Worthy: Net Worth Tracker

ABCDARIO

In-app purchases

About this app

Know your wealth. Keep it private.

Worthy is a private net worth and wealth tracker for people who want a complete picture of their finances without connecting their bank accounts.

Track your assets, investments, property and debt in one place. Understand how your wealth is changing, what you could owe in taxes, how liquid you are, and how close you are to financial independence.

PRIVATE BY DESIGN

Your financial data is designed to stay under your control.

• No bank linking required
• No bank credentials
• No subscriptions
• No ads
• Local financial data
• Encrypted backups
• Export your data
• Inspect analytics events and their metadata
• Control telemetry from Settings

Worthy is built for people who want financial insight without handing their financial life to another financial-data platform.

TRACK YOUR ENTIRE NET WORTH

Track virtually anything that contributes to your wealth:

• Cash and savings
• Stocks and ETFs
• Crypto
• Real estate
• Vehicles
• Precious metals
• Retirement accounts
• Credit cards
• Mortgages
• Personal loans
• Lines of credit
• Custom assets

Organize assets into financial accounts such as TFSA, RRSP, Roth IRA, 401(k), and more.

Track your net worth in 150+ currencies and see a unified view of what you own versus what you owe.

UNDERSTAND YOUR WEALTH

Worthy goes beyond a net worth number.

See:

• Net worth history
• Contributions vs. investment growth
• Asset allocation
• Liquidity
• Debt overview
• After-tax value
• Unrealized gains and losses
• Estimated tax if you sell
• Portfolio and account insights

Understand whether your wealth is growing because you're contributing more, your investments are growing, or both.

PLAN FOR FINANCIAL INDEPENDENCE

Use the FIRE and Financial Independence insights to project your future.

Customize growth assumptions by asset type and see how your current wealth could progress toward financial independence.

Track milestones and see whether you're ahead of or behind the pace needed to reach your next net-worth goal.

INVESTMENT & MARKET TRACKING

Track stocks, ETFs, crypto, metals and other investments alongside the rest of your wealth.

Get market prices, automatic price updates, company logos and broad global exchange coverage.

Canadian investors can also track adjusted cost base for eligible investments.

TAX & CAPITAL GAINS INSIGHTS

See unrealized gains and losses and estimate the tax impact of selling investments.

Understand both your portfolio value and its potential after-tax value.

DEBT & MORTGAGE TRACKING

Track mortgages, credit cards, loans and other liabilities.

Mortgage automation can track payments and show how much goes toward principal versus interest.

Daily interest tracking helps keep credit cards and savings accounts up to date.

YOUR DATA, YOUR WAY

Back up and restore your portfolio.

Export your data and take it with you.

Use encrypted backups and Google Drive backup on supported plans.

Worthy also includes Money Talk, allowing you to share portfolio information with a partner offline through QR — without requiring your financial data to live on a shared cloud account.

TRANSPARENCY MATTERS

Worthy includes a telemetry log that lets you inspect the analytics events generated by the app and the metadata associated with them.

Privacy shouldn't require blind trust.

BUILT FOR YOUR FINANCIAL JOURNEY

Whether you're tracking your first investment, monitoring a growing portfolio, paying down debt, planning for retirement, or working toward FIRE, Worthy gives you one place to understand your wealth.

No bank connection required.

Track it. Understand it. Plan it.

Worthy

Ratings and reviews

Great app and is exactly what I'm looking for I'm only giving it three stars because it doesn't provide a fully independent experience, if the currency of your country doesn't exist, you won't get the app's full potential

The only net worth tracker worth using! Brilliant design, feature set and developer! Also the only app I could find that is subscription free (small one time fee) unlike other apps that will try to charge you monthly for half the features.

The only actively developed, subscription-free net worth tracking app I've found, with fully manual entry for those who prefer not to link external accounts for security reasons. The developer is great and responds quickly to feedback.