iris by YES BANK - Mobile App

YES BANK Limited

About this app

Welcome to the world of financial convenience at your fingertips with iris by YES BANK, your mobile banking app. Take control of your financial journey with a range of 100+ unique features and cutting-edge services designed to simplify your banking experience. Download the digital banking app to enjoy a fast, secured, and a seamless online banking experience 24x7.
Experience the joy of:

✓ One tap payment: Easy, quick and secure. Enjoy the advantage of UPI and more. Hassle-free login using biometric. Secure and quick payments with 2-factor authentication. View your account balances and manage credit card/debit card details, deposits, investments, etc.
✓ SIM binding to keep your app protected: Binds your login credentials to a single trusted device to protect your account against frauds.
✓ Free credit score check: Take charge of your credit profile and take steps to improve your creditworthiness, ensuring better access to loans by checking your credit score for free, directly from the iris by YES BANK app.
✓ Quick money transfers: Transfer funds easily between YES BANK account/s or other bank accounts with IMPS/ RTGS/ NEFT facility & other payment methods.
✓ Account opening in a few clicks: New customers can apply for credit card (क्रेडिट कार्ड) and open savings account digitally. Take advantage of exclusive offers, rewards, discounts and cash backs on your transactions.

Prime features & services:
● Open a digital savings account: Experience the future of banking with the ease of opening a digital savings account (बचत खाता) right from your mobile device.
● Investments, mutual funds & IPOs: Grow your wealth with confidence by investing in a diverse range of mutual funds. The YES mobile app provides you with access to a curated list of funds, each handpicked to suit your financial goals and risk tolerance. Invest online in mutual funds with an instant SIP, save tax with ELSS mutual funds, and invest in digital gold through online sovereign gold bonds.
● Insurance solutions: Protect what matters the most with our comprehensive insurance offerings. Explore a wide array of insurance products, including life, health, and vehicle insurance, tailored to safeguard your future and ensure peace of mind for you and your loved ones.
● Loans made simple: Need funds for your dream home, a new vehicle, or to pursue higher education? Our mobile banking app offers seamless access to personal loans, education loans, used car loans, each designed to meet your unique needs. Explore competitive interest rates, flexible repayment terms, and a hassle-free application process.
● Fixed deposit & recurring deposit: Secure your financial future with our fixed deposit and recurring deposit options. Enjoy attractive interest rates and watch your savings grow steadily as you invest in a stable and reliable manner. The YES mobile app lets you manage and track your deposits effortlessly, ensuring your money works harder for you.
● UPI transactions: Experience the convenience of seamless and secure UPI transactions. Send and receive money instantly, pay credit card bills, and shop online without the need for cash.

Experience the future of online banking (बैंकिंग) with iris app by YES BANK. Join millions of satisfied customers who rely on the Yes mobile app to simplify their financial journey. Download the app now and embark on a seamless, secure, and rewarding banking experience like never before.

We listen to the feedback that you share on the iris by YES BANK app. And we assure you that we deliver on it.For any feedback, queries or issues pertaining to iris by YES BANK, please write to [e-mail] or call us on 1800 1200.

Ratings and reviews

Privacy Nightmare! App won't work without access to make phone calls, read all my messages, have notifications enabled, and my precise location. In the name of security, this app wants access to everything. Even the option for approximate location is not accepted. Quite disappointed. I couldn't even get to the login screen to try the application. I would give it a rating of 0 if I could.

Checked Version 2.9.0, but still issue persists, Old App was better... Their developers are not able to fix the issue and don't know whether there is any tester because they are uploading their app without testing, Facing Login issue, related to mpin, means once we entered wrong mpin, app will be locked for 12 hrs, and the app shows that you tried 3 times, really Hectic as I tried once and they locked by saying 3 wrong attempts. Time waste App.

App is good but need some correction regarding payment acceptance. I have done my yes bank credit card payment before due date and after 2 days, it was updated in app. Other bank like HDFC and IDFC are showing this kind of payment update on the spot in their banking app. So, this kind of app improvement is mandatory for easier use.

What's new

♾️ As our continuous endeavour, we have deployed some minor fixes in Cards, Payments and have updated our security controls to make the app faster, safer and more stable