IDARE-イデア-貯まるキャッシュレスアプリ

FIVOT, K.K.

About this app

Experience a more enjoyable and rewarding cashless payment experience.


Since its launch in 2021, the total amount of rewards has exceeded 100 million yen! We will continue to deliver high rewards as a "cashless payment that earns."

【For cashless payments that earn, choose IDARE!】
Earn up to 2.2% annual bonus just by depositing money.
A prepaid card that "earns" and "can be used" at Visa merchants domestically and internationally.

*The "IDARE Rank" program was introduced in July 2026. Accordingly, annual bonus rates and overseas transaction fees may vary depending on your rank. Please check the official website for details.

◆Earn cashless payments advantageously with IDARE◆
What is IDARE?

"High reward bonuses"
"Comprehensive savings support functions"
"Easy-to-use Visa prepaid card/cashless payment"
It's a cashless payment app that combines these three features!

【IDARE's Main Features】

◆High-Reward Bonus◆
Receive a bonus of up to 2.2% annually just by making a deposit!

Get even more bonuses with great campaigns!

Charge from your existing credit card for a chance to earn credit card points!

◆Comprehensive Savings Support Features◆
Achieve your goals without hesitation with "Goal Setting"!

Save automatically from your credit card or bank account without conscious effort with the "Automatic Savings Function"!

Easy charging anytime, anywhere with "Manual Deposit"!

Easily manage multiple goals with the "Box Function"!

Switch between "Spending" and "Saving" with simple operation!

◆Easy-to-Use Visa Prepaid Card/Cashless Payment◆
Shopping online at Visa merchants (*) domestically and internationally, and checking your statement immediately after payment!

Physical card issuance (fee applies) allows use at Visa-affiliated physical stores domestically and internationally. Convenient contactless payment!

Overseas transaction fees are discounted when using overseas!

Split bills with family and friends using the money transfer function!

* Examples of stores frequently used by our users

[Payment Services]
・OneBank (B/43)
・Revolut
・PayPal
・Google Pay
・GMO Payment Gateway
・PayPay

[E-commerce Shops]
・Amazon
・Mercari
・Disney+
・BASE
・LINE Gift
・Alibaba

[Electronics Retailers]
・Bic Camera
・Yodobashi Camera
・Nojima
・EDION

[Food and Beverage]
・Uber Eats
・Kura Sushi
・Sushiro
・Starbucks Coffee
・McDonald's
・Burger King
・Matsuya Foods [Public Transportation]
• Mobile Suica
• PASMO
• JR East
• JR Central
• JR West
• JAL (Japan Airlines)
• Jetstar Airways
• Emirates

[Hotel Booking Websites]
• Agoda
• Ikyu.com
• Booking.com
• TRIP.COM
• Airbnb
• Rakuten Travel

[Hotels]
• Hokulani Waikiki by Hilton Grand Vacations Club
• Hotel Camille Paris Gare de Lyon Tapestry Collection by Hilton
• Marriott Vacation Club
• Conrad Bali
• Mandarin Oriental Bangkok
• Carlton City Hotel Singapore

▽Recommended for people who:
・Want to experience the benefits of saving money
・Want to save for goals such as travel, gadget purchases, or family time
・Want to save a fixed amount daily, weekly, or monthly with high flexibility
・Want to save anytime, anywhere
・Want to easily manage multiple goals
・Are looking for an easy-to-use Visa prepaid card
・Want to travel abroad affordably
・Want to easily send money, such as splitting bills with family and friends

＜Open an account with just your smartphone＞
・Completely digital process
・Open an account 24/7, 365 days a year

＜Simplify your daily life with cashless payments＞
・Charge and make payments with your smartphone
・Virtual card issued simultaneously with account opening

＜Secure and reliable security＞
・Compliant with PCI DSS, an international information security standard
・Identity verification service (3D Secure) 2.0) Support
- Registered as a third-party prepaid payment instrument issuer with the Financial Services Agency
- Ability to set spending limits
- Card lock function available
- 24/7 fraud detection system
- Compensation system available in case of fraudulent use (Application required, certain requirements must be met)


Fivot Co., Ltd. is a FinTech company funded by major financial institutions including Sumitomo Mitsui Banking Corporation.


To quickly understand your situation and provide prompt support, please report any problems or issues through the in-app inquiry form, not the review section. We will respond directly.


- IDARE Official: https://idare.jp/
- Fivot Co., Ltd.: https://fivot.co.jp/

What’s new

より快適にお使いいただけるよう修正しました！

「IDAREランク」が登場！
毎月の平均残高に応じて翌月のランクが決まり、上がるほどボーナス年率アップ（最大年率2.2%）＆海外事務手数料も優遇！