アコム公式アプリ myac カードローン・クレジットカード
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Downloads
Everyone
info
About this app
For your first card loan, cash advance, or credit card, trust ACOM, a member of the Mitsubishi UFJ Financial Group. Borrowing is available 24 hours a day, 365 days a year through the app! With a response to your application in as little as 20 minutes*, you can get a credit card issued the same day. Even if you're in a hurry, rest assured. First-time borrowers can enjoy 0 yen interest for up to 30 days. There are no registration or annual fees.
*Please note that we may not be able to accommodate your request depending on the application status.
ACOM's official app
my ac is an app that allows you to check your borrowing, repayment, and usage status with just your smartphone. You can also submit documents here.
[Key Features]
■Easy login with biometric authentication
Log in using fingerprint or facial recognition.
■Check your usage status at a glance
Check your available balance and repayment date on the homepage.
You can borrow, repay, increase your balance, and complete various procedures directly from the app.
■Transfers in as little as 10 seconds, 24 hours a day
We transfer funds to your account at any financial institution, free of charge. Of course, you can complete the process through the app.
*Transfer times vary depending on the financial institution you use.
■Push Notification Notifications
You will receive push notifications three days in advance and on the day of payment.
■Submit Required Documents for Application Through the App
You can take a photo of your driver's license or proof of income and submit it directly.
[First-time Acom Customers]
■Acom's Four Major Benefits
1. 0 yen interest for first-time customers. We offer a 0 yen interest service. First-time customers will not be charged interest for 30 days from the day after the contract date.
2. Speedy application screening. We will guide you through the quickest route to receiving your loan. Same-day transfers are possible!
3. Borrowing available 24 hours a day, 365 days a year. No branch visit required for card loans. For transfers,
borrowing is available nationwide, 24 hours a day, 365 days a year, via the app, the internet, or by phone.
4. Includes credit card functionality. Acom credit cards have no annual fee, are issued as soon as the same day, and do not mail statements, making them easy to use.
[Acom Card Loans]
■ Benefits of Acom Card Loans
1. Borrowing is available 24 hours a day, 365 days a year, when you transfer funds via the app, internet, or phone.
2. Access is available through a diverse network, including Acom ATMs nationwide and affiliated ATMs at convenience stores and other locations.
[Acom Credit Cards]
■ Four Major Benefits of Acom Credit Cards
1. No annual fee. Accepted at Mastercard@ affiliated stores worldwide, including Japan, with no annual fee!
2. Issuance as soon as the same day. At some automated contract machines (Mujin-kun) you can get a card on the spot.
3. Cash Back. Acom credit cards automatically earn 0.25% cash back on monthly spending.
4. No mailed statements. You can check your statements on the Acom website or app. Your privacy is protected because statements aren't delivered to your home.
■How to Use
1. Use it in a variety of places! Acom credit cards can be used in a variety of situations. You don't have to go through the hassle of handing out cash or coins at convenience stores or supermarkets. Feel free to use them for small purchases. They can be used at Mastercard@ affiliated stores worldwide. When using your card, select "one-time payment" as your payment method. The card will automatically switch to "revolving (installment) payments."
Acom credit cards will enrich your life.
- Use your credit card for online shopping!
- Use your credit card at convenience stores!
- Pay your smartphone bill with your credit card!
- Use your credit card for taxis too!
- Use your credit card for convenience when traveling!
- Enjoy traveling abroad with your credit card!
- Use your credit card for electronic money, code payments, and QR payments!
2. Lump-sum payments are also possible! When making purchases with a credit card using revolving payments, you typically make monthly payments until the loan is paid off. However, with Acom credit cards, you can make larger monthly payments at your convenience. There's no need to contact Acom. This saves you money on fees.
3. Convenient Payment! Choose the Method That Works for You. Payments can be made by bank transfer from your smartphone, computer, or app. You can also deposit funds at Seven Bank or Acom ATMs. If you would like to use automatic direct debit, please contact us separately.
[Borrowing/Usage]
■ Borrowing by Transfer
Convenient transfers 24 hours a day, in as little as 10 seconds! Whether you don't have time to go to an Acom ATM or have a lot of withdrawals this month and are struggling with living expenses, you can apply 24 hours a day, 365 days a year via the internet, phone, or app. After completing your application, funds will be transferred to your account in as little as 10 seconds. You can view your transaction details on the Acom website.
*Transfer times vary depending on the financial institution you use.
■Three Benefits of Borrowing by Bank Transfer
1. No Fees
2. Borrowing Available 24 Hours a Day, 365 Days a Year
3. If you have a Rakuten Bank account, transfers are available 24 hours a day, in as little as 10 seconds!
■Available Amount and How to Increase Your Available Amount
The available amount is the remaining amount you can borrow, up to the maximum contracted amount in your contract. You can borrow repeatedly up to your available amount. The contracted amount will be determined by Acom after reviewing your application and within the amount you apply for.
*You may not be able to borrow due to late repayments or increased borrowing with other companies.
1. What is an Increase in the Contracted Amount?
An increase in the contracted amount is different from additional borrowing within the contracted amount; it refers to increasing your credit limit. If you have borrowed up to the maximum contracted amount but would like to borrow more, you can apply for an increase review to increase your credit limit and obtain additional borrowing. For example, if you increase your contract limit from 300,000 yen to 500,000 yen, you will have an additional 200,000 yen available for use.
2. About the Credit Limit Increase Review
In principle, you will receive a response on the same day you apply! We offer multiple application methods! Credit limit increase reviews are available even on weekends and holidays!
3. How to Increase Your Contract Limit
If you would like to apply for a credit limit increase, you can do so online via the app or member page, by phone, at an Acom ATM, or at an automated contract machine (Mujin-kun).
4. How to Check Your Available Balance
To check your current available balance, log in to the app or log in to the member page on the Acom website and view your "Usage Status," or contact the Acom General Card Loan Desk or visit a branch.
■ Two Key Points for Acom Repayments
Please read the following two points to make the most of Acom.
1. Email and push notifications for when you forget.
We'll notify you via email and app push notifications three days before your repayment due date, on the due date, and even after the due date. We'll provide you with full support as you use ACOM.
3. Repayments available 24/7 via the internet or app
You can repay your loan from your financial institution to ACOM 24/7, not only at ATMs and affiliated ATMs, but also online or via the app.
No fees! Repayments available 24 hours a day! Repayments available on weekends and holidays!
*You must apply for internet banking with your financial institution in advance.
[Recommended System]
Android 12.0 or higher
*Customers still using an older version of the OS are recommended to update to the latest version.
*Operational limitations may occur depending on the device and environment.
[Available Convenience Stores/Bank ATMs]
Mitsubishi UFJ Bank / Seven Bank (7-Eleven, Ito-Yokado, etc.) / E-net (FamilyMart, Poplar, Daily Yamazaki, Life, Don Quijote, etc.) / Lawson Bank (Lawson and Natural Lawson) / AEON Bank, etc.
[Card Loan Product Overview]
■ Repayment Amount
For contract limits of ¥300,000 or less: 4.2% or more of the loan amount
For contract limits over ¥300,000: 3.0% or more of the loan amount
For contract limits over ¥1,000,000: 1.5%-3.0% or more of the loan amount
■ Repayment Due Date
Single payments within 35 days or monthly payments
*Repayments can be made at your convenience within the repayment due date.
■Repayment Period
Fastest same day, maximum 9 years and 7 months from the last borrowing date
*This is not a financial product that requires full repayment within 60 days
■Number of Repayments
1 to 100
■Interest Rate (Effective Annual Rate)
3.0% to 18.0%
■Example of Total Card Loan Costs
Loan Amount: ¥500,000, Effective Annual Rate: 18.0%
*Number of Repayments: 51 Payments, Total Repayment Amount: ¥750,686
■Privacy Policy
https://www.acom.co.jp/privacy/treatment/
*Approval required. Please review the loan terms and avoid overborrowing.
Company Name: Acom Co., Ltd.
Telephone: 0120-07-1000
Registration Number: Kanto Local Finance Bureau (15) No. 00022
Member of the Japan Financial Services Association No. 000002
Repayment Simulation: https://www.acom.co.jp/return/simulation/
*Please note that we may not be able to accommodate your request depending on the application status.
ACOM's official app
my ac is an app that allows you to check your borrowing, repayment, and usage status with just your smartphone. You can also submit documents here.
[Key Features]
■Easy login with biometric authentication
Log in using fingerprint or facial recognition.
■Check your usage status at a glance
Check your available balance and repayment date on the homepage.
You can borrow, repay, increase your balance, and complete various procedures directly from the app.
■Transfers in as little as 10 seconds, 24 hours a day
We transfer funds to your account at any financial institution, free of charge. Of course, you can complete the process through the app.
*Transfer times vary depending on the financial institution you use.
■Push Notification Notifications
You will receive push notifications three days in advance and on the day of payment.
■Submit Required Documents for Application Through the App
You can take a photo of your driver's license or proof of income and submit it directly.
[First-time Acom Customers]
■Acom's Four Major Benefits
1. 0 yen interest for first-time customers. We offer a 0 yen interest service. First-time customers will not be charged interest for 30 days from the day after the contract date.
2. Speedy application screening. We will guide you through the quickest route to receiving your loan. Same-day transfers are possible!
3. Borrowing available 24 hours a day, 365 days a year. No branch visit required for card loans. For transfers,
borrowing is available nationwide, 24 hours a day, 365 days a year, via the app, the internet, or by phone.
4. Includes credit card functionality. Acom credit cards have no annual fee, are issued as soon as the same day, and do not mail statements, making them easy to use.
[Acom Card Loans]
■ Benefits of Acom Card Loans
1. Borrowing is available 24 hours a day, 365 days a year, when you transfer funds via the app, internet, or phone.
2. Access is available through a diverse network, including Acom ATMs nationwide and affiliated ATMs at convenience stores and other locations.
[Acom Credit Cards]
■ Four Major Benefits of Acom Credit Cards
1. No annual fee. Accepted at Mastercard@ affiliated stores worldwide, including Japan, with no annual fee!
2. Issuance as soon as the same day. At some automated contract machines (Mujin-kun) you can get a card on the spot.
3. Cash Back. Acom credit cards automatically earn 0.25% cash back on monthly spending.
4. No mailed statements. You can check your statements on the Acom website or app. Your privacy is protected because statements aren't delivered to your home.
■How to Use
1. Use it in a variety of places! Acom credit cards can be used in a variety of situations. You don't have to go through the hassle of handing out cash or coins at convenience stores or supermarkets. Feel free to use them for small purchases. They can be used at Mastercard@ affiliated stores worldwide. When using your card, select "one-time payment" as your payment method. The card will automatically switch to "revolving (installment) payments."
Acom credit cards will enrich your life.
- Use your credit card for online shopping!
- Use your credit card at convenience stores!
- Pay your smartphone bill with your credit card!
- Use your credit card for taxis too!
- Use your credit card for convenience when traveling!
- Enjoy traveling abroad with your credit card!
- Use your credit card for electronic money, code payments, and QR payments!
2. Lump-sum payments are also possible! When making purchases with a credit card using revolving payments, you typically make monthly payments until the loan is paid off. However, with Acom credit cards, you can make larger monthly payments at your convenience. There's no need to contact Acom. This saves you money on fees.
3. Convenient Payment! Choose the Method That Works for You. Payments can be made by bank transfer from your smartphone, computer, or app. You can also deposit funds at Seven Bank or Acom ATMs. If you would like to use automatic direct debit, please contact us separately.
[Borrowing/Usage]
■ Borrowing by Transfer
Convenient transfers 24 hours a day, in as little as 10 seconds! Whether you don't have time to go to an Acom ATM or have a lot of withdrawals this month and are struggling with living expenses, you can apply 24 hours a day, 365 days a year via the internet, phone, or app. After completing your application, funds will be transferred to your account in as little as 10 seconds. You can view your transaction details on the Acom website.
*Transfer times vary depending on the financial institution you use.
■Three Benefits of Borrowing by Bank Transfer
1. No Fees
2. Borrowing Available 24 Hours a Day, 365 Days a Year
3. If you have a Rakuten Bank account, transfers are available 24 hours a day, in as little as 10 seconds!
■Available Amount and How to Increase Your Available Amount
The available amount is the remaining amount you can borrow, up to the maximum contracted amount in your contract. You can borrow repeatedly up to your available amount. The contracted amount will be determined by Acom after reviewing your application and within the amount you apply for.
*You may not be able to borrow due to late repayments or increased borrowing with other companies.
1. What is an Increase in the Contracted Amount?
An increase in the contracted amount is different from additional borrowing within the contracted amount; it refers to increasing your credit limit. If you have borrowed up to the maximum contracted amount but would like to borrow more, you can apply for an increase review to increase your credit limit and obtain additional borrowing. For example, if you increase your contract limit from 300,000 yen to 500,000 yen, you will have an additional 200,000 yen available for use.
2. About the Credit Limit Increase Review
In principle, you will receive a response on the same day you apply! We offer multiple application methods! Credit limit increase reviews are available even on weekends and holidays!
3. How to Increase Your Contract Limit
If you would like to apply for a credit limit increase, you can do so online via the app or member page, by phone, at an Acom ATM, or at an automated contract machine (Mujin-kun).
4. How to Check Your Available Balance
To check your current available balance, log in to the app or log in to the member page on the Acom website and view your "Usage Status," or contact the Acom General Card Loan Desk or visit a branch.
■ Two Key Points for Acom Repayments
Please read the following two points to make the most of Acom.
1. Email and push notifications for when you forget.
We'll notify you via email and app push notifications three days before your repayment due date, on the due date, and even after the due date. We'll provide you with full support as you use ACOM.
3. Repayments available 24/7 via the internet or app
You can repay your loan from your financial institution to ACOM 24/7, not only at ATMs and affiliated ATMs, but also online or via the app.
No fees! Repayments available 24 hours a day! Repayments available on weekends and holidays!
*You must apply for internet banking with your financial institution in advance.
[Recommended System]
Android 12.0 or higher
*Customers still using an older version of the OS are recommended to update to the latest version.
*Operational limitations may occur depending on the device and environment.
[Available Convenience Stores/Bank ATMs]
Mitsubishi UFJ Bank / Seven Bank (7-Eleven, Ito-Yokado, etc.) / E-net (FamilyMart, Poplar, Daily Yamazaki, Life, Don Quijote, etc.) / Lawson Bank (Lawson and Natural Lawson) / AEON Bank, etc.
[Card Loan Product Overview]
■ Repayment Amount
For contract limits of ¥300,000 or less: 4.2% or more of the loan amount
For contract limits over ¥300,000: 3.0% or more of the loan amount
For contract limits over ¥1,000,000: 1.5%-3.0% or more of the loan amount
■ Repayment Due Date
Single payments within 35 days or monthly payments
*Repayments can be made at your convenience within the repayment due date.
■Repayment Period
Fastest same day, maximum 9 years and 7 months from the last borrowing date
*This is not a financial product that requires full repayment within 60 days
■Number of Repayments
1 to 100
■Interest Rate (Effective Annual Rate)
3.0% to 18.0%
■Example of Total Card Loan Costs
Loan Amount: ¥500,000, Effective Annual Rate: 18.0%
*Number of Repayments: 51 Payments, Total Repayment Amount: ¥750,686
■Privacy Policy
https://www.acom.co.jp/privacy/treatment/
*Approval required. Please review the loan terms and avoid overborrowing.
Company Name: Acom Co., Ltd.
Telephone: 0120-07-1000
Registration Number: Kanto Local Finance Bureau (15) No. 00022
Member of the Japan Financial Services Association No. 000002
Repayment Simulation: https://www.acom.co.jp/return/simulation/
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
What’s new
いつもアコムをご利用いただきありがとうございます。
・軽微な修正を行いました。
アコムは定期的にアプリの改善を行っています。
快適にご利用いただくために、定期的なアップデートをお願いします。
今後ともアコムをよろしくお願いいたします。
・軽微な修正を行いました。
アコムは定期的にアプリの改善を行っています。
快適にご利用いただくために、定期的なアップデートをお願いします。
今後ともアコムをよろしくお願いいたします。
App support
phone
Phone number
+81355330841
About the developer
ACOM CO., LTD.
app@acom.co.jp
1-9-1, HIGASHISHIMBASHI
TOKYO SHIODOME BLDG.
MINATO-KU, 東京都 105-0021
Japan
+81 80-3310-8544