Xhuma - Mobile Finance
10K+
Downloads
Everyone
info
About this app
Welcome to Xhuma, a fully digital banking alternative. We give you the financial freedom to live, work, study but most importantly thrive wherever life takes you.
From transfers, QR payments, bill splitting, group expenses, budgeting, stokvels and everything in between - weāll allow you to get more from your money.
Get creative with instant payments
Instantly pay/request payments to/from your friends in the Xhuma family with a tap. You can even get cheeky and add an emoji or GIF with your money.
Split bills and group expenses
Why struggle to keep tabs of group expenses, simply split them with your friends in a couple taps.
Maximise your money
Trying to put away money for each holiday? What about a birthday gift for a loved one or even an account with your spouse? Itās as simple as creating a unique vault for each goal in seconds.
Stokvel accounts with family and friends
Manage all your stokvel admin straight from Xhuma in a couple of taps.
Create healthy money habits & stick to your budget
Letās help you cultivate your own unique lifestyle of wealth creation through intelligent budgeting & analytics.
Get paid in seconds
Create payment links and share them with family and friends no matter where they bank. We ensure you always get paid.
Card control in app with just a tap
No need to visit a branch or stand in a queue. You can manage your own cards instantly on your device.
AI powered client service
No more queues, no more call centers. Simply chat with our AI powered support to solve all your queries
From transfers, QR payments, bill splitting, group expenses, budgeting, stokvels and everything in between - weāll allow you to get more from your money.
Get creative with instant payments
Instantly pay/request payments to/from your friends in the Xhuma family with a tap. You can even get cheeky and add an emoji or GIF with your money.
Split bills and group expenses
Why struggle to keep tabs of group expenses, simply split them with your friends in a couple taps.
Maximise your money
Trying to put away money for each holiday? What about a birthday gift for a loved one or even an account with your spouse? Itās as simple as creating a unique vault for each goal in seconds.
Stokvel accounts with family and friends
Manage all your stokvel admin straight from Xhuma in a couple of taps.
Create healthy money habits & stick to your budget
Letās help you cultivate your own unique lifestyle of wealth creation through intelligent budgeting & analytics.
Get paid in seconds
Create payment links and share them with family and friends no matter where they bank. We ensure you always get paid.
Card control in app with just a tap
No need to visit a branch or stand in a queue. You can manage your own cards instantly on your device.
AI powered client service
No more queues, no more call centers. Simply chat with our AI powered support to solve all your queries
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Files and docs, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted
What's new
Bug fixes and optimisations
