adiraku – Kredit & Pinjaman

4.2
63.4K reviews
1M+
Downloads
Content rating
Everyone
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About this app

adiraku, a mobile application presented by Adira Finance for Indonesian customers and people, with a vision to provide a variety of innovative and practical financial solutions for the lives of Indonesians.

Through adiraku, Adira Finance strives to be closer to customers throughout Indonesia without being limited by distance and time.

Want to know what's in my presence?

Automotive and Electronic Loans
Loans for new cars, used cars, new motorbikes or used motorbikes, electronic goods (TV, AC, refrigerator, washing machine), furniture (spring beds, sofas, cabinets, tables), cellphones to bicycles are easier through the Adiraku application. Apply for credit directly with conventional or Sharia schemes with the best promotions. You can get your dream vehicles and goods easily, quickly, with the best prices and installments.

Multipurpose Fund Loans
The need for house renovations, children's education costs, additional business capital and additional funds for tourism can be submitted on the Adiraku application. With a motorcycle or car BPKB guarantee, get a loan with competitive interest and a fast process. At Adira Finance, security guarantees are our priority, so don't hesitate to apply for a loan at Adira Finance.

General terms for car, motorcycle, electronic & furniture loans and multipurpose loan
1. Value of financing
◾ Motorcycle credit: IDR 5,000,000 - IDR 2,000,000,000
◾ Car loan: IDR 50,000,000 - IDR 2,000,000,000
◾ Electronic & Furniture Loans: IDR 1,500,000 - IDR 50,000,000
◾ Multipurpose Fund Loan: IDR 3,000,000 - IDR 500,000,000

2. Flat interest rate per year
◾ Motorcycle Credit: 13% - 40%
◾ Car Loan: 6% - 20%
◾ Electronics & Furniture Credit: 12% - 48%
◾ Multipurpose Fund Loan: 10% - 40%

3. Duration
◾ Motorcycle credit: 12 - 36 months
◾ Car loan: 12 - 72 months
◾ Electronics & Furniture Credit: 6 - 24 months
◾ Multipurpose Fund Loan: 12 - 48 months

4. Administrative and provision costs
◾ Motorcycle credit: IDR 800,000 - IDR 875,000
◾ Car loans: IDR 2,700,000 - IDR 4,200,000 and provision of 0.00% - 2.25%
◾ Electronic & Furniture Credit: IDR 175,000
◾ Multipurpose Fund Loan: IDR 750,000 - IDR 3,325,000 and provision of 0.00% - 0.25%

5. Example of calculation
◾ Motorcycle loans with a unit price of IDR 30,000,000, initial payment of 10% and a tenor of 12 months, then the monthly installments are IDR 3,129,000, so the total paid in 1 year is IDR 37,548,000 including unit insurance and personal accident throughout the tenor
◾ Car loan with a unit price of IDR 250,000,000, 20% initial payment and a tenor of 36 months, then the monthly installments are IDR 8,296,000, so the total paid in 3 years is IDR 298,656,000 including unit insurance, personal accident and souls throughout the tenor
◾ Mobile loans with a unit price of IDR 5,000,000, initial payment of 10% and a tenor of 6 months, then the monthly installments are IDR 1,145,000, so the total paid in 6 months is IDR 6,867,000

Contract Management
So that you don't pay late and get fined, I will remind you before the due date. Pay directly through the application, more comfortably and safely, or pay via other payment channels and stay comfortable with payment notifications directly in the application.

adirapoin
Pay installments on time in all payment channels, there are points that can be used to pay installments or exchanged for various Adira Finance partner vouchers, such as phone credit, electricity, shopping, food, and electronic money. Play fun games and do various activities in the app to get additional bonus adirapoin.

Service
Need Customer Service Help? adiraku provides a Help menu to answer all your questions through FAQ information, send it via Ask Us or livechat 24/7 with the official Adira Finance Whatsapp account.

So what are you waiting for, let's download Adiraku and enjoy unlimited services from Adira Finance.

Adira Finance is registered and supervised by the Financial Services Authority.
Updated on
May 17, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 3 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
63K reviews
benson situmorang
February 5, 2024
Really bad app.i tried login many times but I couldn't....i just wanted to see my history payment,reward points and always failed.it just bad happened and always like this.you gotta get solution for your consumers if you don't want consumers runaway.
12 people found this review helpful
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PT Adira Dinamika Multi Finance Tbk.
February 6, 2024
Salam Sahabat Bpk benson, mohon maaf atas ketidaknyamanannya.Utk kemudahan konsumen,kami melakukan perubahan metode login dari email menjadi No HP konsumen yg terdaftar di Adira Finance. Apabila mengalami kendala login krn perubahan No HP Anda,mohon email ke customercare@adira.co.id dgn menyebutkan No KTP, No Kontrak serta No HP yg bisa dihubungi.
elfan aryandika
April 19, 2024
Easy to search every car or bike prices, and knew how much credit for those vehicle.
1 person found this review helpful
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PT Adira Dinamika Multi Finance Tbk.
April 22, 2024
Salam Sahabat Bapak elfan aryandika, terima kasih atas ulasannya. Semoga aplikasi adiraku senantiasa dapat memberikan manfaat bagi kebutuhan Bapak.
Bertha Siagian
April 19, 2024
Simple and easy to use
2 people found this review helpful
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PT Adira Dinamika Multi Finance Tbk.
April 22, 2024
Salam Sahabat Bapak Bertha Siagian, terima kasih atas ulasannya. Semoga aplikasi adiraku senantiasa dapat memberikan manfaat bagi kebutuhan Bapak.

What's new

Semakin update dengan tampilan baru dan promo seru!
Ga cuma ada promo HARCILNAS yang siap bikin cicilan kamu LUNAS, kini adiraku hadir dengan fitur keamanan yang lebih mumpuni loh!