みずほWallet　電子マネーアプリ

みずほ銀行

About this app

Mizuho Bank's various cashless services in one app.
A wallet app that allows you to use electronic money!

Mizuho Wallet is a convenient electronic money app that you can start using immediately if you have a Mizuho Bank account and can use QUICPay and more!
You can also issue a debit card or Suica from the app, and use electronic money payments immediately.

■Features of Mizuho Wallet
① You can choose the payment method that suits you
With one app, you can use various payment methods such as Mizuho Suica, debit cards (Mizuho JCB debit/Smart Debit), and J-Coin Pay.
Additionally, Mizuho Suica and debit cards (Smart Debit) can be used immediately if you have a Mizuho Bank account.

②Can be used while checking the account balance
You can check your account balance, including charge and payment history. Furthermore, if you use a debit card (Mizuho JCB Debit/Smart Debit), you can receive email notifications at the time of payment and set a spending limit, so you can prevent overspending.

■People who can use it
Please note that each payment method that can be used with Mizuho Wallet has the following conditions for customers who can use it.
[Mizuho Suica]
Individual customers who live in Japan, are 13 years of age or older, and have a savings account with Mizuho Bank.

[Debit Card (Mizuho JCB Debit/Smart Debit)]
Individual customers who live in Japan, are 15 years of age or older (excluding junior high school students), and have a savings account with Mizuho Bank.

[J-Coin Pay]
Individual customers residing in Japan

■How to use
There are no usage fees or annual fees for downloading, registering, or making payments for this app.
Please note that a separate contract with Mizuho Direct is required to issue Mizuho Suica and Smart Debit.
[Mizuho Suica]
After downloading the Mizuho Wallet app, register your account information and issue a virtual Mizuho Suica within the app. Once you charge (deposit) money into the Mizuho Suica you have issued, you can use it immediately.
You can pay by simply waving your smartphone at stores with the IC mark nationwide.
*Mizuho Suica is issued by East Japan Railway Company.
*Charge (deposit) limit: 20,000 yen

[Debit Card (Mizuho JCB Debit/Smart Debit)]
After downloading the Mizuho Wallet app, you can register and use your Mizuho JCB debit card immediately.
In addition, even if you do not have a Mizuho JCB Debit, you can register your account information and have a virtual card called Smart Debit issued.
At stores with the QUICPay+ mark nationwide, you can make debit card payments directly connected to your account by simply waving your smartphone over your smartphone.

[J-Coin Pay]
After downloading the Mizuho Wallet app, you can immediately use it by registering your bank account information.
QR code payments can be made at stores with the J-Coin mark nationwide.

■ Great benefits
[Debit card (Mizuho JCB debit)]
If you use Mizuho JCB Debit, you will receive 0.2-0.4% cashback on your monthly payment amount. As your payment amount increases, your cashback rate will also increase. At the end of each month, you will be notified of the next month's cashback rate within the Mizuho Wallet app.
Around the middle of each month, 0.2% to 0.4% of the payment amount from the 16th of the month before the previous month to the 15th of the previous month will be refunded in the name of "JCB Debit."

[Debit card (Smart Debit)]
When you use Smart Debit, you will receive 0.2% cash back on your monthly payment amount.
Around the middle of each month, 0.2% of the payment amount from the 16th of the month before the previous month to the 15th of the previous month will be refunded in the name of "SMART DEBIT".

■Mizuho Wallet is recommended for the following people
・I'm looking for a Wallet app that allows me to make payments directly from my bank account without having to charge electronic money.
・I'm looking for a Wallet app that allows me to make payments from my account via a debit card because charging is a hassle.
・I want to check the information on my usage statement and use electronic money (Suica, QUICPay) and QR code payments in a planned manner with one app.
・Looking for advantageous electronic money (Suica, QUICPay) and QR code payment apps
・I would like to use a Wallet app that allows payments to be made by direct debit, as there is no need to charge the app and it is convenient.
・I want to use electronic money (Suica, QUICPay) and QR code payments while checking my bank account information.
・I'm looking for a wallet app that allows electronic money (Suica, QUICPay) and QR code payments.
・Use electronic money more often than card payments
・I want to easily check payment information for electronic money (Suica, QUICPay) and QR code payments using the app.
・I'm not sure which electronic money (Suica, QUICPay) or QR code payment app is better.
・I am looking for an electronic money (Suica, QUICPay) and QR code payment app that allows me to check my account balance and usage details.
・I am looking for an electronic money app that allows me to check campaign information of QUICPay+TM member stores.
・I want to use safe and secure electronic money (Suica, QUICPay) and QR code payment apps
・I'm looking for an app that allows me to charge Suica directly from my account and make payments.
・I want to use my debit card or Suica on my smartphone.
・I want to make effective use of my debit card and receive cash back.
・More payments are made using electronic money on smartphones than by card payments.
・Usual payments are mainly electronic money (Suica, QUICPay) and QR code payments
・I want to make my wallet smarter by using electronic money (Suica, QUICPay) and QR code payments.
・I want to centrally manage electronic money (Suica, QUICPay) and QR code payments on my smartphone.
・I want to use an electronic money app that can be charged directly from the account and can also be used with Suica etc.
・I am looking for an electronic money (Suica, QUICPay) and QR code payment app that is directly connected to my account and allows me to check usage details.
・I use Suica, but I find it troublesome to charge it with cash, so I want to do it from my smartphone.
・I want to prevent overspending by using electronic money (Suica, QUICPay) and QR code payments while checking my account balance.
・I use Suica with a card, but I want to use it with a smartphone.
・I want to use a virtual card for debit card payments that can be used on smartphones.
・I want to use debit card payment, but it is a hassle to issue one at a store, so I would like to issue and use a virtual card on the app.
・I want to manage my balance and make daily payments using a debit card that is connected directly to my account from my smartphone.
・I usually make payments using electronic money such as debit cards or Suica, but I would like to consolidate them into one app.
・I want to use my debit card more easily
・I want to effectively use my debit card and Suica on my smartphone.
・I am a heavy debit card user, but I want to check my account balance at the same time.

■Available hours
Content in the Mizuho Wallet app menu is available 24 hours a day.
*It may not be available due to system maintenance etc.　

[Mizuho Suica]
Recharge (deposit) available hours (Japan time):
・Weekdays…24 hours
・Saturday…00:00-22:00
・Sunday…8:00-24:00
*Unavailable from 10:00 p.m. Saturday to 8:00 a.m. the following Sunday, and from 3:00 to 5:00 the first and fourth Saturday of each month.
*The service may be unavailable outside of the above hours due to system maintenance, etc.

[Debit Card (Mizuho JCB Debit/Smart Debit)]
Payment available hours (Japan time): 24 hours a day, 365 days a year
*It may not be available due to system maintenance etc.

[J-Coin Pay]
Payment available hours (Japan time): 24 hours a day, 365 days a year
*It may not be available due to system maintenance etc.

■ Compatible models and OS
Please check the Mizuho Bank website (https://www.mizuhobank.co.jp/wallet/android/detail/index.html).

■ Notes
- Downloading and using this app will incur separate communication charges, which will be borne by the customer.
・When using Mizuho Suica, issuance of limited express tickets, green tickets, commuter passes, auto-charging, and Suica campaigns are not applicable.

*Suica is a registered trademark of East Japan Railway Company.
*QUICPay+TM is a registered trademark of JCB Corporation.
*QR code is a registered trademark of Denso Wave Co., Ltd.

Ratings and reviews

No language options (not even like their official banking one USED to have). My Japanese isn't good enough to be able to use this app (but my company use this bank so I don't have a choice). Tried to link to their mizuho bank app but that app keeps crashing... No idea if I can get this to work or ever will. One of the biggest banks in Japan and they can't get this right. Not good.

I was told to use this app with my new Mizuho debit card, but after installing, the app gave an error saying it was not compatible with my 2021 spartphone

Worthless garbage that doesn't work, and doesn't give any instructions on how to set it up.

What's new

一部機能を改善いたしました。