3.8
28.5K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Pay anything, expand your network, leveling up your business and established your existence in a more fun ways with NETZME PAY. Fast, safe & efficient financial transactions starting from paying bills, paying transactions anywhere using QRIS, to sending money to any banks and even between Netzmian via the NETZME PAY app!


The Most Fun Cashless Mobile Payment

Pay by QRIS
Scan the QRIS code at your favorite shops / merchants from GoPay, OVO, Dana, Shopee Pay, LinkAja, TOKO NETZME & many others with the pay by NETZME QRIS feature

Transfer and Send Money
Transfer money to any Bank accounts, FREE ADMIN FEE! Easy, safe, and reliable

Top Up E-money
Simple and practical. TOP UP e-money balance (GOPAY, OVO, DANA, & ​​LinkAja) with your Netzme's electronic money balance is ADMIN FREE.

PPOB (Pulsa, Data Plan, & PLN Token)
Top Up phone credit/data plan/PLN Tokens, directly from your balance or other bonuses from the Netzme app and you can immediately get Lucky CASHBACK and also VOUCHER DISCOUNT from every purchase!

There is also PPOB Mission waiting for you!

NETZME is a cashless mobile payment app that is 100% made in Indonesia. Netzme focuses on how it can provide continuous and integrated cashless payment solutions to all users as part of their daily social activities with an EASY and FUN experiences, tailored specifically for the unbanked people in the rural areas of Indonesia.

NETZME has obtained licenses from Bank Indonesia as an Electronic Money Issuer (e-money) with Letter No.21 / 584 / DKSP / Srt / B dated 19 December 2019, Fund Transfer Provider with Letter No.21 / 270 / DKSP / 98 dated 19 December 2019 and Transaction Processing Operators Using the QRIS with Letter No.22 / 419 / DKSP / Srt / B dated 23 July 2020.

Also registered at the Ministry of Communication and Information of Republic of Indonesia, under Letter No. 00993/DJAI.PSE/07/2018, member of AFTECH since August 14th, 2018, APPUI on February 11th, 2020, and ASPI on February 21st, 2020.

Download NETZME app now!

https://www.facebook.com/netzmeofficial
https://twitter.com/netzmeofficial
https://www.instagram.com/netzmeofficial

Need help? We are here to support you:

Email: support@netzme.id
Visit: www.netzme.com

All payment features only support Indonesia currency (IDR).
Updated on
Oct 23, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos, App activity and 2 others
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.8
28.1K reviews
Na Na
April 8, 2024
Limited freebies for transfer to bank acc (max 3 if you put at least 150k as average balance in a month) , most expensive fee to top up your e-wallet among similar fintech (Rp 3500). Avoid slow wifi/connection when using the transfer menu, or it suddenly freeze the said amount for god knows when. The pro? Well ,you can chat and sending money with other nexmian , good app if you hv mistress perhaps.. 😮‍💨
1 person found this review helpful
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A Google user
November 20, 2018
If you use it for daily needs of paying bills and transfer money to others, then this app is good. It surprisingly super stable, considering it got a social media attached to it. But its usecase is still small.
77 people found this review helpful
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A Google user
November 14, 2019
Just recently download. Impressed at the first sight with the UI design. Try to top up using Mandiri Online Apps. Instructions very clear but was the top up was failed. Bank Mandiri Apps pop up notif came out, "MW-C0 Tagihan Sedang di Blokir. Silahkan Hubungi Penerbit Tagihan untuk bantuan" that created unpleasant experience for first timer. Send email to CS Support. Suggest provide WA link to easily chat with CS instead.
33 people found this review helpful
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Netzme Kreasi Indonesia, PT
November 18, 2019
Hallo, Eko Purwanto. Mohon maaf atas kendala yang dialami dan terima kasih untuk masukan yang sudah diberikan. Semoga untuk kedepan nya Netzme bisa memberikan pelayanan yang lebih baik lagi untuk semua pengguna nya. -E

What’s new

Hey Netzme fam!
Our latest update comes packed with awesome stuff to make your payments smoother and faster
- Better Performance: We’ve made the app faster, lighter, and more responsive for a smoother experience.
- Bug Fixes: Squashed some minor bugs to keep everything running perfectly
Make sure to update and enjoy a better, cleaner experience!
Thanks for sticking with NetzmePay!

App support

About the developer
PT. NETZME KREASI INDONESIA
home@netzme.id
Capitol 9 Square Lt. 1 Jl. Mega Kuningan Timur No.9 Kota Administrasi Jakarta Selatan DKI Jakarta 12950 Indonesia
+62 819-1800-7794

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