Fello: Best Returns & Rewards

4.02K reviews
Content rating
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About this app

Join over 12 Lakh+ users in their savings & investing journey.

With Fello Flo, our exclusive RBI certified P2P asset, get attractive returns that beat traditional savings like Fixed Deposits.

And that's not all! You can also grow your wealth through easy Digital Gold & Gold Pro investments on the Fello savings app.

Our mission is to make saving and investing fun as well as rewarding for everyone.

On each saving with Fello, collect number grid tickets and get a chance to grab amazing rewards up to Rs. 1 Crore in weekly draws.

Start your savings & investing journey with Fello today.

Fello Flo

Fello Flo P2P Funds: Unlock the power of peer-to-peer (P2P) funds with Fello Flo. Enjoy attractive returns of 12% by saving in our P2P asset, surpassing traditional fixed deposits and savings accounts. Our P2P model minimizes risk while maximizing growth potential. Join over 100,000 individuals who have placed their trust in Fello to cultivate and expand their savings.

We offer three options to invest in Fello Flo

12% Flo: Requires a minimum investment of Rs. 10,000 and has a 6-month lock-in period.
10% Flo: Requires a minimum investment of Rs. 1,000 and has a 3-month lock-in period.
8% Flo: Requires a minimum investment of Rs. 100 and has a 1-week lock-in period.

How Fello Flo works?

Make an investment and get tickets to weekly rewards
Your investment is processed by Lendbox (our P2P asset partner)
Your investment is lended to high creditworthy borrowers
Your daily interest gets accumulated in your Fello account.

Why Fello Flo?

★ Highest returns than other assets
★ Interest credited everyday
★ Authorised and Secured by RBI
★ Get extra tickets to weekly draws

Gold Pro

Get up to 15.5% return on Gold Pro with Fello. In the last 2 years gold has given 11% & 13% returns respectively. With Gold Pro we provide extra 4.5% return on the market rate.

So effectively your returns can easily reach up to 15.5%.

Why Digital Gold Investments?

★ 11% & 13% returns gained from Digital Gold in 2022 & 2023 respectively
★ Pure 99.9% BIS Hallmark Gold
★ Stable Returns
★ Safest mode of saving

📲 How It Works

1️⃣ Download the Fello app from the Play Store or App Store.
2️⃣ Log in using your phone number
3️⃣ Navigate to the "Save" section to get started.
4️⃣ Choose between Fello Flo and Digital Gold investments based on your preferences.
5️⃣ Complete a simple KYC process for Fello Flo investments (PAN Card verification and email address confirmation).
6️⃣ Start saving and earn big rewards while saving

📢 FAQs:
🔸 KYC Requirements: No KYC needed for Digital Gold. Fello Flo investments require a simple 2-minute KYC process.
🔸 Eligibility: Indian citizens aged 18+ with a bank account can start saving or investing with Fello.
🔸 Lock-in Period: Varies based on investment options. Details available above. You get better returns on the assets that require lock-in
🔸 Trustworthiness: RBI regulated asset. Be assured, we prioritise your data security with end-to-end encryption. Your data remains confidential and protected.
Updated on
Feb 16, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data isn’t encrypted
You can request that data be deleted

Ratings and reviews

Review by Karthik Bentula on December 1, 2020
Karthik Bentula
A good thought to invest your money in mutual funds through an interesting concept. User friendly app. Everything you want to know about Fello is within the range of your fingertips. Wishing the team good luck😊👍
54 people found this review helpful
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November 16, 2021
Hi, Thanks for your feedback. We are continuously working on adding more features to our app to make your experience better.
4K reviews
Manoj Krishna C
February 21, 2024
Update: Temporary resolved the issue but glitch of not receiving OTP still exist. Tech team are working hard to get the review out of play store and they took ore than 3 weeks to call and provide me OTP from backend to login. Appreciate their efforts and now I have logged in and they asked me not to logout as issue is still not full resolved. Previous post: Won't get OTP only. Tried daily more than 2months no results. Even app Support team trying more than 2weeks nothing is happening till date.
17 people found this review helpful
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February 1, 2024
Hi, please email us a screenshot of the error you are facing along with your mobile number at support@fello.in so we can look into this for you.
Mounika Reddy
February 5, 2024
Good, but even though the lockin period is there, you should at least provide the interest withdrawal option. Other things look fine. I will update my review if you provide the interest withdrawal option.
29 people found this review helpful
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February 5, 2024
Dear User, Thank you for your suggestions. Kindly reach out to us on support@fello.in for further assistance
Saurabh Darge
December 17, 2023
Its really nice app for Savings...there are games for earning, platforms for saving...also deposit and withdrawal process is smooth. GUI is also simple and attracted.
120 people found this review helpful
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What's new

All new updated SIP flow: We have revamped our complete SIP flow and made easier then ever for users to create SIP, Now creating a new SIP is just a two step hassle free process for Fello users.

Changes in Withdrawal: To enhance user experience and optimise interest earnings, we've implemented an auto sweep feature. Now, matured Fixed assets automatically transfer to Flexi assets, allowing anytime withdrawals without missing out on interest.

App support

About the developer
"urbanvault" Hsr Layout, 6/a-1, 18th Cross Road Sector 3 Hsr Layout Bengaluru, Karnataka 560102 India
+91 96069 20596