SimFin: Simulador Financiero

Core Logic App

About this app

SimFin calculates installments, interest rates, and loan terms before you sign anything, and provides you with a payment plan ready to submit. Everything is calculated on your phone: offline, without registration, and without ads.

Choose your country, and the app automatically adjusts: your currency, your number format, and the local name for each product.

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💳 LOAN SIMULATOR

• Monthly installment with French amortization, the method banks use.

• Monthly payment schedule, showing principal, interest, and outstanding balance.

• Annual effective rate, monthly effective rate, or annual nominal rate: use whichever is offered.

• Extra payments to reduce the loan term or lower the installment, and how much you save with each one.

• Insurance, processing fees, and commissions are included in the calculation.

• Actual disbursement and payment dates: if the first period is longer, the corresponding amount is charged.

💰 FIXED-TERM DEPOSIT SIMULATOR

• Return on your fixed-term investment, at maturity or with periodic payments.

• Tax on returns configurable according to your country.

• Schedule showing the accrual for each period.

📄 PAYMENT PLAN WITH YOUR NAME

• Share the plan as a PDF or image, via WhatsApp or email.

• Add your business name and logo to the header (round or rectangular).

• Add your client's name and ID, with space for their signature.

• Designed for lenders who need to provide a formal service.

🇨🇴 IN COLOMBIA, ALSO

• Compare your rate against the current usury limit and be notified if it exceeds it.

• Rates by modality, updated according to the resolutions of the Superintendency of Finance.

• Withholding tax on the Certificate of Deposit (CDT) and 4x1000 calculator, with the exemption limit in UVT (Tax Value Units).

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✅ PLUS

• History: save your simulations and open them whenever you want.

• Four color themes, including a light one.

• Works offline.

• No accounts, no registration, no ads, and no tracking.

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Available in Argentina, Bolivia, Chile, Colombia, Costa Rica, Ecuador, El Salvador, Spain, the United States, Guatemala, Honduras, Mexico, Nicaragua, Panama, Paraguay, Peru, Puerto Rico, the Dominican Republic, Uruguay, and Venezuela.

SimFin is an informational calculation tool. The results are indicative and do not constitute a loan offer or binding financial advice. Legal validations (usury limits, withholding tax, and the 4x1000 tax) apply only in Colombia; in other countries, the app calculates using standard financial formulas and does not verify local regulations. Always confirm the terms and conditions with your financial institution.

What’s new

• Ahora en más monedas: elige tu país y la app calcula y muestra todo en su moneda y su formato.
• Tu logo y el nombre de tu empresa en el plan de pagos, con recorte propio y forma redonda o rectangular.
• Calendario rediseñado: eliges la fecha y la confirmas.
• Cuatro temas de color, incluido uno claro.
• Botón de Historial: tus simulaciones guardadas, en su propia pestaña.
• Más fluida, y el botón atrás ya no cierra la app.