4.5
55.6K reviews
Content rating
Everyone
500K+
Downloads
Content rating
Everyone
In-App Purchases
Learn more
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About this app

Regardless of where you are, m-zaba gives you complete control over your finances.

With m-zaba you can:

• pay bills via m-foto pay
• make payments to the accounts in Croatia and abroad
• easily transfer money with the IziPay service. Recipient’s phone number is all you need.
• check the balances and transfers of accounts, savings, and loans
• obtain an informative calculation of cash and housing loan
• arrange a cash loan, credit card, contracted overdraft
• contract or change a package of products and services
• subsequently divide one-time transactions made with an Individual Mastercard credit card or transactions on the current account in euros into instalments
• find all card information, check PIN’s, manage daily limits and block the card in the event of loss or theft
• receive notifications about received payments
• trade shares in ZB Invest funds and create your investment plan and contract up to five standing orders into investment funds
• trade on world stock exchanges with the ZB Trader Global service.
• pay for parking and take queue number ticket for the queue in the branch office.
Arrange m-zaba in a branch.

SAFETY

Zagrebačka Banka pays special attention to the security of operations performed by mobile banking clients.
• PIN used to access the services is only known by the user and therefore there is no threat of abuse if a mobile device is stolen or lost.
• PIN and account information are not stored in the mobile device, and the entry of PIN is protected by a variable keypad.
• The services that are accessed by entering PIN are automatically blocked if an incorrect PIN is repeatedly entered.
• After a 3-minute period of inactivity, m-zaba automatically logs out the user.
Updated on
Apr 24, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.4
55.4K reviews
Dragan Kostic
November 30, 2025
The app constantly places important shortcuts in right side bar. The picture is not important, yet all the menues are samall and at the bottom. And the latest update removed M-parking to side menu, a placed M-student in the middle. Working people pay more than students, yet now I have usless shortcuts on top, but important ones as side menu. Remove big picture, and small menues, and place everything on main screen, on all main screen.
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Zagrebačka banka d.d.
December 1, 2025
Dear Dragan, thank you for your feedback! We deeply respect your advices, and we will have them in mind for the future development. Your Zaba
bissy
January 17, 2026
easy to use and full of features but it has a bug that keeps bothering me where if i dont fully close the app from the android recents screen and the session expires, next time i open it via the icon on my home screen it gives me a "network unavailable" warning and i have to fully close the app and restart it. this bug doesnt happen if i reopen the app from the recents screen.
1 person found this review helpful
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Zagrebačka banka d.d.
January 19, 2026
Dear Bissy, we apologize for the inconvenience. We are working on the fix. Thank you for the high rating. Your Zaba
Igor Mihaljko
July 16, 2024
It is unbelievable that you are restricted to confirm only 5 transactions in bulk with one QR code. I pay my monthly bills in one day and now, instead of paying and confirming them in one step, I have to select 5 by 5 items. Something that I could do in the past in one confirmation action, I have to do now 6 times!!!! Who ever thought this was a good idea should get fired.
3 people found this review helpful
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Zagrebačka banka d.d.
July 16, 2024
Poštovani Igore, žao nam je zbog Vašeg nezaovoljstva vezanog uz plaćanje QR kodom u e-zabi. Kako bi QR kod ispravno funkcionirao, optimalan broj naloga koji se njime mogu potpisati je 5 (u protivnom postaje nečitljiv). Svakako Vam sugeriramo korištenje opcije m-foto plati u m-zabi koja je najbrži način plaćanja računa. Vaša Zaba

What’s new

Minor improvements and bug fixes
Content rating
Everyone
In-App Purchases
Learn more

App support

Phone number
+38513789785
About the developer
Zagrebacka banka d.d.
direktni-kanali-maloprodaja@unicreditgroup.zaba.hr
Trg bana Josipa Jelacica 10 10000, Zagreb Croatia
+385 99 399 7953

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