Keio NEOBANK is a banking service created by Keio Electric Railway Co., Ltd., Keio Passport Club Co., Ltd., and Sumishin SBI Net Bank Co., Ltd. for customers along the Keio line.
At Keio NEOBANK, we will give away Keio NEOBANK recommended items through a monthly lottery for those with a monthly deposit balance of 30,000 yen or more.
Your chances of winning will increase depending on your bank account balance, so don't forget to enter after making a deposit!
In addition, you can earn Keio Points that can be used at approximately 750 stores along the Keio Line depending on your salary receipt, mortgage loan, debit card usage, etc.
*Please check the Keio NEOBANK website for recommended product gifts and point addition conditions.
Why not experience the economical and convenient life along the Keio Railway at Keio NEOBANK?
◆Apply on your smartphone and open an account as soon as the same day
◆Safe transactions with strong security
Almost all transactions can be done with this app, from opening an account to making transfers and checking balances, as well as foreign currency deposit transactions and various loan applications.
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Main features
◆Opening an account
-If you have a driver's license or My Number card, you can open an account as soon as the same day by verifying your identity with your smartphone.
◆“ATM with app” allows you to deposit and withdraw money without needing a cash card
・Even if you do not have a cash card, you can make deposits and withdrawals at Seven Bank ATMs and Lawson Bank ATMs nationwide (with some exceptions) using the app.
・ATM deposit and withdrawal fees are free for up to 5 times a month.
◆Smartphone debit
・With "Smartphone Debit (Mastercard)", you can shop online using the debit card number issued by the app.
・In addition to checking your debit card number and usage details, you can also use the debit management function, which allows you to set limits, etc.
・If you wish, we will issue you a free debit card with an original design.
◆Balance inquiry/deposit/withdrawal details
-You can select the type of balance to be displayed when you start the app.
・You can check deposit and withdrawal details for up to 7 years.
◆Smart Authentication NEO (new authentication service using biometric authentication)
- By registering for smart authentication NEO, you can log in to the app using only biometric authentication (or PIN code).
◆Real-time notification
・Transaction information such as deposits and transfers will be notified in real time.
*Notifications may not be received depending on the radio wave, model, or other customer usage conditions.
◆Transfer/transfer
・You can easily transfer money using just one app.
- Transfer fees to other financial institutions are free up to 5 times per month.
・It is also possible to transfer to a ``Purpose-Specific Account'' or ``SBI Hybrid Deposit'' linked to SBI Securities.
- Transfers up to 100,000 yen will be automatically applied to Kotara remittances, and you can remit them as many times as you like without any fees. (*Limited to financial institutions that support remittances.)
- There is also a ``Fixed Amount Automatic Transfer'' function that allows you to automatically transfer money on a fixed day every month, and a ``Fixed Amount Automatic Deposit'' function that allows you to automatically debit and deposit money from another bank account.
◆Yen deposits/structured deposits
・You can make deposits into yen time deposits or apply for and deposit into structured deposits, which are popular for their favorable interest rates.
◆Foreign currency deposit
・You can open a foreign currency deposit account, trade in foreign currency savings deposits that can be bought and sold in real time, and foreign currency time deposits with good interest rates.
・You can save foreign currency starting from 500 yen. It is also possible to change the savings settings.
◆Application for various loan products
・You can also apply for home loans, purpose loans (education loans, car loans, etc.), and card loans from the app.
・With Keio NEOBANK Home Loan, you can earn up to 120,000 Keio points (1 point = 1 yen) depending on the loan amount.
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Keio Passport Club acts as a bank agent and mediates (solicits) transactions for Keio NEOBANK (SBI Sumishin Net Bank Keio NEOBANK Branch).