Kubiz: Loan App, Instant Cash
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Downloads
Everyone
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About this app
Kubiz is a Loan App built for Salaried Indians. Get an instant loan quickly, easily and safely to your bank account and take care of all your personal emergencies and needs with a cash loan. Avail attractive interest rates, speedy approvals, and hassle-free repayments with Kubiz instant loan online app.
📈Why choose the Kubiz loan app?
- Quick and Easy finance for your emergency needs
- 100% Digital. No app loan paperwork required
- Safe and secure: RBI approved.
- Affordable EMIs
💳On approval, get a direct cash loan bank transfer within minutes from our lending partner RBI registered NBFC “Kubiz Capital Private Limited”. Kubiz Capital follows a dynamic risk-based pricing model with instant loan terms & rates described below.
Personal Loan fees and charges:
- Loan Amount: From ₹ 10,000 to ₹ 1,00,000
- Tenure: 3 to 4 months
- Annual Percentage Rate (APR): Up to 36%
- Interest Rate: 1.5% to 3% per month
- Processing Fee: Starting 7.5% of Loan Amount (Exclusive of GST)
- Service Fee: Starting at 6% of Loan Amount (Exclusive of GST)
- GST: 18% on Processing Fee and Service Fee
🏦Representative Example of how personal loans at Kubiz work:
Loan Amount: ₹ 10,000
Loan Tenure: 3 Months
Processing Fee@8.5% = ₹ 1003 (inc. GST)
Service Fee@21% = ₹ 2478 (inc. GST)
Interest@9% = ₹ 600
Amount Disbursed: ₹ 8997
Repayment schedule below:
First Instalment: ₹ 4359
Second Instalment: ₹ 4359
Third Instalment: ₹ 4359
Total Repayment ₹ 14081
Eligibility:
- Must be an Indian National with a Valid Pan Card and Aadhaar Card
- Must be over the age of 21 years
- Minimum Monthly Income should be ₹ 15,000
Steps to avail a loan:
- Install the Kubiz App
- Register with your Mobile number
- Enter basic information and verify your KYC by Aadhaar OTP
- Verify Bank Account
- Upon approval: Read & provide acceptance on the charges and Sign loan agreement
- Loan disbursed
Documents required:
1. Address Proof (Aadhaar)
2. Selfie
3. PAN Card
4. Valid Bank Account
Our RBI registered Partner NBFC:
Kubiz Capital Private Limited
For queries email us at - care@kubiz.in Address - 3rd Floor, Opus Park, Plot No. F-21, MIDC Central Rd, Seepz, Andheri East, Mumbai, Maharashtra 400093, India
Get an instant loan, cash loan and pay later with loan instant personal loan app
📈Why choose the Kubiz loan app?
- Quick and Easy finance for your emergency needs
- 100% Digital. No app loan paperwork required
- Safe and secure: RBI approved.
- Affordable EMIs
💳On approval, get a direct cash loan bank transfer within minutes from our lending partner RBI registered NBFC “Kubiz Capital Private Limited”. Kubiz Capital follows a dynamic risk-based pricing model with instant loan terms & rates described below.
Personal Loan fees and charges:
- Loan Amount: From ₹ 10,000 to ₹ 1,00,000
- Tenure: 3 to 4 months
- Annual Percentage Rate (APR): Up to 36%
- Interest Rate: 1.5% to 3% per month
- Processing Fee: Starting 7.5% of Loan Amount (Exclusive of GST)
- Service Fee: Starting at 6% of Loan Amount (Exclusive of GST)
- GST: 18% on Processing Fee and Service Fee
🏦Representative Example of how personal loans at Kubiz work:
Loan Amount: ₹ 10,000
Loan Tenure: 3 Months
Processing Fee@8.5% = ₹ 1003 (inc. GST)
Service Fee@21% = ₹ 2478 (inc. GST)
Interest@9% = ₹ 600
Amount Disbursed: ₹ 8997
Repayment schedule below:
First Instalment: ₹ 4359
Second Instalment: ₹ 4359
Third Instalment: ₹ 4359
Total Repayment ₹ 14081
Eligibility:
- Must be an Indian National with a Valid Pan Card and Aadhaar Card
- Must be over the age of 21 years
- Minimum Monthly Income should be ₹ 15,000
Steps to avail a loan:
- Install the Kubiz App
- Register with your Mobile number
- Enter basic information and verify your KYC by Aadhaar OTP
- Verify Bank Account
- Upon approval: Read & provide acceptance on the charges and Sign loan agreement
- Loan disbursed
Documents required:
1. Address Proof (Aadhaar)
2. Selfie
3. PAN Card
4. Valid Bank Account
Our RBI registered Partner NBFC:
Kubiz Capital Private Limited
For queries email us at - care@kubiz.in Address - 3rd Floor, Opus Park, Plot No. F-21, MIDC Central Rd, Seepz, Andheri East, Mumbai, Maharashtra 400093, India
Get an instant loan, cash loan and pay later with loan instant personal loan app
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted
App support
phone
Phone number
+918419941991
About the developer
KUBIZ CAPITAL PRIVATE LIMITED
care@kubiz.in
The Summit Business Bay, Office No 102, 1st Floor
Mumbai Suburban, Opp Cinemax Cinema, Off A K Road, Andheri East
Mumbai, Maharashtra 400093
India
+91 84199 41991