DMI Finance

DMI Finance

About this app

Your Loan. Your Terms. Your Time.
Get Personal Loans with the DMI Finance App

Whether you're a salaried professional or a small business owner, the DMI Finance App helps you secure personal loans — completely paperless.

✅ Key Benefits
• Digital process
• Smooth disbursal
• Flexible EMIs
• Complete transparency

� Why Choose the DMI Finance App?
Your all-in-one loan and finance hub — apply, track, repay, and manage loans from a single, easy-to-use platform.
It’s safe, simple, and tailored to your needs.

� Key Features
• Seamless Personal Loans up to ₹5 Lakhs*
• Fully Digital Journey: No paperwork
• Safe & Secure: Your data is encrypted and protected
• Check your CIBIL score and credit report for free

� Features You’ll Love
• Easy Login: 4-digit PIN — no need to remember passwords
• Digital Repayments: Pay EMIs via UPI, net banking & more
• e-Mandate: Automate EMIs to avoid late fees
• Repayment Schedule: Get your schedule instantly via your registered mobile number
• Payment History: View all past EMI payments in one place
• Key Docs on Demand: Download sanction letters and agreements anytime

How does a Personal Loan Using DMI Finance App work?
1. Loan Amount: ₹10,000 to ₹5,00,000
2. Repayment Tenor: 12 to 60 months
3. Rate of Interest/Annual Percentage Rate (APR): 12% to 27.9%
4. Eligibility: Minimum household income of ₹3 Lakh per annum

Illustrative Example:
• Loan Amount: ₹50,000
• Tenure: 12 months
• Interest Rate: 22% (on reducing principal balance interest calculation)
• EMI: ₹4,680
• Total Interest Payable: ₹4,680 x 12 months - ₹50,000 Principal = ₹6,160
• Processing Fees: (2% of loan amount + GST) = ₹1,180
• Disbursed Amount: ₹50,000 - ₹1,180 = ₹48,820
• Total Amount Payable: ₹4,680 x 12 months = ₹56,160

*Interest rate and processing fees vary as per the products and customer segments.

Security & Privacy Policy
DMI Finance prioritizes the safety of its customers and ensures that we do not share the personal/sensitive information of our customers with third-party apps.
Our app will require the following permissions to function optimally:
• Installed Apps: Required to collect and monitor the list of installed apps for security purposes & fraud risk management.
• Device Information: Required to collect and monitor device data to uniquely identify the device and prevent unauthorised access.
• Location: Needed to initiate KYC by collecting device location information.
• Camera & Storage: Required to upload/download KYC documents, selfies, and proofs. No personal files or media are accessed.

Responsible Lending
DMI Finance personal loans are fully regulated and legally compliant with RBI policies.
Please refer to our Privacy Policy to understand how we collect and share your data:

Privacy Policy: https://www.dmifinance.in/app-privacy-policy.php

Contact Us
Phone Number: 08064807777
Email ID: [e-mail]
This app is owned by DMI Finance, a Pan-India registered NBFC.