Spice Money Adhikari

4.1
1.33L reviews
10L+
Downloads
Content rating
Everyone
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About this app

Spice Money (Subsidiary of listed entity on BSE / NSE: Digispice Technologies Ltd) is India’s leading rural fin-
tech company with the largest Adhikari Network in India. Spice Money enables its
Adhikaris to provide basic Banking & Financial services along with Travel, Payment
services, Online Shopping, etc. to their customers. Spice Money is a level CMMI 3
assessed company.
Spice Money helps its Adhikaris grow their earnings by providing them with attractive
offers/schemes & commissions every month.
The app is a one-stop solution for all Banking and payment-related services.
The app comes with Zero Subscriber ID cost & Zero Lifetime monthly charges
A simple process of registration with just your mobile number & basic KYC documents
Spice Money Adhikari can offer following services by converting his shop as a Smart
Banking outlet
 Aadhaar Withdrawal: Provide basic banking services like Cash withdrawal,
Balance Inquiry, Mini statement
 Mini ATM: Provide cash withdrawal service to your customer through their debit
card and accept payments for goods and services through credit or debit card
 DMT: Do instant money transfer to any bank account using domestic money
transfer service
 mPOS: Accepts payments for goods and services using customers credit and debit
card
 BBPS(Bharat Bill Payment System) & Recharge: One Stop solution for all bill
payment related requirement & mobile recharge service
 Travel Union: Get best rates and quality service to provide online booking of
Flight, Railway, bus & hotel
 Cash Collection: Become a cash collection point for cash deposit and loan emi for
customer/agents/ bank representative of MFI/NBFC
 Online Shopping: Assisted online platform through which customer can place
online order from big ecom store and it will be delivered directly to their
doorsteps
 Loan: At attractive lower interest rates Spice Money Adhikaris & customers can
avail loan through Spice Money Loan service
 Pan Card: Get a new Pan card made or get an existing one updated for your
customers
Spice Money Adhikari App features for better business
 App Notifications: Stay updated with various attractive offers available to
Merchants.
 Transaction History: Easily track the transaction history of services daily, weekly,
and monthly
 24*7 Availability: Provide hassle-free services to customers 24*7
 User-Friendly Interface: Fast, simple & easy interface
 Secure & Robust: Secure mobile app with multiple layers of authentication
 Available in Vernacular Language: Available in 7 languages - Hindi, English,
Gujarati, Marathi, Kannada, Tamil, Telugu, Malayalam
Spice Money has accesses to key licenses

A regulated entity under RBI, Spice Money hold s all relevant licenses including Prepaid
Instrument(PPI), Bharat Bill Payment(BBPS), GSP license, IRCTC and the corporate
agency license for insurance by IRDA
Spice Money also facilitates loan services to its Adhikaris and
customers in partnership with RBI licensed lenders.

Important Points to consider before applying for a Personal Loan:
* Loan Amount: ₹ 5,000 to ₹ 5 Lakhs
* Repayment Tenure: 9 Months to 42 Months
* Processing Fees: Upto 3% of the Loan Amount + ₹ 500/- + GST
* Annual Percentage Rate (APR): 21% - 30%
* Repayment Frequency: Monthly
Example:
* Loan Amount: ₹ 2,00,000/-
* Tenure: 18 months
* Interest Amount @ 19.75% pa: ₹ 32,716/-
* Processing Fee @ 3% + ₹ 500/- + GST: ₹6500/- + GST
* Total Repayment Amount (Loan Amount + Interest): ₹ 2,32,722/-
* EMI: ₹ 12,929/-
The interest rate and Processing Fee will depend on the tenure and risk profile of the
customer and on the Lender's policy.
Lending Partners:
* IIFL FINANCE LTD (IIFL Finance) - https://www.iifl.com/digital-finance

Download the Spice Money Adhikari App today and start your Smart Banking Outlet
Provide Industry-leading Payment and Banking services to your customers with Spice
Money.
Website: https://www.spicemoney.com
Web Portal: https://b2b.spicemoney.com
Updated on
30-Nov-2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 2 others
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
Data can’t be deleted
4.1
1.33L reviews
GURUPRASAD REDDY C
24 November 2022
Worst experience. Every week need to update. I am unable to connect evolute biometric device. Now even mini atm is not connecting. It is asking to pair the atm device even though it is already paired. Initially it was working fine but now it's nightmare. Even wallet recharge also problematic. Instead of solving the problems with the app they will call us daily for minimum transactions. How can we do the transactions with these problems.
59 people found this review helpful
Spice Money Limited
24 November 2022
Dear Sir, Greetings! We regret the inconvenience caused to you. Please share your email id and mobile number and we'll reach out to you to resolve all your concerns. Regards, Team Spice Money
Simple Guidance
28 September 2022
Recently to use this app is really a pathetic experience...! Very disappointed...! When I check mini statement, sometimes it shows the balance which is 100% wrong (don't show correct balance). Again when to print receipt it shows "an exception occur".....! Sometimes when Withdra money it shows transaction limit cross,!! Where as when I use another company AEPS application it successfully withdraw money. So is it possible to use your application?
358 people found this review helpful
Spice Money Limited
28 September 2022
Dear Sir, Greetings! We regret the inconvenience caused to you. Please share your email id and mobile number and we'll reach out to you to resolve all your concerns. Regards, Team Spice Money
SAMIRAN SINGHA
21 November 2022
Today I've tried to get balance inquiry and mini statement through AEPS. But total 35 rupees has been deducted from customer's account. Very bad experience. You don't have to deal with customers, but we deal with customers, I'm deciding to change into other AEPS application.
84 people found this review helpful
Spice Money Limited
21 November 2022
Dear Sir, Greetings! We regret the inconvenience caused to you. Please share your email id and mobile number and we'll reach out to you to resolve all your concerns. Regards, Team Spice Money