FlexPay Loan offers instant loans up to ₹2,00,000 within a few minutes to salaried professionals in India.
FlexPay Loan is a loan offering from Vivifi India Finance Pvt. Ltd.
(N-09.00447), a non-banking financial company registered with the RBI
. Annual percentage interest rate (APR)- maximum of 36%. Loan Tenure- 10 to 36 months. One-time Processing Fee- ₹300 to ₹750 (including GST). Line usage fee- 1.5% + Tax Applicable only if the credit line is kept active after a part payment.Payment Example*
: Suppose you get approved for a credit amount of ₹50,000 at an interest of 33% for a tenure of 10 months, the total of all the payments would be ₹57,605. This translates to a maximum APR of 35.47%.
• Approved Loan Amount= ₹50,000, Loan Tenure= 10 to 36 months, Total of all payments= ₹57,605, Principal= ₹50,000, One-time Processing Fee= ₹750, Total Interest Amount= ₹6,855
*The above example shows the schedule for a customer who makes all the suggested payments on time with a minimum payment of 15% of initial outstanding (principal). Interest Rate varies based on the risk profile of the customer.
You can repay the loan along with interest conveniently in flexible payments over time. There are no fixed EMI payments.
When you need an urgent loan to make ends meet, FlexPay loan is just a click away. Using the FlexPay loan app, you can now pay for your groceries, medicines, bike service or buy train tickets & much more using your smartphone & pay later in instalments at any time without any hassle.
Using the FlexPay Loan App
, you can shop easily at offline merchants that accept QR payments. Just scan and pay in a single tap using your approved credit.Why is FlexPay Loan better than a traditional bank loan? Instant credit approval & disbursal:
Get access to credit instantly.Credit management:
Check pending dues, review payment history, & track your spending.Quick payments:
It helps you make quick & easy merchant payments & send money to your friends & relatives instantly.No hidden chargesFlexible repayments and tenureNo Late FeeNo Prepayment chargesMultilingual platform
Use the FlexPay loan app to get a cash loan right away, and use it for any of your needs. You can repay us the amount with minimal interest, anytime at your convenience.
FlexPay loan is your one-stop shop for credit where you can get a loan today and pay later when you have money. It’s an easy loan to get with a very simple loan application procedure.
When you have this app on your mobile phone, you don’t have to worry about any monthly fixed instalment or wait for your payday to cover your cash crunch. You can pay for any need instantly with your approved credit. Download now to avail instant credit online, rewards, & more.Documents Required for Verification
• Identity Proof (Aadhaar / Driver’s Licence / Passport / Voter ID)
• PAN card
• Address Proof (Driving Licence/Utility Bills / Aadhaar / Passport / Bank Statements /Voter ID)
• Net banking verification for validating your income
• Selfie/PhotoEligibility Criteria for Loan
• Must be an Indian Citizen
• Must be above the age of 21
• Must have a minimum salary of ₹8,000About Safety and Security:
FlexPay Loan is completely safe & secure. Information you share is encrypted & only used to verify your application.Contact Details
Address: 5th Floor, Block C, Sanali Info Park, Road No: 2, Banjara Hills, Hyderabad, Telangana 500034. Email us at: firstname.lastname@example.org