57.4K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
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About this app

Regardless of where you are, m-zaba gives you complete control over your finances.

With m-zaba you can:

• pay bills via m-foto pay
• make payments to the accounts in Croatia and abroad
• easily transfer money with the IziPay service. Recipient’s phone number is all you need.
• check the balances and transfers of accounts, savings, and loans
• obtain an informative calculation of cash and housing loan
• arrange a cash loan, credit card, contracted overdraft
• contract or change a package of products and services
• subsequently divide one-time transactions made with an Individual Mastercard credit card or transactions on the current account in euros into instalments
• find all card information, check PIN’s, manage daily limits and block the card in the event of loss or theft
• receive notifications about received payments
• trade shares in ZB Invest funds and create your investment plan and contract up to five standing orders into investment funds
• trade on world stock exchanges with the ZB Trader Global service.
• pay for parking and take queue number ticket for the queue in the branch office.
Arrange m-zaba in a branch.

SAFETY

Zagrebačka Banka pays special attention to the security of operations performed by mobile banking clients.
• PIN used to access the services is only known by the user and therefore there is no threat of abuse if a mobile device is stolen or lost.
• PIN and account information are not stored in the mobile device, and the entry of PIN is protected by a variable keypad.
• The services that are accessed by entering PIN are automatically blocked if an incorrect PIN is repeatedly entered.
• After a 3-minute period of inactivity, m-zaba automatically logs out the user.
m-zaba: smart banking for smartphones.
Updated on
Jun 30, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    App info and performance
  • This app may collect these data types
    Location, Personal info and 5 others
  • Data is encrypted in transit
  • Data can’t be deleted

Ratings and reviews

57.1K reviews
Julio Candela
June 27, 2026
The application shows bank politics, if I want to show that I transferred an amount, I have to send an email and PAY for it. If I received a payment, I cannot see it in my account and use that money after hours. Other accounts like WISE solve those situations immediately and with no fees, unfortunately it's not a Croatian bank.
1 person found this review helpful
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Zagrebačka banka d.d.
June 29, 2026
Dear Julio, sending an e-mail with the payment receipt is free of charge within m-zaba. Receiving a payment depends on the payer's bank policies. If you need money right away, we suggest that you propose the payer to use the instant payment option. Your Zaba
Igor Mihaljko
July 16, 2024
It is unbelievable that you are restricted to confirm only 5 transactions in bulk with one QR code. I pay my monthly bills in one day and now, instead of paying and confirming them in one step, I have to select 5 by 5 items. Something that I could do in the past in one confirmation action, I have to do now 6 times!!!! Who ever thought this was a good idea should get fired.
3 people found this review helpful
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Zagrebačka banka d.d.
July 16, 2024
Poštovani Igore, žao nam je zbog Vašeg nezaovoljstva vezanog uz plaćanje QR kodom u e-zabi. Kako bi QR kod ispravno funkcionirao, optimalan broj naloga koji se njime mogu potpisati je 5 (u protivnom postaje nečitljiv). Svakako Vam sugeriramo korištenje opcije m-foto plati u m-zabi koja je najbrži način plaćanja računa. Vaša Zaba
Pavle Karlović
August 24, 2024
App works fine mostly, but sometimes it doesn't let me in the app. It says the password is wrong even after scanning my fingerprint(I do not understand how it could be wrong). There is literally only one solution to that problem and it is to put in the "incorrect" password 3 times and go to the bank to reset the app. Please fix this annoying bug.
3 people found this review helpful
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What’s new

Minor improvements and bug fixes
Content rating
Everyone
In-App Purchases
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App support

Phone number
+38513789785
About the developer
Zagrebacka banka d.d.
direktni-kanali-maloprodaja@unicreditgroup.zaba.hr
Trg bana Josipa Jelacica 10 10000, Zagreb Croatia
+385 99 399 7953

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