Planto - HK #1 Money Tracker

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677 reviews
Content rating
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About this app

Planto is the top AI driven financial manager in HK with 100k+ downloads! Set budget, check your monthly expenses automatically, see all of your financials in one place (including e-wallet, crypto currencies, MPF and property) and even get personalized reminders for your credit card due dates.

Achieve simple personal finance in 3 steps:

1. Understand your financial profile

Tell us a bit about yourself by setting your budget and automatically get clarity on where your money goes by linking to one or more of 60+ institutions including bank, e-wallet, reward, MPF accounts and crypto currencies!

2. Identify what you want

Want to get your dream home, save up for your first million, travel the world or get out of debt? Set any goals by simply telling Planto what you want to achieve and receive a saving plan/spending budget, personalized just for you.

3. Stay on track and work towards your goals

Automatically consolidate all your accounts - from income, expenses to savings, investment, property and loans into one place. Planto even turn them into useful insights such as expenses by category, spending/saving patterns, investment return and smart reminders.

Planto is built to be different from other personal finance management apps.
-> No manual inputs needed
Not a traditional book keeping or expense manager app, Planto reduces the time and effort required to track your personal finances by:
* Linking to 60+ bank and e-wallet accounts, showing your credit card transactions, investments, mortgages, loans and MPF within minutes
* Showing your transactions by categories and by dates
* Providing you analytics on your spending patterns and top vendors

-> Smart financial planning and money manager
Planto makes it simple for you to manage your finance by
* Provide useful insights like monthly expenditure, recurring expenses, investment return and many more
* Simplify goal planning by calculating target saving and help you stay on target through automated tracking
* Providing alerts on credit card due dates and finance charges

-> Say goodbye to hours of research
Planto makes it quick and easy for you to plan towards your goals by:
* Aggregating all relevant public data in one place
* Giving you a transparent plan by including all the details and costs associated with the goal

Thank you for choosing Planto and we hope you enjoy your financial journey with us.
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Terms of Use:
Updated on
Nov 27, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

671 reviews
Daniel Wolfsheimer
October 29, 2021
Is/was a good app, compared to other more complex options in the market. Good choice of bank feeds (no HK virtual banks, at time of writing). Used this app for c. 1 year, but after about 6 months started to notice discrepancies in the insight figures. Upon inspection, noticed a number of transactions automatically extracted from bank feeds were disappearing. Messaged support but they have little interest in solving this. Good app spoiled by an annoying bug and poor, uninterested tech support
1 person found this review helpful
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A Google user
February 12, 2024
Update: lots of freezes & glitches and now I'm noticing big finance charges or transfers are missing from tracking data. Contact of support stopped working... Very very frustrated. Update: love this finance planning app. Really great to have everything in one place. Has helped me stay on top of my finances. Worth every penny. Support team is very responsive ---- A fantastic financial budget management application. Also great for seeing things at a glance
2 people found this review helpful
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A Google user
January 29, 2020
Really like your app and its interface. What is missing now is a few more reports - some of them pretty basic and I don't know why these aren't already there. Given this is an app to track expenses, you would expect a better interface to track expenses by category over a fixed period (say a quarter or a year). What's available is this info, but not in a very user friendly manner, only on a monthly basis. Which clearly isnt as useful as not all expenses are with a monthly frequency.
8 people found this review helpful
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