20.5K reviews
Content rating
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About this app

With Smart Banking you always have your bank at your fingertips. The application is user-friendly and most of all secure. It enables you to enter payments, create and edit standing orders, pay a credit card, or activate a debit card. Access to the application as well as payment signatures are protected by your PIN code or biometric data.

Smart Banking also includes Smart Key, which you can use to authorize payments and other orders entered in Online Banking, both online and offline. In online mode using push notifications and in offline mode by scanning QR codes. You can also easily change your credentials. In case you forget your credentials, you can reset them using a photo of your ID and a selfie video. The application itself will guide you through the reset.

But the application can do many more things!

• Learn about what’s going on in your account after you turn on Push Notifications.
• Have you lost a credit or debit card? You can simply temporarily block and unblock the card for free in the app.
• You can adjust the daily limit for credit and debit card according to your needs.
• Add credit to your mobile phone with a few clicks.
• Check your account balance even without signing in to the app with the Widget
• You can also make a payment by scanning a QR code (QR payment).
• In Online Banking you can use the Payment templates and stored Beneficiaries in the Smart Banking application.
• Account statements, statements for credit cards and other documents can be found in the Documents
• Get an instant overview of currency rates.
• Are you searching for an ATM or UniCredit Bank branch? You can quickly find them in the application.

How to activate the app?
We have prepared a simple and unified activation process for you. Simply download the application and activate the application by using your Username and PIN. If you do not have this data, but you are a Client of UniCredit Bank, you can obtain it directly in the application.
Updated on
Nov 30, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location and Personal info
Data is encrypted in transit
You can request that data be deleted
20.5K reviews
Peter Hostačný
January 25, 2023
Missing information about interest rate in the account. Missing more meaningful error messages about declined transactions, which limit stopped it. Unintuitive UI in general. List of transactions is ugly with a notification displayed for each transaction in the list directly. Search in transactions only searches in actually displayed transactions, not in all of them... Please get inspired by George from Česká sporitelna.
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UniCredit Bank Czech Republic and Slovakia,a.s.
January 27, 2023
Peter, thank you for your feedback. We are sorry to hear that you are not satisfied with the application. Your suggestions will be forwarded to our application developers.
Petr Raška
November 22, 2022
Bad UX design. Visually quite nice, but the usage is just bad. Normal operations are done either in a very difficult way or impossible without taking note outside of the application. Like copying any data such as target account from transaction history is impossible. Transfer between own accounts unintuitive...
2 people found this review helpful
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UniCredit Bank Czech Republic and Slovakia,a.s.
November 23, 2022
Thank you for your feedback. We are sorry if you are not satisfied.
Davide Pollicino
January 10, 2023
No information about Exchange rate when sending money ti a different currency (Shame in 2023). Need to call them and waste time to open an euro account, while in any other Bank you can do it via the mobile app.
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UniCredit Bank Czech Republic and Slovakia,a.s.
January 27, 2023
Dobrý den, děkujeme za zpětnou vazbu.

What's new

We have made a series of improvements in the new Smart Banking application for you.