

Barcha summalar so'mda (UZS) ko'rsatiladi. Ilova o'zbek tilida, rus tili ham qo'llab-quvvatlanadi.

What’s new

Nimalar yangi:
• Sug'urta rasmiylashtirish jarayoni soddalashtirildi — endi tezroq va qulayroq
• Yangi ro'yxatdan o'tish bo'limi qo'shildi
• Xatoliklar tuzatildi va ilova barqarorligi oshirildi

Что нового:
• Упрощён процесс оформления страховки — теперь быстрее и удобнее
• Добавлена новая форма регистрации
• Исправлены ошибки и улучшена стабильность приложения