57.5K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
In-App Purchases
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About this app

Regardless of where you are, m-zaba gives you complete control over your finances.

With m-zaba you can:

• pay bills via m-foto pay
• make payments to the accounts in Croatia and abroad
• easily transfer money with the IziPay service. Recipient’s phone number is all you need.
• check the balances and transfers of accounts, savings, and loans
• obtain an informative calculation of cash and housing loan
• arrange a cash loan, credit card, contracted overdraft
• contract or change a package of products and services
• subsequently divide one-time transactions made with an Individual Mastercard credit card or transactions on the current account in euros into instalments
• find all card information, check PIN’s, manage daily limits and block the card in the event of loss or theft
• receive notifications about received payments
• trade shares in ZB Invest funds and create your investment plan and contract up to five standing orders into investment funds
• trade on world stock exchanges with the ZB Trader Global service.
• pay for parking and take queue number ticket for the queue in the branch office.
Arrange m-zaba in a branch.

SAFETY

Zagrebačka Banka pays special attention to the security of operations performed by mobile banking clients.
• PIN used to access the services is only known by the user and therefore there is no threat of abuse if a mobile device is stolen or lost.
• PIN and account information are not stored in the mobile device, and the entry of PIN is protected by a variable keypad.
• The services that are accessed by entering PIN are automatically blocked if an incorrect PIN is repeatedly entered.
• After a 3-minute period of inactivity, m-zaba automatically logs out the user.
m-zaba: smart banking for smartphones.
Updated on
Jun 30, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    App info and performance
  • This app may collect these data types
    Location, Personal info and 5 others
  • Data is encrypted in transit
  • Data can’t be deleted

Ratings and reviews

57.3K reviews
Nemanja Liptak
September 10, 2026
personally i have issues with the app. So when i make hotspot from my other device I can't connect to the mzaba. Other apps works fine only mzaba is saying that i should check my connection even if everything is working just fine
Did you find this helpful?
Zagrebačka banka d.d.
September 10, 2026
Dear Nemanja, we have attempted to replicate the issue you are experiencing, but without success. Therefore, we kindly ask you to contact us at 01/3789 785 the next time the issue occurs. Your Zaba
Julio Candela
June 27, 2026
The application shows bank politics, if I want to show that I transferred an amount, I have to send an email and PAY for it. If I received a payment, I cannot see it in my account and use that money after hours. Other accounts like WISE solve those situations immediately and with no fees, unfortunately it's not a Croatian bank.
1 person found this review helpful
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Zagrebačka banka d.d.
June 29, 2026
Dear Julio, sending an e-mail with the payment receipt is free of charge within m-zaba. Receiving a payment depends on the payer's bank policies. If you need money right away, we suggest that you propose the payer to use the instant payment option. Your Zaba
cetbal8
September 15, 2026
when I tray to make an online purchase, I get authentication push notification 5 minutes after initiating purchase and purchase is then invalid so I cannot finish my purchase.
1 person found this review helpful
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Zagrebačka banka d.d.
September 16, 2026
Dear Madam/Sir, we are sorry you are experiencing problems. Please contact us at 01/3789 785 (Mon-Fri from 8 a.m. to 8 p.m. and Saturdays from 8 a.m. to1 p.m.). Your Zaba

What’s new

Minor improvements and bug fixes
Content rating
Everyone
In-App Purchases
Learn more

App support

Phone number
+38513789785
About the developer
Zagrebacka banka d.d.
direktni-kanali-maloprodaja@unicreditgroup.zaba.hr
Trg bana Josipa Jelacica 10 10000, Zagreb Croatia
+385 99 399 7953