ProviGo

Provident Polska S.A.

About this app

Visit the website: http://provident.pl/provigo and find out how to activate ProviGo

Thanks to the application, you can:

- manage Provident products
- assign and change the PIN/ePIN code for a payment card
- block, unblock and block a payment card
- view the insurance packages you have
- apply for an available Repayment Break
- familiarize yourself with the current product offer
- quickly contact the Advisor and Manager

Detailed Regulations are available in the application and on the website https://provident.pl/provigo

The condition for granting a loan is a positive result of the consumer's creditworthiness assessment.

Representative example for the Provi Smart credit card:
The Annual Percentage Rate (APR) is 81.91%, total credit amount PLN 4,500, total amount to be paid PLN 6,128.59, fixed interest rate 17%, total credit cost PLN 1,628.59 (including: monthly fees PLN 1,212.75, interest PLN 415.84), 10 monthly equal installments of PLN 557.15, last 11-month installment of PLN 557.09. The calculation was made on 03.07.2025 on a representative example of the Provi Smart credit card. To calculate the above parameters, it was assumed that the credit limit under the Provi Smart credit card in the amount of PLN 4,500 was used in full at once by making a transaction using a credit card.

Representative example for a weekly Matched Loan in Cash:
The Annual Percentage Rate (APR) is 59.34%, total loan amount (excluding credited costs) PLN 7,000, total amount to be paid PLN 10,242.96, fixed interest rate 16.50%, total cost of the loan PLN 3,242.96 (including: commission PLN 559.40, preparation fee PLN 40, fee for a flexible repayment plan PLN 1,305.29, interest PLN 1,338.27), 89 weekly equal installments of PLN 113.82, the last 90th weekly installment of PLN 112.98. The calculation was made on 03.07.2025 on a representative example of a Matched Loan.

Representative example for a monthly Matched Loan in Cash/on Account:
The Annual Percentage Rate (APR) is 57.29%, total loan amount (excluding credited costs) PLN 5,000, total amount to be paid PLN 7,021.04, fixed interest rate 16.50%, total cost of the loan PLN 2,021.04 (including: commission PLN 361.65, preparation fee PLN 40, fee for a flexible repayment plan PLN 843.85, interest PLN 775.54), 17 monthly equal installments of PLN 390.06, last 18-month installment of PLN 390.02, The calculation was made on 03.07.2025 on a representative example of a Matched Loan.

The maximum APR for a Weekly Matched Loan is 188.21%. The maximum APR for a Monthly Matched Loan is 137.02%. The minimum and maximum loan terms for a Weekly Matched Loan are 13 and 130 weeks. The minimum and maximum loan terms for a Monthly Matched Loan are 3 and 30 months. The number of possible installments depends on the total loan amount selected.

What’s new

Wersja 2.0.35 – Wymagana aktualizacja wprowadza:
- dostęp do informacji o ofercie zwiększenia limitu kredytowego na karcie dla wybranych klientów
- nowe narzędzia monitorujące błędy w aplikacji
- poprawki błędów zgłaszanych przez użytkowników po ostatniej aktualizacji