cashari（カシャリ）-リースバックでスマートに資金調達

GarageBank Corporation

About this app

"I'm just a little short on funds..." "It's difficult to get approved by the general screening criteria..." "But I don't want to take out a loan..."
When that happens, try Kashari.

Kashari is a leaseback app for individuals.
You can turn valuable items such as smartphones, game consoles, branded goods, PCs, cameras, watches, and cars into cash without giving them up and continuing to use them.

■Kashari's feature 1
Unique screening criteria that evaluate the "value of the item itself" of your possessions

Therefore, even those who say "It's difficult to get approved by the general screening criteria..." or "I've reached my limit with other fundraising..."
may use it.
(There is a screening process for use, and we cannot accommodate all contract requests.)

■Kashari's feature 2
"Sell" but "keep using"
A new form of fundraising: "Leaseback"

"Leaseback" is a system in which you can sell an item, receive money, and then continue to use it by paying the lease fee.

Kashari is rolling out the leaseback method, which is common in corporate machinery and equipment and private homes, to personal items!

This is also recommended for those who "don't want to use consumer finance companies" or "need money but don't want to give up their things."

■What makes us different from other services!
・It's not a flea market: Unlike flea market apps where you only give away your items, when you use Kashari Leaseback, you can keep the items even after you turn them into money!
・It's not a pawn shop: Unlike pawn shops where you deposit your items and borrow money, when you use Kashari Leaseback, you can continue to use the items!

■How to use
Easy to use, you can complete the process from the comfort of your own home using the app

1. Request an appraisal
・Just take a photo following the guide
・Appraisal request completed in as little as 30 seconds
・Appraisal fee is 0 yen

2. Apply for use
・Appraisal results are notified to the app
・Apply for leaseback if you are satisfied with the amount
・Application procedures are completed at home Completed
・If you select leaseback, you can use the item as it is
(You can also apply for sale. No packaging or shipping fee required for sale)

3. Receiving money
・You can receive the money as soon as you receive the notification

4. Paying the lease fee
・The usage period is 3 months
・Pay with an account in the app or credit card

5. At the end of the 3-month usage period, you have three options:
・Repurchase the item: You can buy back the item by paying the remaining price presented at the time of contract
・Extend the usage period: You can extend the usage period by re-contracting based on the remaining price
・Let go of the item: If you send the item to Kashari and let it go, you will not have to pay the lease fee in the future! Shipping and handling fees are 0 yen!

■About the operating company "Garage Bank"
We are a Fintech startup with the mission of "Making the value of things "possible" for everyone." In order to eliminate opportunity losses due to lack of funds and realize everyone's challenges, we operate "cashari", an app for managing and utilizing physical assets. By establishing a system for fairly evaluating the value of things and instantly converting that value into cash, we are creating a new experience in managing and utilizing physical assets.
We are also registered with the Kanto Regional Finance Bureau as an electronic payment agent, and have partnered with GMO Aozora Net Bank to provide wallet functionality. We have built an information management system that complies with ISO27001, allowing many people to use our services with peace of mind.

- Awards
Received the JETRO Award at FINOPITCH 2025 (March 11, 2025)
Received the Audience Award at the Tokyo Financial Awards 2024 hosted by the Tokyo Metropolitan Government (March 4, 2025)
Received the Venture Grand Prix at the 18th ASPIC Cloud Awards 2024 sponsored by the Ministry of Internal Affairs and Communications (November 25, 2024)

- Partnerships and Collaborations
Concluded a capital and business alliance with System Location (March 25, 2025)
Partnered with AG Sumairu Leaseback Co., Ltd. to begin offering a housing leaseback referral service (February 18, 2025)
Partnered with Sophia University to begin developing a new risk assessment model using generative AI and unstructured data (January 28, 2025)
Partnered with GeNiE to begin offering the lending service "cashari money" (December 17, 2024)
Decided to adopt SubsCield, a fraud information sharing platform provided by the Subscription Promotion Association (December 11, 2024)
Business partnership with EcoRing (February 14, 2023)
Started considering new services with GMO Aozora Net Bank (January 24, 2023)
Business partnership with Lecto Inc. (November 29, 2021)

- Funding, patents, certification
Acquired patent for sale and leaseback system using smartphone app (January 25, 2022)
Acquired "TRUSTe" third-party personal information protection certification mark (July 20, 2021)
Introduced TRUSTDOCK's eKYC SDK (May 11, 2021)

What’s new

・パフォーマンスおよび安定性の向上
・一部表記の改善