CardOptimizer

TRIPSJAI Tech

About this app

Before you spend, check CardOptimizer.

CardOptimizer is a smart payment assistant for Indian credit card users. It helps you choose the best credit card before a purchase so you can make better use of cashback, rewards and available savings.

Whether you're shopping on Amazon or Flipkart, booking flights, paying for fuel, buying an iPhone, paying LIC premiums or ordering food, CardOptimizer helps you compare your payment options before you pay.

What you can do with CardOptimizer

• Find the best credit card for a purchase
• Compare cashback, reward points and estimated savings
• Check fuel rewards and surcharge waivers
• Compare Amazon, Flipkart and merchant payment options
• Compare EMI vs full-payment value
• Understand cashback exclusions before paying
• Analyze your credit card statement
• Check for potentially missed cashback
• Use Buy Now or Wait? when planning a purchase
• Add your cards to get more relevant recommendations

Real-life decisions, not just card comparisons

CardOptimizer is designed to help answer practical questions:

• Which card should I use for this purchase?
• Which payment option gives me better value?
• Could EMI affect my cashback or rewards?
• Should I buy now or wait for a better opportunity?
• Did I receive the cashback I expected?
• What should I check before the next sale?

Built for Indian cardholders

CardOptimizer focuses on Indian credit cards and everyday spending across shopping, travel, fuel, groceries, utilities and other purchases.

Reward rates, exclusions, fees, offers and eligibility can change. Check applicable issuer and merchant terms before making a financial decision.

Before you spend, check CardOptimizer.

What’s new

CardOptimizer helps you pick the right credit card for every purchase.

- Share any shopping link to CardOptimizer and see which of your cards pays back the most
- Browse and compare cards, offers and reward rates
- Cashback, rewards and payment decision tools
- Sync your wallet so recommendations match the cards you actually hold
- Merchant and apply links open securely in your browser