FiCredit

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About this app

FiCredit is a simple and reliable digital khata (ledger) book for shopkeepers, wholesalers, and small business owners in India. Replace your old paper register with a fast, secure app to track credit (udhaar) given to customers and payments received - anytime, anywhere.

KEY FEATURES

Customer & Credit Tracking
- Add unlimited customers and suppliers
- Record every credit (udhaar) and payment entry in seconds
- See your total "You Will Get" and "You Will Give" balance at a glance
- Attach a photo of the bill or receipt to any entry
- Full transaction history with edit tracking for transparency

Reminders & Collections
- Send payment due reminders to customers
- Show a UPI QR code so customers can pay you instantly from any UPI app

Reports & Records
- Daily, monthly, and outstanding balance reports
- Export reports as CSV or Excel
- Generate a simple GST invoice PDF for any transaction

Works Even Without Internet
- Add entries offline - they sync automatically once you're back online
- Never lose an entry due to a weak network

Backup & Security
- One-tap backup of all your data
- Restore from a previous backup anytime
- Automatic scheduled backups
- OTP-based secure login - no passwords to remember or leak

Built for Growing Businesses
- Add staff accounts with permission control (view-only, can add entries, etc.)
- Manage multiple shops or branches from a single login
- See simple charts of your daily collections and outstanding amounts
- Full activity log of who added, edited, or deleted what

Customer Self-Service
- Your customers can view their own balance and statement online
- Customers can notify you when they've made a payment

FiCredit does not lend money, charge interest, or process payments on your behalf. It is purely a record-keeping tool that helps you manage your existing credit relationships with customers, just like a traditional paper khata - only faster, safer, and always backed up.

Simple. Secure. Made for Indian shopkeepers.