横浜銀行アプリ‐はまぎん365（サンロクゴ）‐

横浜銀行

Mayelana nalolu hlelo lokusebenza

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Izici eziyinhloko
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◆Uphenyo lwemininingwane yebhalansi/yediphozithi/yokuhoxiswa
◆Dlulisa/dlulisa
◆Iphasiwedi yesikhathi esisodwa
◆Idiphozi yenhloso
◆ Ukukhokhwa kwezintela kanye nezimali ezihlukahlukene (Ikhasi)
◆Ukuboleka/ukubuyisela imali mboleko yekhadi
◆Umsebenzi wokuphatha amafa (Moneytree)
◆Ukwenza ngokwezifiso itimu yombala
◆Ukuvula i-akhawunti yokonga

Ngaphezu kwalokho, i-"Hamagin 365" inohlu olubanzi lwemisebenzi ehlukile kuyo...♥
◆Okwakho
Umsebenzi oletha ulwazi oluwusizo lwempilo yansuku zonke ngokuya ngezintshisekelo zakho.
◆Qhathanisa nawo wonke umuntu
Umsebenzi okuvumela ukuthi ubone ngeso lengqondo imibuzo elula njengokuthi "Ingakanani imali yokonga abantu besizukulwane esifanayo?" bese uqhathanisa nempahla yakho.
◆Ukulingisa impilo yempahla
Isici esisha esikuvumela ukuthi ulingise iholo lakho nezindleko kanye neminyaka yobudala yempahla ifike eminyakeni eyi-100 ngokusekelwe emalini yakho engenayo, isakhiwo somndeni, indlela yokuphila, njll.!
◆ Umsebenzi wengxoxo
Isici esisha esiletha imilayezo eklanyelwe izidingo ezicashile zamakhasimende futhi sinikeza ulwazi ngefomethi yengxoxo!

"I-Hamagin 365" ayixazululi kuphela ukuthengiselana kwebhange, kodwa futhi nemibuzo mayelana nemali ovame ukukhathazeka ngayo!

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Kunconyelwe laba bantu
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◆Ngifuna ukuvula i-akhawunti yokudluliswa komholo!
◆Ngifuna ukuhlola ibhalansi ye-akhawunti yakamuva kanye nemininingwane yediphozi/yokuhoxiswa amahora angu-24 ngosuku noma nini lapho ngifuna!
◆Uma kukhona ushintsho ebhalansi ye-akhawunti yakho, ngicela ungazise!
◆Ngifuna ukuqedela ukuthengiselana kwebhange njengokudluliselwa nokudluliselwa usebenzisa uhlelo lokusebenza ngaphandle kokuvakashela igatsha!
◆Ngifuna ukuqoqa ulwazi mayelana nemali emithonjeni ethembekile!
Ingasetshenziselwa izinhloso ezehlukene ezifana.

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ukuvulwa kwe-akhawunti
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◆Le sevisi ingeyezicelo zediphozithi ezejwayelekile.
*Amadiphozithi ajwayelekile ama-akhawunti ewebhu (ama-akhawunti angenayo i-passbook) nama-akhawunti angenazo izimpawu.
◆Ubani ongasebenzisa le nkonzo: Labo abahlangabezana nayo yonke le mibandela elandelayo.
・ Abantu abaneminyaka engu-15 noma ngaphezulu futhi abangenayo i-akhawunti yokonga yase-Yokohama Bank.
・ Izakhamizi zaseJapan ezihlala noma ezisebenza eduze kwegatsha elikhulu laseYokohama Bank.
・Labo abanezincwadi zokushayela noma ikhadi leNombolo Yami.
*Awukwazi ukufaka isicelo semisebenzi ehlobene nokuqhuba ibhizinisi noma ngaphansi kwegama elinegama lokuhweba.
*Izizwe zakwamanye amazwe azikwazi ukufaka isicelo.
*Asikwazi ukwamukela amalayisense okushayela noma amakhadi eNombolo Yami angavumelekile njengemibhalo ekhomba, njengezinqubo zokushintsha ikheli/igama eliphelelwe yisikhathi noma elingaphelele.
Singase senqabe ukuvula i-akhawunti ngokusekelwe ekwahluleleni kwethu okuphelele.
Uma singakwazi ukuvula i-akhawunti, sizokuthinta sisebenzisa ikheli le-imeyili olifakile ngesikhathi sokufaka isicelo.
◆Ungavula i-akhawunti esitolo esiseduze nekheli lakho lasekhaya noma ikheli lasemsebenzini.
*Awukwazi ukusebenzisa le sevisi uma singekho isitolo eduze kwalapho uhlala khona noma usebenza khona.
◆Ngemva kokuqeda isicelo sakho, i-akhawunti yakho izovulwa ngosuku olulandelayo lwebhizinisi kusenesikhathi, futhi uzokwaziswa ngenombolo ye-akhawunti yakho ngesaziso sohlelo lokusebenza.
Ukwengeza, uzothola Ikhadi lakho Lebhange lase-Yokohama cishe emavikini ama-2 kuya kwayi-3 (uma kuyikhadi lemali, kuzothatha cishe isonto eli-1 kuye kwayi-2).
*Izicelo zekhadi lebhange le-Yokohama zingaphansi kwenqubo yokuhlolwa enqunywe yibhange lethu. Uma singakwazi ukuhlangabezana nesicelo sakho ngenxa yokubuyekeza, sizokhipha ikhadi lemali.
*Ngokuya ngesimo sohlelo lokusebenza, kungase kuthathe isikhathi ukuvula i-akhawunti.

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Uhlolojikelele lwemikhiqizo yemalimboleko yekhadi (imalimboleko yekhadi lasebhange)
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・ Izinga lenzalo (okuhlanganisa nemali yesiqinisekiso): 13.6% ngonyaka
*Izinga lenzalo eliguquguqukayo, lingashintsha ngokuhamba kwesikhathi.
・ Umkhawulo otholakalayo wokuboleka: 100,000 yen, 300,000 yen, 500,000 yen
・ Isikhathi sokukhokha
Kusukela ngedethi yokugcina yokuboleka, eyokuqala iwusuku olufanayo, futhi inani eliphakeme yiminyaka eyi-6 nezinyanga ezi-4.
*Uma inani lokuboleka: 500,000 yen, izinga lenzalo: 13.6%
*Lo mkhiqizo awudingi ukukhokhelwa ngokugcwele zingakapheli izinsuku ezingu-60.
・ Isibonelo sezindleko eziphelele
Inani lemalimboleko: 500,000 yen, izinga lenzalo: 13.6%
Inombolo yezinkokhelo: izikhathi ezingama-76, inani eliphelele lokukhokha: 755,308 yen
*Lesi silinganiso siyinani eliyireferensi futhi singahluka enanini langempela.
・ Imithetho yokuthengiselana ngekhadi lasebhange
　https://www.boy.co.jp/shared/pdf/kojin/bcKitei-3.pdf
・ Uhlolojikelele lweminye imikhiqizo yemalimboleko yekhadi
　https://www.boy.co.jp/kojin/card-loan/index.html
· Izindaba zokushicilela mayelana nokuvikelwa kolwazi lomuntu siqu lwamakhasimende
　https://www.boy.co.jp/policy/index.html

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Ubani ongayisebenzisa?
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Amakhasimende angawodwana
*Ukuze ubhalisele ukusebenzisa uhlelo lokusebenza, uzodinga i-akhawunti yokonga yase-Yokohama Bank lapho kukhishwe khona ikhadi lemali (kuhlanganise nekhadi lebhange le-Yokohama).

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Indawo yokusetshenziswa
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◆Idivayisi ye-smartphone efakwe i-AndroidOS 9.0 noma ngaphezulu
◆Usekelo lwamadivayisi ane-AndroidOS olungaphansi kuka-9.0 luphelile, ngakho sicela ubuyekeze i-OS.
*Ukusebenza kuqinisekiswe kuphela kumadivayisi akhishwe i-docomo, i-au, ne-SoftBank.
*Ngisho noma usebenzisa indawo engenhla, amanye amamodeli/amatheminali afana ne-Rakuraku Phone angase angasebenzi kahle ngenxa yezilungiselelo zawo.

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Amanothi
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◆Sicela usebenzise lolu hlelo lokusebenza ngemuva kokuqinisekisa nokuvumelana nemithethonqubo ebekiwe yeBhange kanye namanothi alandelayo.
◆ Ukusetshenziswa kwalolu hlelo lokusebenza kumahhala. Kodwa-ke, ukusebenzisa nokulanda uhlelo lokusebenza kuzoletha izindleko zokuxhumana ezihlukene, ezizothwalwa yikhasimende (izindleko zokuxhumana ezengeziwe ezitholiwe ngokusetha kabusha, njll. uma uthuthukiswa noma uma uhlelo lokusebenza lungasebenzi kahle) (kuhlanganise).
◆Uma usebenzisa lolu hlelo lokusebenza, setha "inombolo yokuqinisekisa uhlelo lokusebenza (noma iyiphi inombolo enamadijithi angu-4-8)" ukuze uqinisekise ikhasimende. Sicela uphathe inombolo yokuqinisekisa isicelo sakho ngokuzifaka engozini ngokwakho ukuze uyivimbele ukuthi yaziwe noma yebiwe omunye umuntu.
◆Isikhathi lapho imininingwane yediphozithi neyokuhoxiswa ingabukwa kusetshenziswa lolu hlelo lokusebenza iminyaka engu-10 kuma-akhawunti ewebhu (ama-akhawunti angenayo i-passbook) futhi kufika ezinyangeni ezingu-6 kuma-akhawunti e-passbook. Kodwa-ke, uma inani lezinto lidlula i-1,000, izinto zakamuva kuphela eziyi-1,000 ezingaboniswa.
*〈Hamagin〉 Izitatimende ezenziwe ngaphambi kosuku lokubhaliswa kokuqala kwe-MyDirect noma usuku lokwengezwa kwe-akhawunti yesevisi, kanye nezitatimende ezenziwe ngaphambi kukaSepthemba 2019 azikwazi ukubuzwa.
◆Uma ungenayo inkontileka ye-Hamagin My Direct (Internet Banking) lapho ubhalisela ukusebenzisa i-Hamagin 365, uzokwazi ukubuza ngezitatimende kusukela zingu-1 enyangeni ngaphambi kosuku lokubuza.
◆Ungabheka imininingwane yediphozithi/yokuhoxiswa kwe-akhawunti yakho yokonga kanye ne-akhawunti yemalimboleko yekhadi kusukela mhla lu-1 lwenyanga ngaphambi kosuku lophenyo.
◆Amamemo afakwe emininingwaneni yediphozi/yokuhoxiswa azosuswa ngemva kokuphela kwesikhathi sophenyo.
◆Izaziso zohlelo lokusebenza akuzona ezesikhathi sangempela, ngakho-ke kungase kube khona ukunensa kwesikhathi. Sicela uqiniseke ukuthi ubheka idiphozithi yakamuva kanye nemininingwane yokuhoxa esikrinini semininingwane ye-akhawunti salolu hlelo lokusebenza.
◆Sincoma izinyathelo zokuphepha ezifana nokufaka isofthiwe yezokuphepha kanye nokugcina i-OS nesiphequluli zisakamuva ukuze uvimbele i-smartphone efakwe kuyo lolu hlelo lokusebenza ukuthi ingangenwa amagciwane ekhompyutha noma izinhlelo ezinonya.
◆Ingase ingatholakali ngenxa yokulungiswa kwesistimu njll.
◆Sicela uhlole iwebhusayithi ye-Yokohama Bank ngemininingwane nendlela yokusebenzisa lolu hlelo lokusebenza. (https://www.boy.co.jp/kojin/hamagin-apps-365/)

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