OCTO by CIMB Niaga

4.4
355K reviews
Content rating
Teen
10M+
Downloads
Content rating
Teen
Users Interact
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About this app

OCTO App is a digital banking application from CIMB Niaga that makes it easy for you to manage your finances in one place.

Main features of the OCTO App:
1. Product opening and management
• Open a new account
• Time deposits & savings
• Investments (mutual funds & bonds)
• Insurance

2. Comprehensive daily transactions
• Interbank & international transfers
• Bill payments
• Mobile credit & data package purchases
• E-wallet top-ups
• QRIS payments
• Cardless cash withdrawals and deposits

3. Additional features
Enjoy conveniences such as flight ticket purchases and various attractive promotions that are updated regularly.

4. Control and security
Manage your cards and transaction limits, block or unblock your cards, and use biometric login for added security.

OCTO App is designed to provide a practical, secure, and flexible banking experience anytime and anywhere.

Important notes:
1. Use your personal mobile number for registration
2. Do not share your USER ID, PIN, or OTP with anyone
3. The app is free, SMS charges follow your mobile operator

For more information & assistance, please contact us via Ask OCTO in the OCTO App or WhatsApp +6281197814041.
Updated on
May 29, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Messages
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
352K reviews
I Wayan Krishna Candra
March 30, 2026
Before, I didn't know that there was another bank in Indonesia that could compete with the big Blue bank of middle asia in regards to application features and ease of use, yet CIMB Niaga could prove that they could even do better because with such a complete feature set and the ability to deposit cash into their ATM Machines, they even generously provide BI-Fast interbank transfers completely free of admin charges, with no limit on how many times to do it and no monthly admin fees. Excellent!
5 people found this review helpful
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PT. Bank CIMB Niaga, Tbk
March 31, 2026
Thank your review and 5-star rating! We are very glad and proud has made your transactions easier everyday.
Adhitya Kusuma
May 30, 2026
After multiple installation attempts, it turns out this app can no longer work in Secure Folder and now has to be installed like a regular app. This means the app is not compliant with Knox Security and increases its vulnerability.
2 people found this review helpful
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PT. Bank CIMB Niaga, Tbk
May 30, 2026
We apologize for the inconvenience. For further investigation kindly send an email to 14041@cimbniaga.co.id to report the problem including the detail information covering name, phone number, and the screenshot of the issue. We regret for this inconvenience and thank you for using OCTO App
Rayhan Nursyihab
April 30, 2026
your app is good, but it can be better if every maintenance does not take too long to work again. I edited from 2 ⭐ to 1 ⭐, the problem is always like this once in every month. please fix your maintenance routine, it takes too long and not in the right time
2 people found this review helpful
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PT. Bank CIMB Niaga, Tbk
April 30, 2026
We would like to apologize for the inconvenience. For further checking, could you please send an email to 14041@cimbniaga.co.id regarding the details of the issue along with your name, phone number, and a screenshot of the error so we could investigate it further? Thank You

What’s new

Preparing for long weekend? From shopping, healing, or food hunting, everything feels easier with OCTO 3.1.90 version🛍️🌴✨

Now finding the features is faster and more seamless with the search feature in OCTO 🔎

What are you waiting for? Update now~
Content rating
Teen
Users Interact
Learn more

App support

About the developer
PT. BANK CIMB NIAGA TBK
14041@cimbniaga.co.id
Graha CIMB Niaga Jl. Jend. Sudirman Kav. 58 Kota Administrasi Jakarta Selatan DKI Jakarta 12190 Indonesia
+62 811-9781-4041

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