1Fi

Fiquity Technology Private Limited

About this app

1Fi is a smart financing platform that offers the longest-tenured and lowest-cost No Cost
EMIs, backed by your mutual funds. Buy phone, electronics, bike & more at our partner
merchants, and pay with 1Fi.

How it works:
1. Check your eligibility in just 10 seconds
2. Pledge your mutual funds digitally and unlock your spending limit
3. Shop anything at partner merchants within your limit and pay with 1Fi
4. Repay in easy No Cost EMIs while earning returns on your pledged mutual funds

Why 1Fi is the smartest way to avail EMIs:
• Truly No Cost: Pay zero interest on your financing. What you buy is what you pay.
• Your investments keep growing: Your pledged mutual funds stay invested in your name
and continue earning returns while you shop.
• No CIBIL impact: First BNPL app which doesn’t check your credit score and every 1Fi user
is eligible for No Cost EMI plans.
• Zero extra charges: No processing fees, no upfront payment required, and no penal
charges on due principal amount.
• Fast & fully digital: Eligibility check in 10 seconds, transactions in under 2 minutes. No
paperwork, no waiting.

The best of both worlds
Traditional BNPL and EMI options either charge hidden costs or need good credit score. 1Fi
does neither. Your mutual funds work as your collateral and you keep earning returns on
your investments while enjoying interest-free shopping.
Smart financing starts here. Download 1Fi and shop smarter today.

What’s new

Added In-app browser functionality