じぶん銀行アプリ（auじぶん銀行）

auじぶん銀行株式会社

About this app

● Consolidate all banking services such as account opening, transfer, smartphone ATMs, and debit cards.
● Increase the number of free fees depending on various balances and usage conditions! "Jibun Plus" where you can collect Ponta points.
● It is even more convenient to use with au kabu.com Securities. Full support tools such as AI foreign currency forecasts and market information.

au Jibun Bank is an online bank jointly established by KDDI and Bank of Tokyo-Mitsubishi UFJ. Whether you use au or not, you can use various bank services such as balance inquiry, transfer, time deposit, and foreign currency deposit with one app.

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Main functions
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■ Opening an account
・ You can easily enter the information required to apply for opening an account by taking a picture of your face and identity verification documents (driver's license, etc.) with your smartphone's camera.
・ If you take a face image from the Jibun Bank app and apply, you can use your account with face recognition before your cash card arrives.

■ Balance inquiry / deposit / withdrawal details inquiry
-On the timeline display, you can check the flow of money in real time, from deposit and withdrawal history to asset management.
-It is possible to check transaction details like a passbook, or to display a graph that makes it easy to understand the breakdown of deposited assets and the balance of deposits and withdrawals.

■ Transfer
・ If you have au Jibun Bank accounts, you can transfer money using only your mobile phone number. You can choose from the address book and make a transfer easily with no fees.
・ For withdrawal of rent and utility charges, the "Fixed amount automatic deposit service" is convenient, which allows you to order a fixed amount specified each month from a financial institution in your name to your au Jibun Bank account for free.

■ Time deposits / structured deposits
・ Yen time deposits with a guaranteed principal and structured deposits with high interest rates.
・ You can check the interest rate and apply for deposit.

■ Foreign currency deposit
・ It is advantageous to deposit from yen. All 8 currencies are free of charge when depositing.
・ You can check the interest rate and apply for deposit.
・ Displays the profit and loss of foreign currency deposits in real time. The balance of foreign currency deposits, trading volume, and changes in profit and loss are displayed in a graph, and the transaction status of foreign currency deposits can be checked at a glance.

■ Exchange rate notification
・ If you register the exchange rate in advance, you will be notified by push notification when the set value is reached.

■ Jibun Bank Smartphone Debit
・ It is a JCB debit that can be issued immediately from the Jibun Bank app in as little as 30 seconds. There is no need to wait for mail because it is cardless.
・ You can use it for shopping at Internet sites around the world where JCB credit cards can be used, and at regular shops.
* When using at the store, it is necessary to set Jibun Bank smartphone debit as the main card of Google Pay ™.
* Available at stores all over Japan with the QUICPay + ™ mark.

■ Smartphone ATM
・ You can deposit and withdraw cash at Lawson Bank ATMs (* excluding some) and Seven Bank ATMs using the Jibun Bank app instead of a cash card.

■ More convenient when used with au kabu.com Securities
・ If you authenticate using the API of kabu.com Securities from the Jibun Bank app, you can inquire about the balance and details of investment trusts of kabu.com Securities, and purchase investment trusts from rankings.
* To use it, you need to authenticate your account information with kabu.com Securities.

■ Jibun Plus
・ Jibun Plus is a service where you can collect stamps according to various balances and usage conditions, and receive free benefits such as Ponta point multiplier, ATM usage fee, and transfer fee for each of the four stages.
・ You can easily check the stamp acquisition status, the number of free remaining fees, and the Ponta point multiplier with the Jibun Bank app.
* To collect Ponta points, you need to register your au ID at au Jibun Bank.

■ AI foreign currency forecast
・ AI (artificial intelligence) analyzes and predicts future exchange fluctuations from past exchange fluctuations.
・ The fluctuation of US dollar, euro, Australian dollar, rand, and NZ dollar is predicted within 1 hour, within 1 business day (*), and within 5 business days (*), and the result is displayed with an icon.
* Monday-Friday

■ AI Japan Market Forecast
・ After the confirmed figures of au Jibun Bank Japan PMI are announced every month, we will analyze future Japanese stock price trends from the movements of PMI and TOPIX in the past month.
・ AI predicts whether TOPIX will rise or fall after 5 business days (*).
* Monday-Friday excluding holidays

■ Market information
・ Information useful for foreign currency transactions such as exchange rates, economic indicators, and news, as well as information on stocks and investment trusts (financial product brokerage).

■ Others
Various services such as card loans, mortgages, campaigns, columns, and e-commerce readers can be used from the Jibun Bank app.

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Security
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■ Smartphone authentication service
・ It is a service that completes a transaction by checking the transaction details displayed on the screen from the Jibun Bank application each time a transaction such as a transfer is made.
-Smartphone authentication has introduced a "transaction authentication" function. Transaction authentication is a strong security function to prevent unauthorized remittances due to falsification of transfer details.
au Jibun Bank's smartphone authentication incorporates this transaction authentication into the banking transaction app of the smartphone, so there is no need to carry a device such as a password card.

■ Unlocking / relocking Internet banking lock
・ It is a security function that locks the use of Internet banking normally and unlocks it from the bank application only when using it.
･ You can log in only once within 60 minutes after the unlock operation. Locks automatically after 60 minutes or after logging out. Since the lock can be unlocked only with the smartphone owned by the customer, it is possible to prevent the damage caused by illegal remittance using Internet banking.

■ ATM unlock / relock
・ It is a security function that locks the use of ATMs normally and unlocks them from the bank application only when using them.
･ When 60 minutes have passed after unlocking, the lock will be automatically locked again. Since the lock can be unlocked only with the smartphone owned by the customer, the damage caused by withdrawals such as when the cash card is stolen or forged is reduced.

* Settings are required to use the security function.

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【Recommended environment】
https://www.jibunbank.co.jp/environment/#flg-sp

【Notes】
!! The Jibun Bank app can only be used on one device.
!! As a general rule, we handle it 24 hours a day, 365 days a year (excluding the time of our system maintenance). If the service becomes unavailable due to temporary maintenance, etc., we will notify you on our website.

Ratings and reviews

Cannot do identity process. The app is freezing and buggy.

本人確認の写真撮影で固まってしまいます

口座開設の顔写真撮影のボタンなどが表示されず先に進めない。Pixcel 5で最新のOSを使用していますが、銀行のアプリでこんな杜撰なのはありえない。口座開設を止めて良かった。

What's new

・軽微な修正をしました。