DMI Finance

DMI Finance

About this app

The DMI Finance App fulfils all your loan needs in one place. It offers fast and secure access to a variety of financial services. Its intuitive and user-friendly interface allows you to easily manage your loans and payments. Try it now to experience the power of DMI Finance!

About DMI Finance

DMI Finance Private Limited is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI). Its products include Consumption, Personal, and Micro, Small & Medium Enterprise (MSME) Loans. To know more about DMI Finance, please visit https://www.dmifinance.in.

Features of this app:

⭐ Easy Login
No need to remember your customer ID and password every time. Create a 4-digit login pin and access your account easily.

⭐ Secure and Digital Repayments
Pay your EMIs digitally from anywhere, anytime using net banking, UPI or other payment options.

⭐ e-Mandate
Automate your payments to avoid penalties and make your EMI payments on time.

⭐ Repayment Schedule
Download your repayment schedule instantly using your registered mobile number.

⭐ Payment History
Access your payment history easily.

⭐ Agreement & Sanction Letter
Access loan agreements, terms & conditions, and sanction letters easily.
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How does a Personal Loan Using DMI Finance App work?

1)Loan Amount : ₹10,000 to ₹5,00,000
2) Repayment Tenor: 6 to 60 months
3) Rate of Interest/Annual Percentage Rate(APR) : 12% to 40%

Illustrative Example:

Loan Amount: ₹50,000
Tenure: 12 months
Interest Rate: 22% (on reducing principal balance interest calculation)
EMI: ₹4,680
Total Interest Payable: ₹4,680 x 12 months - ₹50,000 Principal = ₹6,160
Processing Fees: (2% of loan amount + GST) - ₹1,180
Disbursed Amount: ₹50,000 - ₹1,180 = ₹48,820
Total Amount Payable: ₹4,680 x 12 months = ₹56,160

* Interest rate and processing fees vary as per the products and customer segments.

Security & Privacy Policy

DMI Finance prioritizes the safety of its customers and ensures that we do not share the personal/sensitive information of our customers with third-party apps. Our app will require the following permissions to function optimally:

Installed Apps: We require this permission to collect and monitor the list of installed apps in the device for security purposes & fraud risk management.

Device Information: This permission is required to collect and monitor specific information about the device to uniquely identify it and ensure that unauthorized devices are not able to act on customer's behalf.

Location: To initiate the KYC, we need to collect location information about the device.

Camera & Storage: Storage and camera permissions are collected to easily upload/download KYC documents, selfies, and photo proofs needed for KYC verification, loan agreements, etc. No personal files or media are accessed.

Responsible Lending: DMI Finance personal loans are fully regulated and legally compliant with the policies of RBI.

Please refer to our Privacy Policy to understand how we collect and share your data

Privacy Policy : https://www.dmifinance.in/app-privacy-policy.php

Contact us:
Phone Number: 08064807777
Email ID: [e-mail]
This app is owned by DMI Finance, a Pan-India registered NBFC